Gavop's guide to buying homeowners insurance in Stamping Ground, KY covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $72,500 | $60,000 | $50,000-$75,000 |
| 2 Bedroom | $150,000 | $130,000 | $150,000-$175,000 |
| 3 Bedroom | $261,500 | $240,000 | $200,000-$250,000 |
| 4 Bedroom | $361,500 | $300,000 | $300,000-$350,000 |
| 5 Bedroom | $519,000 | $420,000 | $500,000-$600,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$71 | $816 |
| Home and Two Car | -$142 | $745 |
| Home and Three Car | -$204 | $683 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Scott County | $1,500 | $964 | $2,464 | $700 | $2,200 | $263 |
| Stamping Ground, KY | $2,500 | $876 | $3,376 | $637 | $3,137 | $240 |
| Keene, KY | $200 | $1,015 | $1,215 | $738 | $938 | $277 |
| Falmouth, KY | $700 | $690 | $1,390 | $501 | $1,201 | $188 |
| Warsaw, KY | $300 | $685 | $985 | $498 | $798 | $187 |
| Shelbyville, KY | $1,500 | $829 | $2,329 | $603 | $2,103 | $227 |
| Nicholas County, KY | $400 | $651 | $1,051 | $473 | $873 | $178 |
| Carlisle, KY | $1,500 | $665 | $2,165 | $483 | $1,983 | $182 |
| Clark County, KY | $400 | $878 | $1,278 | $638 | $1,038 | $240 |
| Ryland Heights, KY | $2,000 | $845 | $2,845 | $614 | $2,614 | $231 |
| Fort Mitchell, KY | $500 | $852 | $1,352 | $619 | $1,119 | $233 |
| Douglass Hills, KY | $2,000 | $815 | $2,815 | $592 | $2,592 | $223 |
| Home Insurance Company Stamping Ground, KY | Homeowners Insurance Agency Stamping Ground, KY | Address | Popularity Score | Distance from Stamping Ground (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Garrett-Stotz Company | 1601 Alliant Ave, Louisville, KY, 40299 | 49.2 | |
| State Farm | Steve Woodrum | 102 Finley Dr Ste 80, Georgetown, KY, 40324-6009 | 9.9 | |
| Liberty Mutual Independent | Gartman Insurance Agency Inc | 495 Erlanger Rd Ste 104, Erlanger, KY, 41018 | 48.0 | |
| Travelers | The Elite Agency Inc | 2408 Sir Barton Wy Ste 375, Lexington, KY, 40509 | 24.0 | |
| Travelers | Garner Insurance Agency | 7430 Us Highway 42 Ste 207, Florence, KY, 41042 | 44.1 | |
| State Farm | Leslie Gilley | 6427 W Highway 146 Ste 1, Crestwood, KY, 40014-9516 | 44.8 | |
| Nationwide | Poland Insurance Agency Inc. | 101 Markham Drive, Georgetown, KY, 40324-2004 | 10.4 | |
| Allstate | Roger Lee Harness | 3801 Springhurst Blvd Ste 105, Louisville, KY, 40241 | 49.8 | |
| Liberty Mutual Independent | The Underwriters Group | 1700 Eastpoint Pkwy, Louisville, KY, 40223 | 47.0 | |
| State Farm | Rb Brown | 949 Louisville Rd Ste C, Frankfort, KY, 40601-3354 | 17.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Kentucky | $130,000 | $896 | $640 | $1,260 | $620 |
| Scott County, KY | $170,800 | $975 | $660 | $1,390 | $730 |
| Stamping Ground, KY | $187,000 | $887 | $610 | $1,220 | $610 |
| Keene, KY | $435,100 | $1,027 | $690 | $1,450 | $760 |
| Falmouth, KY | $79,900 | $698 | $470 | $960 | $490 |
| Warsaw, KY | $109,900 | $693 | $490 | $980 | $490 |
| Shelbyville, KY | $164,500 | $839 | $580 | $1,180 | $600 |
| Nicholas County, KY | $82,100 | $658 | $480 | $920 | $440 |
| Carlisle, KY | $85,500 | $673 | $460 | $940 | $480 |
| Clark County, KY | $139,200 | $889 | $640 | $1,270 | $630 |
| Ryland Heights, KY | $117,900 | $855 | $620 | $1,190 | $570 |
| Fort Mitchell, KY | $257,300 | $862 | $630 | $1,220 | $590 |
| Douglass Hills, KY | $233,100 | $825 | $570 | $1,170 | $600 |