Gavop's guide to buying homeowners insurance in East Aurora, NY covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $72,000 | $60,000 | $50,000-$75,000 |
| 2 Bedroom | $155,000 | $130,000 | $175,000-$200,000 |
| 3 Bedroom | $278,000 | $240,000 | $300,000-$350,000 |
| 4 Bedroom | $321,000 | $290,000 | $300,000-$350,000 |
| 5 Bedroom | $251,500 | $230,000 | $300,000-$350,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$103 | $583 |
| Superior Protection Discount | -$62 | $624 |
| Fire & Security Discount | -$48 | $637 |
| Hail Resistant Roof Discount | -$14 | $672 |
| Newly Constructed Home Discount | -$178 | $507 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,156 |
| Physical Damage | $2,440 |
| Hail Damage | $4,759 |
| Wind Damage | $6,114 |
| Expensive Claims | |
| Fire | $43,336 |
| Smoke | $16,553 |
| Home Insurance Company East Aurora, NY | Homeowners Insurance Agency East Aurora, NY | Address | Popularity Score | Distance from East Aurora (miles) |
|---|---|---|---|---|
| Allstate | Gregg S. Horwitz | 2157 Union Rd, West Seneca, NY, 14224 | 9.5 | |
| Travelers | Jem Insurance Agency Inc | 950-A Union Rd #16, West Seneca, NY, 14224 | 8.1 | |
| State Farm | Jack Coy | 2331 Bowen Road, Elma, NY, 14059-9415 | 4.8 | |
| Nationwide | Jeremiah J Sheehy Jr | 6137 S Park Ave, Hamburg, NY, 14075-3835 | 11.0 | |
| Allstate | Wayne Levan | 8770 Transit Rd, East Amherst, NY, 14051 | 17.1 | |
| State Farm | Susan Oleksy | 1876 Nia Falls Blvd, Tonawanda, NY, 14150-6439 | 19.5 | |
| State Farm | Bill Hubert | 628 Main St, East Aurora, NY, 14052-2403 | 0.3 | |
| State Farm | Mike Messuro | 1320 Orchard Park Road, West Seneca, NY, 14224-4050 | 8.2 | |
| Erie | Affordable Insurance Agency Inc. | 31 Knox Road, East Aurora, NY, 14052 | 0.7 | |
| Allstate | The Keller Group Inc | 3625 Seneca St, West Seneca, NY, 14224 | 8.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New York | $293,000 | $1,164 | $850 | $1,620 | $770 |
| Erie County, NY | $139,900 | $608 | $430 | $860 | $430 |
| East Aurora, NY | $189,500 | $685 | $500 | $970 | $470 |
| Boston, NY | $183,300 | $670 | $460 | $930 | $470 |
| South Lockport, NY | $92,200 | $590 | $420 | $840 | $420 |
| Pike, NY | $81,900 | $592 | $410 | $810 | $400 |
| Hume, NY | $73,800 | $596 | $420 | $830 | $410 |
| Hartland, NY | $105,900 | $593 | $420 | $840 | $420 |
| Leon, NY | $76,500 | $594 | $400 | $810 | $410 |
| Byersville, NY | $93,300 | $590 | $420 | $840 | $420 |
| Scottsville, NY | $127,000 | $610 | $440 | $840 | $400 |
| East Avon, NY | $147,300 | $639 | $470 | $890 | $420 |
| Ogden, NY | $157,200 | $612 | $430 | $860 | $430 |