Gavop shows you how to buy homeowners insurance in South Pasadena, CA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $189,000 | $170,000 | $150,000-$175,000 |
| 2 Bedroom | $514,500 | $460,000 | $500,000-$600,000 |
| 3 Bedroom | $766,500 | $650,000 | $600,000-$700,000 |
| 4 Bedroom | $794,500 | $680,000 | $700,000-$800,000 |
| 5 Bedroom | $1,585,500 | $1,410,000 | More than 10,000,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$179 | $762 |
| Superior Protection Discount | -$85 | $856 |
| Fire & Security Discount | -$103 | $837 |
| Hail Resistant Roof Discount | -$28 | $913 |
| Newly Constructed Home Discount | -$245 | $696 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Los Angeles County | $1,000 | $1,435 | $2,435 | $1,043 | $2,043 | $392 |
| South Pasadena, CA | $2,000 | $930 | $2,930 | $676 | $2,676 | $254 |
| Huntington Park, CA | $500 | $934 | $1,434 | $679 | $1,179 | $255 |
| West Whittier-Los Nietos, CA | $700 | $875 | $1,575 | $636 | $1,336 | $239 |
| Monrovia, CA | $400 | $1,404 | $1,804 | $1,021 | $1,421 | $384 |
| Downey, CA | $1,500 | $1,336 | $2,836 | $971 | $2,471 | $365 |
| Duarte, CA | $100 | $833 | $933 | $605 | $705 | $228 |
| Whittier, CA | $1,500 | $1,185 | $2,685 | $861 | $2,361 | $324 |
| La Puente, CA | $100 | $916 | $1,016 | $666 | $766 | $250 |
| Long Beach, CA | $1,500 | $1,319 | $2,819 | $958 | $2,458 | $360 |
| Diamond Bar, CA | $300 | $1,342 | $1,642 | $975 | $1,275 | $367 |
| Lake Sherwood, CA | $1,500 | $803 | $2,303 | $583 | $2,083 | $219 |
| Home Insurance Company South Pasadena, CA | Homeowners Insurance Agency South Pasadena, CA | Address | Popularity Score | Distance from South Pasadena (miles) |
|---|---|---|---|---|
| Allstate | Daniel Z. Malaty | 348 E Olive Ave Ste A, Burbank, CA, 91502 | 10.0 | |
| State Farm | Derek Ennis | 3717 S. La Brea Ave, Los Angeles, CA, 90016 | 13.0 | |
| State Farm | Richard Calderon | 5556 S Centinela Ave Ste 4, Los Angeles, CA, 90066-6912 | 17.0 | |
| State Farm | Keith Ahn | 9438 Garden Grove Blvd, Garden Grove, CA, 92844-1453 | 25.5 | |
| Farmers | Ruzanna Aloyan | 704 S Victory Blvd Ste 200, Burbank, CA, 91502 | 9.8 | |
| Farmers | Ryan Allen | 330 W 11th St Apt 709, Los Angeles, CA, 90015 | 7.6 | |
| State Farm | John Galea | 1102 E. Chapman Ave, Fullerton, CA, 92831-3813 | 21.6 | |
| Farmers | Kenneth Lee | 3435 Wilshire Blvd Ste 465, Los Angeles, CA, 90010 | 8.8 | |
| State Farm | Alba Ramirez | 4025 Florence Ave Ste B, Cudahy, CA, 90201-3403 | 9.8 | |
| State Farm | Steve Tieu | 9011 Garvey Ave. Unit #A, Rosemead, CA, 91770 | 5.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| California | $443,400 | $1,291 | $960 | $1,760 | $800 |
| Los Angeles County, CA | $495,800 | $1,453 | $1,070 | $1,980 | $910 |
| South Pasadena, CA | $928,500 | $941 | $700 | $1,280 | $580 |
| Huntington Park, CA | $357,500 | $945 | $700 | $1,290 | $590 |
| West Whittier-Los Nietos, CA | $390,000 | $885 | $660 | $1,200 | $540 |
| Monrovia, CA | $606,000 | $1,422 | $1,050 | $1,930 | $880 |
| Downey, CA | $479,500 | $1,353 | $1,000 | $1,840 | $840 |
| Duarte, CA | $422,000 | $843 | $620 | $1,150 | $530 |
| Whittier, CA | $443,100 | $1,200 | $890 | $1,630 | $740 |
| La Puente, CA | $364,300 | $927 | $690 | $1,260 | $570 |
| Long Beach, CA | $476,400 | $1,335 | $990 | $1,820 | $830 |
| Diamond Bar, CA | $614,800 | $1,358 | $1,000 | $1,850 | $850 |
| Lake Sherwood, CA | $1,697,700 | $813 | $600 | $1,110 | $510 |