Gavop tells you how to get the best homeowners insurance in West Liberty, KY by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| West Liberty, KY - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Cs-1091, Cs-1021, Bloomington-Cisco-Matthew Rd, Walnut Rd, Malone Rd, Cedar Rd, May Branch Rd, Bill Lewis Rd, Main St, Cr-1174 | $91,500 | $80,000 | $100,000-$125,000 | $60,000 | $50,000 | $50,000-$75,000 |
| Pine Acres Ln, Havens Fork Rd, Antler Dr, Anderson Ln, Hwy 460 E, County Garage Rd, Hwy 1081, Poor Boys Rd, Oldfield Ln, Riverview Dr | $181,000 | $150,000 | $150,000-$175,000 | $75,000 | $60,000 | $50,000-$75,000 |
| Cr-1301, Glenn Ave, State Hwy 172, Co Rd 2498, College St, Burchwell Ln, Broadway St, Riverside Dr, Lick Branch-Elk Fork Rd, Hwy 1000 | $154,000 | $140,000 | $175,000-$200,000 | $85,500 | $80,000 | $75,000-$100,000 |
| Oak Ct, Cs-1027, Nickell St, River Rd, Old Elam Rd, Cs-1033, Stacy Ln, Gardner Dr, Keeton Hts, Ruth Ave | $183,500 | $150,000 | $150,000-$175,000 | $114,000 | $100,000 | $100,000-$125,000 |
| Hollow Ln, Havens Ln, US Hwy 460 E, Cs-1028, Cr-1558, Shady Ln, Gordon Ford Rd, Cs-1046, Little Black Water Creek Rd, Alec Spencer Dr | $129,000 | $110,000 | $125,000-$150,000 | $87,000 | $70,000 | $75,000-$100,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$127 | $581 |
| Superior Protection Discount | -$71 | $637 |
| Fire & Security Discount | -$57 | $651 |
| Hail Resistant Roof Discount | -$14 | $694 |
| Newly Constructed Home Discount | -$177 | $531 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Morgan County | $1,000 | $630 | $1,630 | $458 | $1,458 | $172 |
| West Liberty, KY | $2,000 | $700 | $2,700 | $508 | $2,508 | $191 |
| Grassy Creek, KY | $100 | $681 | $781 | $495 | $595 | $186 |
| Nippa, KY | $1,000 | $774 | $1,774 | $562 | $1,562 | $211 |
| Salt Lick, KY | $200 | $672 | $872 | $488 | $688 | $184 |
| Dwale, KY | $2,000 | $765 | $2,765 | $556 | $2,556 | $209 |
| Grayson, KY | $500 | $687 | $1,187 | $499 | $999 | $188 |
| Knott County, KY | $700 | $870 | $1,570 | $632 | $1,332 | $238 |
| Irvine, KY | $200 | $592 | $792 | $430 | $630 | $162 |
| Beaver Creek, KY | $2,500 | $567 | $3,067 | $412 | $2,912 | $155 |
| Winston-West Irvine, KY | $400 | $634 | $1,034 | $461 | $861 | $173 |
| Ceredo, WV | $1,500 | $628 | $2,128 | $457 | $1,957 | $172 |
| Home Insurance Company West Liberty, KY | Homeowners Insurance Agency West Liberty, KY | Address | Popularity Score | Distance from West Liberty (miles) |
|---|---|---|---|---|
| State Farm | Steve Barker | 519 W Main St, Morehead, KY, 40351-1539 | 22.8 | |
| State Farm | Bob Wages | 1019 State Route 716, Ashland, KY, 41102-8257 | 47.2 | |
| Travelers | Trademark Insurance | 264 Old Flemingsburg Rd, Morehead, KY, 40351 | 23.1 | |
| Allstate | Melissa Crowdus | 3767 N Mayo Trl Ste 5, Pikeville, KY, 41501 | 44.3 | |
| State Farm | Don Hillman | 209 E Perry St, Louisa, KY, 41230 | 37.1 | |
| Allstate | John J. Ross Jr. | 4332 13th St Unit 1, Ashland, KY, 41102 | 48.8 | |
| State Farm | Laura Feltner | 117 Corporate Dr Ste 103, Hazard, KY, 41701-8267 | 41.4 | |
| State Farm | Donna Payne | 501 Willin Way, Mount Sterling, KY, 40353-1495 | 40.2 | |
| State Farm | Fred Crump | 621 Helena Road, Flemingsburg, KY, 41041-7948 | 46.9 | |
| Liberty Mutual Independent | The Elite Agency Inc | 2708 Louisa Street, Catlettsburg, KY, 41129 | 49.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Kentucky | $130,000 | $896 | $650 | $1,240 | $590 |
| Morgan County, KY | $77,500 | $638 | $450 | $870 | $420 |
| West Liberty, KY | $114,700 | $708 | $520 | $980 | $460 |
| Grassy Creek, KY | $78,000 | $689 | $470 | $980 | $510 |
| Nippa, KY | $99,400 | $783 | $560 | $1,070 | $510 |
| Salt Lick, KY | $76,100 | $680 | $460 | $970 | $510 |
| Dwale, KY | $97,100 | $774 | $530 | $1,110 | $580 |
| Grayson, KY | $110,600 | $696 | $500 | $950 | $450 |
| Knott County, KY | $52,000 | $881 | $640 | $1,210 | $570 |
| Irvine, KY | $68,900 | $599 | $410 | $860 | $450 |
| Beaver Creek, KY | $55,800 | $574 | $380 | $820 | $440 |
| Winston-West Irvine, KY | $78,200 | $642 | $460 | $910 | $450 |
| Ceredo, WV | $100,100 | $636 | $450 | $880 | $430 |