Gavop shows you how to buy homeowners insurance in Chilhowie, VA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Chilhowie, VA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Hafley Hollow Ln, Old Airport Rd, Harley Dr, Old Rich Valley Rd, Rusty Hollow Ln, Winsor Rd, Big Tree Dr, Co Rd 727, Old Lake Rd, Brentwood Ln | $73,000 | $60,000 | $75,000-$100,000 | $101,000 | $80,000 | $100,000-$125,000 |
| Little Walker Way, Sundancer Dr, Co Rd 648, Co Rd 653, Bay Pines Ln, Cardinal Ln, Skylark Ln, Co Rd 683, Old Slash Rd, Dartmouth Ln | $81,000 | $70,000 | $75,000-$100,000 | $84,500 | $80,000 | $75,000-$100,000 |
| Doane Dr, Co Rd 663, Co Rd 1015, Pen Rd, Pendleton Ave, Long Hollow Rd, Blue Grass Trl, Co Rd 1026, Sulphur Spring Rd, Burnwood Ln | $179,000 | $160,000 | $200,000-$250,000 | $98,500 | $90,000 | $75,000-$100,000 |
| Eller Ave, Co Rd 604, S Wood Ln, Hood St, Lassiter Ln, Hummingbird Ln, Acorn Ln, Short St, Trio Dr, Saint James Rd | $164,000 | $150,000 | $150,000-$175,000 | $108,000 | $100,000 | $100,000-$125,000 |
| Dotson Ridge Rd, Co Rd 1036, Mt Airy Rd, Vale Cir, Tattle Branch Rd, Raven Ln, Zion Hill Rd, Gunston Ln, Colonial Heights Dr, Co Rd 621 | $111,000 | $100,000 | $125,000-$150,000 | $68,500 | $60,000 | $50,000-$75,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$167 | $761 |
| Superior Protection Discount | -$93 | $835 |
| Fire & Security Discount | -$83 | $844 |
| Hail Resistant Roof Discount | -$19 | $909 |
| Newly Constructed Home Discount | -$186 | $742 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Smyth County | $2,000 | $1,015 | $3,015 | $737 | $2,737 | $277 |
| Chilhowie, VA | $700 | $916 | $1,616 | $666 | $1,366 | $250 |
| Piney Creek, NC | $300 | $663 | $963 | $482 | $782 | $181 |
| Laurel, NC | $1,500 | $688 | $2,188 | $500 | $2,000 | $188 |
| Walnut Hill, NC | $100 | $948 | $1,048 | $689 | $789 | $259 |
| Northern, VA | $2,500 | $909 | $3,409 | $660 | $3,160 | $248 |
| Jobs Cabin, NC | $300 | $811 | $1,111 | $589 | $889 | $222 |
| Bluefield, WV | $700 | $694 | $1,394 | $504 | $1,204 | $190 |
| Bramwell, WV | $200 | $527 | $727 | $383 | $583 | $144 |
| Seven Devils, NC | $1,000 | $1,244 | $2,244 | $904 | $1,904 | $340 |
| Lowgap, NC | $300 | $793 | $1,093 | $577 | $877 | $217 |
| Montezuma, NC | $2,000 | $1,133 | $3,133 | $824 | $2,824 | $310 |
| Home Insurance Company Chilhowie, VA | Homeowners Insurance Agency Chilhowie, VA | Address | Popularity Score | Distance from Chilhowie (miles) |
|---|---|---|---|---|
| Travelers | Wamplers Insurance Agency Inc | 445 Porterfield Hwy Sw Suite D, Abingdon, VA, 24210 | 18.8 | |
| Allstate | April Hamby Crabtree | 439 E Main St, Abingdon, VA, 24210 | 16.9 | |
| Travelers | Safenet Insurance Services Inc | 652 N Main St, Marion, VA, 24354 | 9.7 | |
| Travelers | Hanks Insurance Agency Inc | 501 Glendale Rd, Galax, VA, 24333 | 42.4 | |
| Travelers | Cbi Insurance | 18608 Lee Highway, Abingdon, VA, 24210 | 21.1 | |
| Allstate | Steven Dimit | 534 N Main St, Marion, VA, 24354 | 9.5 | |
| Allstate | Stephen Childress | 966 W Main St Ste 1, Abingdon, VA, 24210 | 19.4 | |
| Travelers | Bankers Insurance Llc | 180 S 4th St, Wytheville, VA, 24382 | 34.5 | |
| Allstate | Patrick Boyd | 102 Bonham Rd Ste 10, Bristol, VA, 24202 | 27.6 | |
| State Farm | Larry Bales | 534 E Main St, Abingdon, VA, 24210-3410 | 16.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Virginia | $255,800 | $952 | $680 | $1,310 | $630 |
| Smyth County, VA | $89,600 | $1,027 | $740 | $1,460 | $720 |
| Chilhowie, VA | $114,200 | $928 | $660 | $1,330 | $670 |
| Piney Creek, NC | $109,400 | $671 | $480 | $930 | $450 |
| Laurel, NC | $114,400 | $696 | $480 | $960 | $480 |
| Walnut Hill, NC | $179,600 | $960 | $690 | $1,320 | $630 |
| Northern, VA | $79,800 | $920 | $650 | $1,310 | $660 |
| Jobs Cabin, NC | $142,400 | $821 | $590 | $1,160 | $570 |
| Bluefield, WV | $76,600 | $703 | $510 | $970 | $460 |
| Bramwell, WV | $60,800 | $533 | $380 | $750 | $370 |
| Seven Devils, NC | $279,500 | $1,259 | $920 | $1,780 | $860 |
| Lowgap, NC | $138,200 | $803 | $540 | $1,110 | $570 |
| Montezuma, NC | $240,000 | $1,147 | $810 | $1,580 | $770 |