Gavop's guide to buying homeowners insurance in Littleton, MA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $91,500 | $80,000 | $75,000-$100,000 |
| 2 Bedroom | $263,000 | $210,000 | $200,000-$250,000 |
| 3 Bedroom | $363,500 | $320,000 | $400,000-$500,000 |
| 4 Bedroom | $354,500 | $290,000 | $400,000-$500,000 |
| 5 Bedroom | $825,000 | $740,000 | $600,000-$700,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$84 | $850 |
| Home and Two Car | -$159 | $775 |
| Home and Three Car | -$215 | $719 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,337 |
| Physical Damage | $2,513 |
| Hail Damage | $4,618 |
| Wind Damage | $6,496 |
| Expensive Claims | |
| Fire | $46,016 |
| Smoke | $17,389 |
| Home Insurance Company Littleton, MA | Homeowners Insurance Agency Littleton, MA | Address | Popularity Score | Distance from Littleton (miles) |
|---|---|---|---|---|
| Travelers | Gallant Insurance Agency | 199 Great Rd, Acton, MA, 1720 | 5.0 | |
| Travelers | Ralph J Galante Insurance Agency Inc | 1939 Massachusetts Ave., Cambridge, MA, 2140 | 21.5 | |
| Travelers | Hub International New England | 299 Ballardvale St, Wilmington, MA, 1887 | 17.3 | |
| Liberty Mutual Independent | The Getchell Companies | 183 Great Rd, Stow, MA, 1775 | 7.0 | |
| Allstate | Jenish Thakkar | 400 W Cummings Park Ste 1975, Woburn, MA, 1801 | 18.8 | |
| Liberty Mutual Independent | The Getchell Companies | 183 Great Road, Stow, MA, 1775 | 7.0 | |
| Travelers | D Francis Murphy Insurance Agency | 739 Main St , Bolton, MA, 1740 | 9.3 | |
| Travelers | Mcwalter Volunteer Ins Agency Inc | 57 Main St, Concord, MA, 1742 | 8.9 | |
| Allstate | Kurt Wicks | 83 Parkhurst Rd Unit 10, Chelmsford, MA, 1824 | 9.1 | |
| Liberty Mutual Independent | Wilmington Ins Agency Inc | 5 Middlesex Ave Unit 14, Wilmington, MA, 1887 | 16.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Massachusetts | $352,600 | $1,410 | $960 | $2,000 | $1,040 |
| Middlesex County, MA | $453,300 | $1,311 | $940 | $1,810 | $870 |
| Littleton, MA | $401,500 | $934 | $640 | $1,320 | $680 |
| Stow, MA | $474,800 | $1,140 | $830 | $1,580 | $750 |
| East Pepperell, MA | $262,200 | $1,105 | $740 | $1,540 | $800 |
| Walpole, MA | $457,200 | $1,073 | $730 | $1,480 | $750 |
| New Braintree, MA | $270,700 | $1,129 | $810 | $1,560 | $750 |
| Athol, MA | $143,800 | $697 | $480 | $960 | $480 |
| North Seekonk, MA | $256,800 | $1,090 | $770 | $1,520 | $750 |