Gavop shows you how to buy homeowners insurance in Topsfield, MA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Topsfield, MA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Colrain Rd, Perkins Row, Caitlin Ln, Millbrook Ln, Bradstreet Ln, Thompson Ln, Towne Hill Ln, Carriage Way, Boardman Ln, McLeod Ln | $283,000 | $240,000 | $200,000-$250,000 | $579,500 | $520,000 | $600,000-$700,000 |
| Wildes St, Gail St, Wilmor Rd, Kinsman Cir, Stagecoach Rd, Mansion Dr, High Ridge Rd, Asbury St, Meetinghouse Ln, Andrews Rd | $354,000 | $290,000 | $300,000-$350,000 | $543,500 | $480,000 | $600,000-$700,000 |
| Brook Rd, Normandy Row, Brady Dr, Audubon Dr, Wenham Rd, Timber Ln, Aaron Dr, Johns Ln, Ross Rd, Woodbrier Rd | $415,000 | $360,000 | $350,000-$400,000 | $756,000 | $680,000 | $600,000-$700,000 |
| Howlett St, Pemberton Rd, Coach Ln, Ledgewood Cir, Woodside Rd, Pheasant Ln, Sleepy Hollow Rd, Silverbrook Rd, Brookside Rd, Rowley Rd | $411,500 | $330,000 | $300,000-$350,000 | $742,500 | $640,000 | $800,000-$900,000 |
| Arrowhead Rd, Perkins Ln, Willowdale Rd, Williams Rd, Fuller Farms Rd, Comstock Ln, Canterbury Hill Rd, E Common St, Nike Village, Kinsman Ln | $252,000 | $230,000 | $250,000-$300,000 | $463,500 | $410,000 | $400,000-$500,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$93 | $937 |
| Home and Two Car | -$175 | $855 |
| Home and Three Car | -$257 | $772 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Essex County | $2,500 | $1,334 | $3,834 | $969 | $3,469 | $365 |
| Topsfield, MA | $1,000 | $1,017 | $2,017 | $739 | $1,739 | $278 |
| Hamilton, MA | $400 | $1,113 | $1,513 | $809 | $1,209 | $304 |
| Braintree Town, MA | $1,500 | $924 | $2,424 | $672 | $2,172 | $253 |
| Kittery, ME | $200 | $776 | $976 | $564 | $764 | $212 |
| Randolph, MA | $2,500 | $1,070 | $3,570 | $778 | $3,278 | $293 |
| Home Insurance Company Topsfield, MA | Homeowners Insurance Agency Topsfield, MA | Address | Popularity Score | Distance from Topsfield (miles) |
|---|---|---|---|---|
| Travelers | Prestige Insurance Agency - Middleton | 14 North Main Street , Middleton, MA, 1949 | 4.9 | |
| Travelers | Daniel J Guarino Insurance Agency | 99 Rosewood Dr Ste 111, Danvers, MA, 1923 | 5.7 | |
| Travelers | Charles A Slee Agency Inc | 25 Atlantic Ave, Marblehead, MA, 1945 | 10.8 | |
| Travelers | M K Sullivan Insurance Agency Inc | 30 Grove Street, Merrimac, MA, 1860 | 13.6 | |
| Travelers | Soderberg Insurance Services Inc | 200 Broadway, Lynnfield, MA, 1940 | 9.8 | |
| Travelers | John J Walsh Insurance | 87 Margin St, Salem, MA, 1970 | 8.9 | |
| Travelers | Haut Insurance Agency Inc | 80 Chestnut St, Andover, MA, 1810 | 9.7 | |
| Travelers | Nicholas A Consoles Ins Agcy Inc | 153 Andover St Ste 208, Danvers, MA, 1923 | 6.0 | |
| Travelers | John J Walsh Insurance | 87 Margin St, Salem, MA, 1970 | 8.9 | |
| Travelers | Alden C Goodnow Jr Ins Agy Inc | 16 Park St, Danvers, MA, 1923 | 5.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Massachusetts | $352,600 | $1,410 | $970 | $1,930 | $960 |
| Essex County, MA | $373,400 | $1,350 | $930 | $1,860 | $930 |
| Topsfield, MA | $566,700 | $1,030 | $690 | $1,410 | $720 |
| Hamilton, MA | $519,200 | $1,127 | $800 | $1,610 | $810 |
| Braintree Town, MA | $402,000 | $935 | $630 | $1,280 | $650 |
| Kittery, ME | $297,200 | $785 | $530 | $1,080 | $550 |
| Randolph, MA | $283,100 | $1,083 | $740 | $1,480 | $740 |