Gavop tells you how to get the best homeowners insurance in Kershaw, SC by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $28,000 | $20,000 | $25,000-$50,000 |
| 2 Bedroom | $53,000 | $50,000 | $50,000-$75,000 |
| 3 Bedroom | $71,000 | $60,000 | $50,000-$75,000 |
| 4 Bedroom | $124,000 | $110,000 | $125,000-$150,000 |
| 5 Bedroom | $117,000 | $100,000 | $125,000-$150,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$115 | $563 |
| Superior Protection Discount | -$61 | $618 |
| Fire & Security Discount | -$54 | $625 |
| Hail Resistant Roof Discount | -$14 | $665 |
| Newly Constructed Home Discount | -$163 | $516 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Lancaster County | $700 | $1,005 | $1,705 | $731 | $1,431 | $275 |
| Kershaw, SC | $1,500 | $671 | $2,171 | $487 | $1,987 | $183 |
| Jefferson, SC | $300 | $578 | $878 | $420 | $720 | $158 |
| Ruby, SC | $2,000 | $688 | $2,688 | $500 | $2,500 | $188 |
| Lesslie, SC | $100 | $1,055 | $1,155 | $767 | $867 | $288 |
| Lydia, SC | $700 | $430 | $1,130 | $312 | $1,012 | $117 |
| Rembert, SC | $100 | $378 | $478 | $275 | $375 | $103 |
| Riverview, SC | $1,000 | $692 | $1,692 | $503 | $1,503 | $189 |
| Dalzell, SC | $100 | $863 | $963 | $627 | $727 | $236 |
| Sumter Northeast, SC | $2,500 | $598 | $3,098 | $434 | $2,934 | $163 |
| Darlington, SC | $100 | $806 | $906 | $586 | $686 | $220 |
| Mayesville, SC | $2,000 | $549 | $2,549 | $399 | $2,399 | $150 |
| Home Insurance Company Kershaw, SC | Homeowners Insurance Agency Kershaw, SC | Address | Popularity Score | Distance from Kershaw (miles) |
|---|---|---|---|---|
| Allstate | Tracy B Caldwell | 396 Lancaster Byp E, Lancaster, SC, 29720 | 15.5 | |
| State Farm | Carlo Onessi | 1125 Anderson Rd N Ste 102, Rock Hill, SC, 29730-2870 | 36.3 | |
| Nationwide | Kight Insurance Agency Inc. | 125 W Wesmark Blvd, Sumter, SC, 29150-1965 | 44.7 | |
| Liberty Mutual Independent | A Watts Huckabee & Company Inc | 120 E Main St, Rock Hill, SC, 29730 | 35.7 | |
| Liberty Mutual Independent | A Watts Huckabee & Company Inc | 120 E Main St, Rock Hill, SC, 29730 | 35.7 | |
| Allstate | Bobby Lipscomb | 4052 Charlotte Hwy Ste 104, Lake Wylie, SC, 29710 | 45.6 | |
| Liberty Mutual Independent | Peoples First Insurance | 466 Hood Center Dr, Rock Hill, SC, 29730 | 34.7 | |
| Liberty Mutual Independent | Correll Insurance | 319 W. Oakland Avenue Rock Hill, Rock Hill, SC, 29730 | 36.0 | |
| State Farm | Jon Cooper | 101b Ministry Dr, Irmo, SC, 29063-2347 | 48.7 | |
| State Farm | Jim Killen | 620 E Liberty St, York, SC, 29745-1605 | 47.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| South Carolina | $148,600 | $989 | $720 | $1,400 | $680 |
| Lancaster County, SC | $169,000 | $1,017 | $680 | $1,410 | $730 |
| Kershaw, SC | $105,800 | $679 | $480 | $960 | $480 |
| Jefferson, SC | $85,200 | $585 | $390 | $800 | $410 |
| Ruby, SC | $100,800 | $696 | $510 | $1,000 | $490 |
| Lesslie, SC | $163,700 | $1,068 | $720 | $1,530 | $810 |
| Lydia, SC | $66,000 | $435 | $300 | $620 | $320 |
| Rembert, SC | $59,800 | $383 | $260 | $540 | $280 |
| Riverview, SC | $101,300 | $700 | $500 | $970 | $470 |
| Dalzell, SC | $128,200 | $873 | $600 | $1,200 | $600 |
| Sumter Northeast, SC | $88,000 | $605 | $430 | $830 | $400 |
| Darlington, SC | $79,200 | $816 | $590 | $1,160 | $570 |
| Mayesville, SC | $81,400 | $556 | $380 | $780 | $400 |