Gavop tells you how to get the best homeowners insurance in South Beloit, IL by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $56,500 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $169,000 | $150,000 | $125,000-$150,000 |
| 3 Bedroom | $174,500 | $150,000 | $200,000-$250,000 |
| 4 Bedroom | $204,500 | $170,000 | $175,000-$200,000 |
| 5 Bedroom | $472,500 | $420,000 | $400,000-$500,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$61 | $618 |
| Home and Two Car | -$109 | $570 |
| Home and Three Car | -$156 | $523 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,095 |
| Physical Damage | $2,464 |
| Hail Damage | $4,618 |
| Wind Damage | $6,178 |
| Expensive Claims | |
| Fire | $43,336 |
| Smoke | $16,051 |
| Home Insurance Company South Beloit, IL | Homeowners Insurance Agency South Beloit, IL | Address | Popularity Score | Distance from South Beloit (miles) |
|---|---|---|---|---|
| State Farm | Mike Hansen | 205 W Liberty St, Wauconda, IL, 60084-2456 | 48.0 | |
| Farmers | Clyde Grooms | 10768 Main St, Roscoe, IL, 61073 | 4.5 | |
| Erie | Gary J Bach Agency | 1107 N Blackhawk Blvd Suite A, Rockton, IL, 61072 | 2.1 | |
| Liberty Mutual Independent | Schatz & Associates Inc. | 500 Park Ave Ste 201, Lake Villa, IL, 60046 | 49.3 | |
| State Farm | Jim Blevins | 4759 Bluestem Rd, Roscoe, IL, 61073-6100 | 3.3 | |
| Farmers | Loretta Ingham | 128 S Main St, Algonquin, IL, 60102 | 43.5 | |
| Farmers | Christopher Cottrell | 920 Davis Rd Ste 107, Elgin, IL, 60123 | 46.9 | |
| Farmers | Brenda Bortko | 346 North Ave, Antioch, IL, 60002 | 47.8 | |
| Farmers | Kevin Kirwan | 316 S Main St, Wauconda, IL, 60084 | 48.1 | |
| Farmers | David Dewitt | 1831 Larkin Ave, Elgin, IL, 60123 | 47.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Illinois | $179,700 | $850 | $590 | $1,160 | $570 |
| Winnebago County, IL | $115,900 | $679 | $500 | $960 | $460 |
| South Beloit, IL | $126,500 | $679 | $490 | $940 | $450 |
| Pecatonica, IL | $135,600 | $754 | $550 | $1,030 | $480 |
| Maryland, IL | $203,400 | $891 | $650 | $1,230 | $580 |
| Lyons, WI | $233,100 | $767 | $540 | $1,060 | $520 |
| Twin Lakes, WI | $177,100 | $649 | $430 | $900 | $470 |
| Wilmot, WI | $172,300 | $690 | $470 | $980 | $510 |
| Johnson Creek, WI | $189,100 | $715 | $510 | $990 | $480 |
| Polo, IL | $86,600 | $602 | $420 | $840 | $420 |
| Afton, IL | $199,800 | $885 | $630 | $1,270 | $640 |
| Fox Lake Hills, IL | $152,400 | $794 | $570 | $1,120 | $550 |
| Berreman, IL | $169,700 | $831 | $570 | $1,160 | $590 |