Gavop's guide to buying homeowners insurance in Owyhee County, ID covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Owyhee County, ID - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Missile Base Rd, Moler Ln, Patton Ln, S Barbara St, Whitecloud Cir, River Rd, Sandbar Ave, Morris Hill Rd, W Utah Ave, Whitted Ln | $124,000 | $110,000 | $125,000-$150,000 | $142,000 | $130,000 | $150,000-$175,000 |
| Riverside Ave, Locust Ln, Owyhee Ln, W Idaho Ave, Live Oak Ave, Mtn View Rd, Ruth St, Homestead Rd, Jaws Ln, S Belle Rd | $131,000 | $120,000 | $100,000-$125,000 | $112,500 | $100,000 | $75,000-$100,000 |
| Cemetery Rd, Maahs Ln, Murphy Flat Rd, Well Rd, Martin Ln, Mecham Ln, McCullum St, 901 Bia, Murphy Grandview Rd, Sunset Ln | $185,500 | $170,000 | $200,000-$250,000 | $155,500 | $140,000 | $125,000-$150,000 |
| Dines Ln, Honey Ln, Cascade Ave, Dairy Rd, Tilford St, McKay Rd, Wolfe Ln, Marsing Murphy Rd, Whiskey Mountain Rd, Maybon Ln | $128,500 | $120,000 | $100,000-$125,000 | $143,500 | $130,000 | $150,000-$175,000 |
| E Washington Ave, Nettleton Rd, Jewels Pl, Idaho Ave, Island View Dr, Beet Dump Rd, Joyce Ranch Rd, Meininger Rd, Briar Creek Rd, 7 Triangle Rd | $179,000 | $160,000 | $175,000-$200,000 | $76,000 | $70,000 | $50,000-$75,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$113 | $552 |
| Superior Protection Discount | -$66 | $598 |
| Fire & Security Discount | -$73 | $592 |
| Hail Resistant Roof Discount | -$20 | $645 |
| Newly Constructed Home Discount | -$160 | $505 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Owyhee County | $700 | $657 | $1,357 | $477 | $1,177 | $179 |
| Owyhee County, ID | $1,000 | $657 | $1,657 | $477 | $1,477 | $179 |
| Grand View, ID | $300 | $580 | $880 | $421 | $721 | $158 |
| Bruneau, ID | $700 | $651 | $1,351 | $473 | $1,173 | $178 |
| Duck Valley, ID | $100 | $500 | $600 | $363 | $463 | $137 |
| Murphy, ID | $2,000 | $608 | $2,608 | $442 | $2,442 | $166 |
| Owyhee, NV | $100 | $414 | $514 | $301 | $401 | $113 |
| Mountain Home, ID | $1,500 | $674 | $2,174 | $490 | $1,990 | $184 |
| Home Insurance Company Owyhee County, ID | Homeowners Insurance Agency Owyhee County, ID | Address | Popularity Score | Distance from Owyhee County (miles) |
|---|---|---|---|---|
| Travelers | Pioneer Insurance Agency | 3195 East 8th N, Mountain Home, ID, 83647 | 43.8 | |
| State Farm | Chris Baldwin | 218 N 2nd E, Mountain Home, ID, 83647-2725 | 43.6 | |
| Farmers | Heidi Rodriguez | 110 Rattlesnake Ave Ste A, Mountain Home, ID, 83647 | 43.8 | |
| Allstate | Herron Ins Agency | 365b N 3rd E, Mountain Home, ID, 83647 | 43.5 | |
| Allstate | Penner & Fink Inc | 83 N Commercial St, Glenns Ferry, ID, 83623 | 49.6 | |
| Allstate | Still & Leavitt Ins | 160 N 2nd E, Mountain Home, ID, 83647 | 43.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Idaho | $176,800 | $627 | $420 | $890 | $470 |
| Owyhee County, ID | $125,700 | $665 | $450 | $920 | $470 |
| Owyhee County, ID | $125,700 | $665 | $490 | $910 | $420 |
| Grand View, ID | $150,700 | $587 | $400 | $810 | $410 |
| Bruneau, ID | $201,400 | $659 | $450 | $920 | $470 |
| Duck Valley, ID | $111,500 | $506 | $340 | $700 | $360 |
| Murphy, ID | $168,600 | $615 | $440 | $870 | $430 |
| Owyhee, NV | $83,800 | $419 | $300 | $580 | $280 |
| Mountain Home, ID | $143,900 | $682 | $470 | $970 | $500 |