Gavop shows you how to buy homeowners insurance in Cherokee County, IA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $42,000 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $124,500 | $120,000 | $125,000-$150,000 |
| 3 Bedroom | $126,000 | $110,000 | $125,000-$150,000 |
| 4 Bedroom | $124,500 | $100,000 | $100,000-$125,000 |
| 5 Bedroom | $111,500 | $90,000 | $100,000-$125,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$55 | $554 |
| Home and Two Car | -$97 | $512 |
| Home and Three Car | -$152 | $457 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Cherokee County | $1,000 | $602 | $1,602 | $437 | $1,437 | $164 |
| Cherokee County, IA | $700 | $602 | $1,302 | $437 | $1,137 | $164 |
| Diamond, IA | $300 | $848 | $1,148 | $616 | $916 | $232 |
| Waterman, IA | $1,000 | $498 | $1,498 | $362 | $1,362 | $136 |
| America, IA | $500 | $719 | $1,219 | $522 | $1,022 | $196 |
| Ida Grove, IA | $2,000 | $689 | $2,689 | $500 | $2,500 | $188 |
| Odebolt, IA | $300 | $555 | $855 | $404 | $704 | $152 |
| Bronson, IA | $2,000 | $764 | $2,764 | $555 | $2,555 | $209 |
| Grange, IA | $200 | $1,112 | $1,312 | $808 | $1,008 | $304 |
| Osceola County, IA | $2,000 | $603 | $2,603 | $438 | $2,438 | $165 |
| Hawarden, IA | $300 | $589 | $889 | $428 | $728 | $161 |
| Dickinson County, IA | $1,500 | $772 | $2,272 | $561 | $2,061 | $211 |
| Home Insurance Company Cherokee County, IA | Homeowners Insurance Agency Cherokee County, IA | Address | Popularity Score | Distance from Cherokee County (miles) |
|---|---|---|---|---|
| State Farm | Angelo James | 1524 Pierce, Sioux City, IA, 51105-1246 | 42.6 | |
| State Farm | Jim Flaherty | 124 Plymouth St Sw, Le Mars, IA, 51031-3526 | 27.5 | |
| State Farm | Matt Weg | 715 8th St Se, Orange City, IA, 51041-7451 | 27.4 | |
| State Farm | Adam Henderson | 216 Main St, Ida Grove, IA, 51445 | 28.7 | |
| State Farm | Stacey Eddie | 610 Geneseo Street, Storm Lake, IA, 50588-1833 | 22.9 | |
| State Farm | Mark Hecox | 312 N 2nd St, Cherokee, IA, 51012-1835 | 4.2 | |
| Travelers | Northwest Consultants Inc | 205 E Southern St, Sutherland, IA, 51058 | 17.0 | |
| Travelers | Boyden Insurance Agcy | 817 Main St, Boyden, IA, 51234 | 36.2 | |
| State Farm | Mark Hecox | 312 N 2nd Street, Cherokee, IA, 51012-1835 | 4.2 | |
| Travelers | Arthur J Gallagher Risk Management Svcs Inc | 4280 Sergeant Rd Ste 200, Sioux City, IA, 51106 | 42.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Iowa | $137,200 | $829 | $570 | $1,180 | $610 |
| Cherokee County, IA | $89,200 | $609 | $440 | $830 | $390 |
| Cherokee County, IA | $89,200 | $609 | $430 | $840 | $410 |
| Diamond, IA | $147,500 | $858 | $580 | $1,230 | $650 |
| Waterman, IA | $58,000 | $504 | $340 | $700 | $360 |
| America, IA | $150,400 | $727 | $530 | $1,040 | $510 |
| Ida Grove, IA | $99,400 | $697 | $480 | $960 | $480 |
| Odebolt, IA | $69,300 | $562 | $400 | $800 | $400 |
| Bronson, IA | $119,900 | $773 | $530 | $1,100 | $570 |
| Grange, IA | $285,400 | $1,125 | $820 | $1,590 | $770 |
| Osceola County, IA | $89,500 | $610 | $410 | $870 | $460 |
| Hawarden, IA | $76,200 | $596 | $440 | $830 | $390 |
| Dickinson County, IA | $175,900 | $781 | $550 | $1,090 | $540 |