Gavop's guide to buying homeowners insurance in Palmyra, KS covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $72,000 | $60,000 | $50,000-$75,000 |
| 2 Bedroom | $120,000 | $100,000 | $100,000-$125,000 |
| 3 Bedroom | $217,500 | $190,000 | $200,000-$250,000 |
| 4 Bedroom | $307,500 | $280,000 | $250,000-$300,000 |
| 5 Bedroom | $461,000 | $430,000 | $500,000-$600,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$179 | $814 |
| Superior Protection Discount | -$89 | $903 |
| Fire & Security Discount | -$89 | $903 |
| Hail Resistant Roof Discount | -$30 | $962 |
| Newly Constructed Home Discount | -$238 | $754 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Douglas County | $1,000 | $1,379 | $2,379 | $1,002 | $2,002 | $377 |
| Palmyra, KS | $1,500 | $980 | $2,480 | $712 | $2,212 | $268 |
| Willow Springs, KS | $300 | $1,722 | $2,022 | $1,251 | $1,551 | $471 |
| Clinton, KS | $1,500 | $1,792 | $3,292 | $1,302 | $2,802 | $490 |
| Oskaloosa, KS | $400 | $1,342 | $1,742 | $975 | $1,375 | $367 |
| Kansas City, KS | $2,000 | $908 | $2,908 | $660 | $2,660 | $248 |
| Alexandria, KS | $400 | $1,535 | $1,935 | $1,116 | $1,516 | $420 |
| West Peculiar, MO | $2,500 | $1,112 | $3,612 | $808 | $3,308 | $304 |
| Platte Woods, MO | $500 | $1,218 | $1,718 | $885 | $1,385 | $333 |
| Valley Falls, KS | $1,500 | $1,109 | $2,609 | $806 | $2,306 | $303 |
| Star, KS | $200 | $1,510 | $1,710 | $1,097 | $1,297 | $413 |
| Kincaid, KS | $1,000 | $646 | $1,646 | $470 | $1,470 | $177 |
| Home Insurance Company Palmyra, KS | Homeowners Insurance Agency Palmyra, KS | Address | Popularity Score | Distance from Palmyra (miles) |
|---|---|---|---|---|
| State Farm | John Booth | 1821 S Ridgeview Rd, Olathe, KS, 66062-2288 | 19.3 | |
| Allstate | Patrick J Weissbeck | 3074 Sw 29th St Ste 5, Topeka, KS, 66614 | 34.1 | |
| Travelers | The Sloan Agency | 7400 State Line Rd, #202 Prairie Village, Prairie Village, KS, 66208 | 32.0 | |
| Travelers | Dougan Insurance Group | 400 Park St, Stilwell, KS, 66085 | 26.5 | |
| State Farm | Jim Gilmore | 11009 Metcalf Ave, Overland Park, KS, 66210-1815 | 27.4 | |
| Allstate | Shannon Luka | 7803 Quivira Rd, Lenexa, KS, 66216 | 26.3 | |
| State Farm | Keith Nowland | 218 W 20th St Ste B, Eudora, KS, 66025-7700 | 9.3 | |
| State Farm | Christin Black | 11128 S Lone Elm Rd, Olathe, KS, 66061-9434 | 19.1 | |
| Farmers | Jeffrey Hodson | 7926 Quivira Rd, Lenexa, KS, 66215 | 26.2 | |
| State Farm | Ted Hale | 12734 S Blackbob Rd, Olathe, KS, 66062-1409 | 21.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Kansas | $139,200 | $1,364 | $1,060 | $1,840 | $780 |
| Douglas County, KS | $188,100 | $1,396 | $1,090 | $1,880 | $790 |
| Palmyra, KS | $199,100 | $992 | $770 | $1,340 | $570 |
| Willow Springs, KS | $260,700 | $1,743 | $1,360 | $2,350 | $990 |
| Clinton, KS | $292,700 | $1,814 | $1,410 | $2,450 | $1,040 |
| Oskaloosa, KS | $137,900 | $1,358 | $1,060 | $1,830 | $770 |
| Kansas City, KS | $89,500 | $919 | $720 | $1,240 | $520 |
| Alexandria, KS | $189,100 | $1,554 | $1,210 | $2,100 | $890 |
| West Peculiar, MO | $161,200 | $1,125 | $770 | $1,610 | $840 |
| Platte Woods, MO | $208,300 | $1,233 | $850 | $1,710 | $860 |
| Valley Falls, KS | $94,000 | $1,122 | $880 | $1,510 | $630 |
| Star, KS | $181,000 | $1,528 | $1,190 | $2,060 | $870 |
| Kincaid, KS | $33,000 | $654 | $510 | $880 | $370 |