Gavop's guide to buying homeowners insurance in Pontiac, SC covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $74,500 | $60,000 | $75,000-$100,000 |
| 2 Bedroom | $105,500 | $90,000 | $100,000-$125,000 |
| 3 Bedroom | $173,000 | $140,000 | $150,000-$175,000 |
| 4 Bedroom | $251,000 | $220,000 | $250,000-$300,000 |
| 5 Bedroom | $206,500 | $190,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$163 | $743 |
| Superior Protection Discount | -$91 | $815 |
| Fire & Security Discount | -$81 | $824 |
| Hail Resistant Roof Discount | -$18 | $887 |
| Newly Constructed Home Discount | -$235 | $670 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Richland County | $700 | $966 | $1,666 | $702 | $1,402 | $264 |
| Pontiac, SC | $1,000 | $895 | $1,895 | $650 | $1,650 | $244 |
| Woodfield, SC | $200 | $635 | $835 | $461 | $661 | $174 |
| Rembert, SC | $700 | $378 | $1,078 | $275 | $975 | $103 |
| Winnsboro Mills, SC | $200 | $312 | $512 | $227 | $427 | $85 |
| Woodford, SC | $300 | $484 | $784 | $352 | $652 | $132 |
| Kershaw, SC | $1,000 | $671 | $1,671 | $487 | $1,487 | $183 |
| Salley, SC | $200 | $533 | $733 | $387 | $587 | $146 |
| Jefferson, SC | $1,500 | $578 | $2,078 | $420 | $1,920 | $158 |
| Shiloh, SC | $500 | $437 | $937 | $317 | $817 | $119 |
| North Saluda, SC | $2,000 | $687 | $2,687 | $499 | $2,499 | $188 |
| Home Insurance Company Pontiac, SC | Homeowners Insurance Agency Pontiac, SC | Address | Popularity Score | Distance from Pontiac (miles) |
|---|---|---|---|---|
| Allstate | Eric Loebs | 6911 N Trenholm Rd Ste 6, Columbia, SC, 29206 | 6.3 | |
| Nationwide | Pitts Insurance Team Llc | 2640 Gervais St Ste D, Columbia, SC, 29204 | 10.6 | |
| State Farm | Marilyn Wilson | 10201 Two Notch Rd, Columbia, SC, 29229-4387 | 0.2 | |
| Liberty Mutual Independent | Greater South Agency | 5309 N Trenholm Rd , Columbia, SC, 29206 | 8.6 | |
| State Farm | Kalenia Frederick | 4711 Forest Dr Ste 4, Columbia, SC, 29206-3125 | 8.8 | |
| Travelers | C & H Financial Services Of Sc Llc | 101 Rice Bent Way Unit 2, Columbia, SC, 29229 | 3.3 | |
| Allstate | Christopher Petty | 3347 Augusta Hwy Ste E, Gilbert, SC, 29054 | 29.5 | |
| Liberty Mutual Independent | Greater South Agency | 5309 N Trenholm Rd, Columbia, SC, 29206 | 8.6 | |
| Nationwide | Chichester Insurance Agency Inc. | 305 Main St, Blythewood, SC, 29016-8324 | 8.7 | |
| Allstate | Glynn Winslow | 10014 Two Notch Rd Ste D, Columbia, SC, 29223 | 1.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| South Carolina | $148,600 | $989 | $720 | $1,350 | $630 |
| Richland County, SC | $154,100 | $977 | $670 | $1,350 | $680 |
| Pontiac, SC | $165,800 | $906 | $610 | $1,250 | $640 |
| Woodfield, SC | $100,000 | $643 | $460 | $880 | $420 |
| Rembert, SC | $59,800 | $383 | $260 | $520 | $260 |
| Winnsboro Mills, SC | $51,900 | $316 | $230 | $440 | $210 |
| Woodford, SC | $72,900 | $490 | $340 | $680 | $340 |
| Kershaw, SC | $105,800 | $679 | $460 | $930 | $470 |
| Salley, SC | $79,100 | $539 | $390 | $760 | $370 |
| Jefferson, SC | $85,200 | $585 | $420 | $810 | $390 |
| Shiloh, SC | $66,900 | $442 | $300 | $630 | $330 |
| North Saluda, SC | $100,600 | $695 | $500 | $970 | $470 |