Gavop's guide to buying homeowners insurance in Lathemtown, GA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Lathemtown, GA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Old Mill Ct, Maple Ridge Ct, Jack Page Ln, Owens Store Ln, Davenport Pl, Stillbrook Ct, Pruitt Dr, Ashley Glen, Holly Trace Ln, Lummus Rd | $304,000 | $280,000 | $250,000-$300,000 | $454,000 | $370,000 | $500,000-$600,000 |
| Creekside Bend, Lakefield Dr, Inverness Way, Kraft Trl, Creekside Trl, Cloud Cir, Wyatt Rd, Freehome Hwy, Little River Farms Trl, Trinity Church Rd | $271,500 | $240,000 | $200,000-$250,000 | $393,000 | $320,000 | $400,000-$500,000 |
| White Stag Ln, Birch Bend Dr, Hawks Nest Ct, Appalachian Springs Dr, W Purcell Ln, Branch Rd, Hunters Ct, Jade Trl, Old Birmingham Way, Glenhurst Trce | $290,000 | $250,000 | $300,000-$350,000 | $365,500 | $330,000 | $300,000-$350,000 |
| Oxford Cv, Lakeside Trce, Henry Scott Rd, Morgan Ln, Edwards Mill Rd, Cottonwood Ct, Townsend Pass, Mistiflower Ct, Red Oak Ln, Wilkie Trl | $274,500 | $240,000 | $300,000-$350,000 | $277,000 | $260,000 | $250,000-$300,000 |
| Pruitt Rd, Liberty Church Ln, Trinity Overlook, Dawson Creek Dr, Riley Ct, Evergreen Ct, State Rte 372, Crystal Spring Ln, Northampton Dr, Ryan Lake Trl | $334,500 | $310,000 | $300,000-$350,000 | $432,000 | $360,000 | $350,000-$400,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$164 | $798 |
| Superior Protection Discount | -$96 | $866 |
| Fire & Security Discount | -$87 | $875 |
| Hail Resistant Roof Discount | -$29 | $933 |
| Newly Constructed Home Discount | -$240 | $721 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Cherokee County | $2,500 | $1,093 | $3,593 | $794 | $3,294 | $299 |
| Lathemtown, GA | $1,000 | $950 | $1,950 | $691 | $1,691 | $260 |
| Ball Ground, GA | $100 | $794 | $894 | $577 | $677 | $217 |
| Talking Rock, GA | $1,500 | $918 | $2,418 | $667 | $2,167 | $251 |
| Dacula-Rocky Creek, GA | $400 | $1,166 | $1,566 | $847 | $1,247 | $319 |
| Snellville, GA | $700 | $832 | $1,532 | $605 | $1,305 | $227 |
| Calhoun, GA | $200 | $824 | $1,024 | $599 | $799 | $225 |
| Gillsville, GA | $2,000 | $1,079 | $3,079 | $784 | $2,784 | $295 |
| Russell, GA | $100 | $625 | $725 | $454 | $554 | $171 |
| Maysville, GA | $700 | $798 | $1,498 | $580 | $1,280 | $218 |
| Baldwin, GA | $400 | $769 | $1,169 | $559 | $959 | $210 |
| Demorest, GA | $2,000 | $783 | $2,783 | $569 | $2,569 | $214 |
| Home Insurance Company Lathemtown, GA | Homeowners Insurance Agency Lathemtown, GA | Address | Popularity Score | Distance from Lathemtown (miles) |
|---|---|---|---|---|
| State Farm | Tyler Miers | 5855 S Vickery, Cumming, GA, 30040-8793 | 8.0 | |
| State Farm | Jon Jones | 4005 9 Mcfarland Dr Ste 100, Alpharetta, GA, 30004-3368 | 9.2 | |
| Allstate | Kim Chapman | 12395 Morris Rd Ste 104, Alpharetta, GA, 30005 | 12.3 | |
| State Farm | Mimi Cheek-Lange | Ste 1 2280 Satellite Blvd Bldg A, Duluth, GA, 30097-4916 | 23.2 | |
| State Farm | Jason Davidson | 6199 Hickory Flt Hwy Ste 122, Canton, GA, 30115-7255 | 7.1 | |
| State Farm | Tommy Adams | 310 Paper Trail Way Ste 110, Canton, GA, 30115-5204 | 7.6 | |
| Allstate | Ryan Harwood | 695 Mansell Rd Ste 230, Roswell, GA, 30076 | 14.3 | |
| State Farm | Daniel Lauger | 980 Birmingham Rd Ste 715, Milton, GA, 30004-4419 | 5.9 | |
| Travelers | Underwood Allen & Furr | 500 Sun Valley Dr Ste E5, Roswell, GA, 30076 | 13.6 | |
| Allstate | Keiona Stewart | 2200 Northlake Pkwy Ste 234, Tucker, GA, 30084 | 28.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Georgia | $158,400 | $1,012 | $730 | $1,400 | $670 |
| Cherokee County, GA | $220,200 | $1,106 | $790 | $1,560 | $770 |
| Lathemtown, GA | $295,400 | $962 | $650 | $1,330 | $680 |
| Ball Ground, GA | $196,700 | $803 | $570 | $1,140 | $570 |
| Talking Rock, GA | $137,100 | $929 | $620 | $1,320 | $700 |
| Dacula-Rocky Creek, GA | $216,600 | $1,180 | $860 | $1,630 | $770 |
| Snellville, GA | $156,000 | $843 | $580 | $1,170 | $590 |
| Calhoun, GA | $121,700 | $834 | $610 | $1,180 | $570 |
| Gillsville, GA | $183,300 | $1,092 | $780 | $1,550 | $770 |
| Russell, GA | $81,500 | $633 | $420 | $870 | $450 |
| Maysville, GA | $144,800 | $807 | $560 | $1,140 | $580 |
| Baldwin, GA | $136,700 | $779 | $550 | $1,100 | $550 |
| Demorest, GA | $108,600 | $793 | $530 | $1,090 | $560 |