Gavop shows you how to buy homeowners insurance in Mahomet, IL by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $64,500 | $50,000 | $75,000-$100,000 |
| 2 Bedroom | $153,500 | $130,000 | $125,000-$150,000 |
| 3 Bedroom | $188,000 | $160,000 | $200,000-$250,000 |
| 4 Bedroom | $350,000 | $290,000 | $300,000-$350,000 |
| 5 Bedroom | $422,500 | $380,000 | $400,000-$500,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$105 | $644 |
| Superior Protection Discount | -$75 | $674 |
| Fire & Security Discount | -$67 | $681 |
| Hail Resistant Roof Discount | -$22 | $726 |
| Newly Constructed Home Discount | -$157 | $591 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Champaign County | $1,500 | $766 | $2,266 | $556 | $2,056 | $209 |
| Mahomet, IL | $700 | $739 | $1,439 | $537 | $1,237 | $202 |
| East Bend, IL | $200 | $878 | $1,078 | $638 | $838 | $240 |
| Weldon, IL | $700 | $502 | $1,202 | $365 | $1,065 | $137 |
| Gibson City, IL | $300 | $677 | $977 | $492 | $792 | $185 |
| Dawson, IL | $1,000 | $767 | $1,767 | $557 | $1,557 | $210 |
| Wall, IL | $500 | $800 | $1,300 | $582 | $1,082 | $219 |
| Peach Orchard, IL | $1,000 | $548 | $1,548 | $398 | $1,398 | $150 |
| Old Town, IL | $200 | $999 | $1,199 | $726 | $926 | $273 |
| Arcola, IL | $2,000 | $633 | $2,633 | $460 | $2,460 | $173 |
| Fountain Creek, IL | $500 | $589 | $1,089 | $428 | $928 | $161 |
| Todds Point, IL | $1,500 | $530 | $2,030 | $385 | $1,885 | $145 |
| Home Insurance Company Mahomet, IL | Homeowners Insurance Agency Mahomet, IL | Address | Popularity Score | Distance from Mahomet (miles) |
|---|---|---|---|---|
| State Farm | Chris Booth | 1713 S State Street Suite 102, Champaign, IL, 61820-7265 | 10.5 | |
| State Farm | Darwyn Boston | 101 S Lincoln Street, Mahomet, IL, 61853-6002 | 0.8 | |
| State Farm | Greg Kurtenbach | 314 N Sangamon Avenue, Gibson City, IL, 60936-1256 | 19.6 | |
| Erie | Bob Oetting & Associates | 905 W Lincoln Avenue, Charleston, IL, 61920 | 49.6 | |
| State Farm | Jim Spachman | 2501 E College Avenue, Bloomington, IL, 61704-2484 | 36.1 | |
| State Farm | Steve Mueller | 307 W Madison St, Pontiac, IL, 61764-1705 | 49.4 | |
| State Farm | Kurt Lenschow | 2309c Village Green Pl, Champaign, IL, 61822-7686 | 9.1 | |
| State Farm | Marcy Mcanally | 900 S Mattis Ave, Champaign, IL, 61821-4352 | 8.7 | |
| State Farm | Steve Tarrant | 106 W Springfield Ave, Champaign, IL, 61820-4816 | 9.9 | |
| Travelers | Clodfelder Insurance Agency Inc | 202 W Oak St, Mahomet, IL, 61853 | 0.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Illinois | $179,700 | $850 | $590 | $1,160 | $570 |
| Champaign County, IL | $154,800 | $775 | $560 | $1,060 | $500 |
| Mahomet, IL | $203,400 | $748 | $530 | $1,060 | $530 |
| East Bend, IL | $201,900 | $889 | $640 | $1,260 | $620 |
| Weldon, IL | $63,400 | $508 | $350 | $700 | $350 |
| Gibson City, IL | $111,000 | $685 | $470 | $980 | $510 |
| Dawson, IL | $144,800 | $776 | $520 | $1,110 | $590 |
| Wall, IL | $159,900 | $810 | $560 | $1,150 | $590 |
| Peach Orchard, IL | $74,300 | $555 | $390 | $770 | $380 |
| Old Town, IL | $280,600 | $1,011 | $740 | $1,430 | $690 |
| Arcola, IL | $97,500 | $641 | $440 | $900 | $460 |
| Fountain Creek, IL | $85,000 | $596 | $410 | $850 | $440 |
| Todds Point, IL | $69,700 | $536 | $370 | $750 | $380 |