Gavop's guide to buying homeowners insurance in Hectors Creek, NC covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Hectors Creek, NC - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| R L McKoy Ln, Oak Grove Church Rd, Preston Way, Lois Ln, Chesterfield Lake Rd, Brendamoore Ct, Gwendolyn Way, Matthews Mill Pond Rd, Harnett Central Rd, Smithwood Dr | $156,500 | $130,000 | $150,000-$175,000 | $241,000 | $200,000 | $175,000-$200,000 |
| Delmar Ct, Hugh Green Ln, US Hwy 401, State Rd 1513, Creekstone Ct, Rollins Mill Rd, Bakertown Rd, Piney Grove Rawls Rd, Kinton Farm Ridge, Betts Rd | $175,000 | $150,000 | $175,000-$200,000 | $157,500 | $140,000 | $150,000-$175,000 |
| Lafayette School Rd, Selby Ct, State Rd 1445, George Warren Ln, Yelverton Ct, Harrison Ave, State Rd 1535, State Rd 1510, Amber Horton Ln, McDowell Ln | $112,000 | $90,000 | $100,000-$125,000 | $178,000 | $160,000 | $150,000-$175,000 |
| Bud Tudor Rd, Ford Ln, Neills Creek Rd, Shooting Star Ln, Zenith Ln, Rocky Knoll Ln, Bakers Ln, Tripp Rd, Holland Dr, River Rd | $148,500 | $130,000 | $150,000-$175,000 | $273,500 | $220,000 | $250,000-$300,000 |
| State Rd 1400, Oakridge River Rd, Connor Dr, Kingsley Dr, Kodak Ln, Gran Nad Ln, Thomas Steed Ln, State Rd 1422, State Rd 1452, State Rd 1444 | $140,000 | $120,000 | $100,000-$125,000 | $176,000 | $160,000 | $125,000-$150,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$134 | $654 |
| Superior Protection Discount | -$79 | $709 |
| Fire & Security Discount | -$71 | $717 |
| Hail Resistant Roof Discount | -$24 | $764 |
| Newly Constructed Home Discount | -$189 | $599 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Harnett County | $700 | $795 | $1,495 | $578 | $1,278 | $217 |
| Hectors Creek, NC | $2,000 | $778 | $2,778 | $566 | $2,566 | $213 |
| Grove, NC | $200 | $666 | $866 | $484 | $684 | $182 |
| Manchester, NC | $2,000 | $861 | $2,861 | $625 | $2,625 | $235 |
| Durham, NC | $200 | $959 | $1,159 | $697 | $897 | $262 |
| Autryville, NC | $2,500 | $556 | $3,056 | $404 | $2,904 | $152 |
| Durham County, NC | $200 | $962 | $1,162 | $699 | $899 | $263 |
| Halls, NC | $1,000 | $663 | $1,663 | $482 | $1,482 | $181 |
| Youngsville, NC | $500 | $750 | $1,250 | $545 | $1,045 | $205 |
| Brogden, NC | $1,000 | $853 | $1,853 | $620 | $1,620 | $233 |
| Bowmore, NC | $500 | $650 | $1,150 | $472 | $972 | $178 |
| St. Pauls, NC | $700 | $853 | $1,553 | $620 | $1,320 | $233 |
| Home Insurance Company Hectors Creek, NC | Homeowners Insurance Agency Hectors Creek, NC | Address | Popularity Score | Distance from Hectors Creek (miles) |
|---|---|---|---|---|
| State Farm | Michelle Carlisle | 200 Timberhill Pl Unit 202, Chapel Hill, NC, 27514-1964 | 34.7 | |
| Liberty Mutual Independent | Snipes Insurance Service Inc | 105 N Wilson Ave, Dunn, NC, 28334 | 18.2 | |
| Travelers | Bowen Insurance Agency Inc | 1143 G Executive Cir, Cary, NC, 27511 | 19.0 | |
| Erie | Van Wallace Insurance Agency Inc. | 875 Walnut Street Suite 342, Cary, NC, 27511 | 19.6 | |
| Travelers | Bowen Insurance Agency Inc | 1143 Executive Circle Suite G, Cary, NC, 27511 | 19.0 | |
| Erie | Williamson Insurance & Financial Services Inc. | 320 N Judd Parkway Ne Suite 204, Fuquay Varina, NC, 27526 | 7.1 | |
| State Farm | Kevin Garvey | 1750 Nw Maynard Rd Ste 110, Cary, NC, 27513-3402 | 20.7 | |
| Liberty Mutual Independent | Creative Insurance Solutions | 1321 N Main St, Fuquay-Varina, NC, 27526 | 7.4 | |
| Erie | Tri-Co Insurance Agency Inc | 25 E Harnett St, Lillington, NC, 27546 | 6.7 | |
| Allstate | Tri-Co Inc | 25 E Harnt St Po Box 997, Lillington, NC, 27546 | 6.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| North Carolina | $161,000 | $894 | $600 | $1,280 | $680 |
| Harnett County, NC | $144,700 | $805 | $540 | $1,140 | $600 |
| Hectors Creek, NC | $173,100 | $788 | $570 | $1,130 | $560 |
| Grove, NC | $120,500 | $674 | $470 | $920 | $450 |
| Manchester, NC | $90,000 | $871 | $600 | $1,250 | $650 |
| Durham, NC | $195,000 | $971 | $700 | $1,340 | $640 |
| Autryville, NC | $88,800 | $563 | $400 | $780 | $380 |
| Durham County, NC | $195,900 | $973 | $700 | $1,380 | $680 |
| Halls, NC | $109,300 | $671 | $480 | $920 | $440 |
| Youngsville, NC | $163,900 | $759 | $550 | $1,070 | $520 |
| Brogden, NC | $87,200 | $864 | $600 | $1,200 | $600 |
| Bowmore, NC | $106,700 | $658 | $470 | $930 | $460 |
| St. Pauls, NC | $71,100 | $864 | $610 | $1,220 | $610 |