Gavop's guide to buying homeowners insurance in Weiser, ID covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $54,500 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $122,500 | $100,000 | $75,000-$100,000 |
| 3 Bedroom | $121,000 | $100,000 | $125,000-$150,000 |
| 4 Bedroom | $245,500 | $210,000 | $250,000-$300,000 |
| 5 Bedroom | $409,000 | $350,000 | $350,000-$400,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$114 | $557 |
| Superior Protection Discount | -$60 | $610 |
| Fire & Security Discount | -$74 | $597 |
| Hail Resistant Roof Discount | -$20 | $650 |
| Newly Constructed Home Discount | -$168 | $503 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,337 |
| Physical Damage | $2,537 |
| Hail Damage | $4,524 |
| Wind Damage | $6,433 |
| Expensive Claims | |
| Fire | $46,463 |
| Smoke | $16,553 |
| Home Insurance Company Weiser, ID | Homeowners Insurance Agency Weiser, ID | Address | Popularity Score | Distance from Weiser (miles) |
|---|---|---|---|---|
| State Farm | Mike Taylor | 820 S Washington Ave, Emmett, ID, 83617-3529 | 41.7 | |
| Liberty Mutual Independent | The Insurance Group | 444 Highway 16 Ste 102, Emmett, ID, 83617 | 42.2 | |
| State Farm | Lisa Brown | 1611 N Whitley Dr Ste 2, Fruitland, ID, 83619-2180 | 24.1 | |
| Allstate | Sam Zenor | 725 Sw 8th St, Fruitland, ID, 83619 | 25.6 | |
| Liberty Mutual Independent | The Insurance Group | Po Box 572 , Cascade, ID, 83611 | 42.0 | |
| State Farm | Maryann Allen | 203 Michigan Avenue, Council, ID, 83612 | 35.3 | |
| Farmers | Trina Whitaker | 739 State St, Weiser, ID, 83672 | 8.7 | |
| Liberty Mutual Independent | The Insurance Group Inc-W | 404 E 7th St, Weiser, ID, 83672 | 8.9 | |
| Liberty Mutual Independent | The Insurance Group | 214 S Main St, Cascade, ID, 83611 | 46.4 | |
| Allstate | Buck Ins Group Inc | 602 S Washington Ave, Emmett, ID, 83617 | 41.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Idaho | $176,800 | $627 | $420 | $860 | $440 |
| Washington County, ID | $149,100 | $676 | $480 | $950 | $470 |
| Weiser, ID | $137,700 | $671 | $450 | $950 | $500 |
| Annex, OR | $111,700 | $456 | $330 | $650 | $320 |
| Payette, ID | $112,900 | $682 | $460 | $970 | $510 |
| Payette County, ID | $138,900 | $676 | $490 | $930 | $440 |
| Malheur Junction, OR | $190,600 | $575 | $400 | $820 | $420 |
| Vale, OR | $138,900 | $503 | $360 | $690 | $330 |
| Fruitland, ID | $154,100 | $676 | $460 | $930 | $470 |
| Nyssa, OR | $105,000 | $442 | $310 | $630 | $320 |
| Owyhee, OR | $199,000 | $585 | $400 | $810 | $410 |
| Emmett Valley, ID | $132,300 | $671 | $480 | $930 | $450 |
| Adrian, OR | $153,400 | $525 | $360 | $720 | $360 |