Gavop's guide to buying homeowners insurance in Birch Run, MI covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $47,500 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $99,500 | $90,000 | $75,000-$100,000 |
| 3 Bedroom | $166,500 | $140,000 | $125,000-$150,000 |
| 4 Bedroom | $163,500 | $140,000 | $150,000-$175,000 |
| 5 Bedroom | $296,000 | $250,000 | $300,000-$350,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$53 | $608 |
| Home and Two Car | -$106 | $555 |
| Home and Three Car | -$152 | $509 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Saginaw County | $700 | $682 | $1,382 | $496 | $1,196 | $186 |
| Birch Run, MI | $1,500 | $653 | $2,153 | $475 | $1,975 | $178 |
| Bridgeport, MI | $400 | $618 | $1,018 | $449 | $849 | $169 |
| Watertown, MI | $2,500 | $742 | $3,242 | $539 | $3,039 | $203 |
| Tuscola County, MI | $200 | $689 | $889 | $501 | $701 | $188 |
| Bay City, MI | $2,000 | $633 | $2,633 | $460 | $2,460 | $173 |
| Linden, MI | $500 | $776 | $1,276 | $564 | $1,064 | $212 |
| Arcadia, MI | $1,500 | $803 | $2,303 | $584 | $2,084 | $220 |
| Kawkawlin, MI | $300 | $761 | $1,061 | $553 | $853 | $208 |
| Perry, MI | $2,000 | $745 | $2,745 | $541 | $2,541 | $204 |
| Victor, MI | $500 | $807 | $1,307 | $587 | $1,087 | $221 |
| Yale, MI | $1,500 | $672 | $2,172 | $488 | $1,988 | $184 |
| Home Insurance Company Birch Run, MI | Homeowners Insurance Agency Birch Run, MI | Address | Popularity Score | Distance from Birch Run (miles) |
|---|---|---|---|---|
| Allstate | Michael Weglarz | 3015 E Walton Blvd, Auburn Hills, MI, 48326 | 48.5 | |
| State Farm | Doug Halabicky | 566 S Cedar St, Imlay City, MI, 48444-1345 | 38.7 | |
| State Farm | Greg Root | 1845 N Opdyke Rd, Auburn Hills, MI, 48326-2661 | 48.7 | |
| Liberty Mutual Independent | Select Underwriters Inc | 100 N Williams Lake Rd Ste A, Waterford, MI, 48327 | 45.6 | |
| State Farm | Dave Smith | 7217 Sashabaw Rd, Clarkston, MI, 48348-4741 | 40.7 | |
| Liberty Mutual Independent | Complete Insurance Services Inc | 1717 Cass Lake Rd, Keego Harbor, MI, 48320 | 49.6 | |
| Allstate | Terrance Quaine Sr | 5390 Highland Rd Ste 2, Waterford, MI, 48327 | 45.6 | |
| Farmers | Christy Skrine | 1520 S Lapeer Rd Ste 209, Lake Orion, MI, 48360 | 43.6 | |
| Farmers | Brandon Ryan | 1989 N Opdyke Rd Ste B, Auburn Hills, MI, 48326 | 48.5 | |
| Farmers | Paul Zevchak | 4139 W Walton Blvd Ste C4, Waterford, MI, 48329 | 44.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Michigan | $136,400 | $775 | $520 | $1,090 | $570 |
| Saginaw County, MI | $94,900 | $691 | $470 | $960 | $490 |
| Birch Run, MI | $145,000 | $661 | $470 | $950 | $480 |
| Bridgeport, MI | $73,200 | $626 | $420 | $870 | $450 |
| Watertown, MI | $119,300 | $751 | $520 | $1,040 | $520 |
| Tuscola County, MI | $98,800 | $697 | $480 | $970 | $490 |
| Bay City, MI | $67,100 | $641 | $470 | $880 | $410 |
| Linden, MI | $143,800 | $785 | $570 | $1,080 | $510 |
| Arcadia, MI | $164,700 | $813 | $590 | $1,120 | $530 |
| Kawkawlin, MI | $132,400 | $770 | $520 | $1,050 | $530 |
| Perry, MI | $121,100 | $754 | $540 | $1,030 | $490 |
| Victor, MI | $168,100 | $817 | $560 | $1,120 | $560 |
| Yale, MI | $76,800 | $680 | $480 | $940 | $460 |