Gavop's guide to buying homeowners insurance in Franklin County, NE covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Franklin County, NE - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| 44 Rd, S Greenfield Ave, Fennimore St, Olive St, Sanders Ave, Harlan St, Ridge Rd, W Doyle St, Taylor St, 21 Rd | $92,500 | $80,000 | $75,000-$100,000 | $73,500 | $60,000 | $50,000-$75,000 |
| Co Rd 340, B Rd, Haxton St, R Rd, 20 Rd, E Boynton St, O Sullivan St, Fairfield Ave, Rd 425, State Hwy 10 Byp | $82,500 | $70,000 | $50,000-$75,000 | $75,000 | $60,000 | $50,000-$75,000 |
| A Rd, Chestnut St, US Hwy 136, Crosby St, 22 Rd, 11th Ave, 26th Rd, N Prairie Ave, W Merrill St, 28 Rd | $106,500 | $100,000 | $75,000-$100,000 | $41,500 | $40,000 | $25,000-$50,000 |
| Sheridan St, 9th Ave, L St, E Rd, 17th Ave, 22 Rd, Franklin-Harlan Rd, Poplar, 40 Rd, M St | $103,000 | $80,000 | $75,000-$100,000 | $61,000 | $60,000 | $50,000-$75,000 |
| 13th Ave, F Rd, Nelson St, 15th Ave, 30 Rd, Q Rd, Y Rd, 26 Rd, 33 Rd, 23 Rd | $65,000 | $60,000 | $75,000-$100,000 | $48,500 | $40,000 | $25,000-$50,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$111 | $582 |
| Superior Protection Discount | -$62 | $630 |
| Fire & Security Discount | -$62 | $630 |
| Hail Resistant Roof Discount | -$21 | $672 |
| Newly Constructed Home Discount | -$159 | $533 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Franklin County | $700 | $685 | $1,385 | $497 | $1,197 | $187 |
| Franklin County, NE | $2,500 | $685 | $3,185 | $497 | $2,997 | $187 |
| Inavale, NE | $2,000 | $432 | $2,432 | $314 | $2,314 | $118 |
| Holstein, NE | $2,000 | $792 | $2,792 | $576 | $2,576 | $217 |
| Holdrege, NE | $200 | $871 | $1,071 | $633 | $833 | $238 |
| Agra, KS | $1,500 | $830 | $2,330 | $603 | $2,103 | $227 |
| Glenvil, NE | $1,000 | $846 | $1,846 | $615 | $1,615 | $231 |
| Home Insurance Company Franklin County, NE | Homeowners Insurance Agency Franklin County, NE | Address | Popularity Score | Distance from Franklin County (miles) |
|---|---|---|---|---|
| State Farm | Kara Grauerholz | 5609 1st Ave Ste C2, Kearney, NE, 68847-2438 | 38.2 | |
| State Farm | Kim Snavely | 243 N Minden Ave, Minden, NE, 68959-1625 | 21.7 | |
| Allstate | Andrew Newton | 3423 2nd Ave Ste 4, Kearney, NE, 68847 | 36.9 | |
| State Farm | Kim Snavely | 816 15th Avenue Suite A Po Box 264, Franklin, NE, 68939 | 6.3 | |
| Liberty Mutual Independent | Bendfeldt Inc Dba Affiliated Brokers Ins | 316 W 39th St, Kearney, NE, 68845 | 37.2 | |
| Travelers | Gary Thompson Agency Inc | 217 E Stolley Park Rd, Ste B. Grand Island, Hastings, NE, 68801 | 39.8 | |
| Travelers | Barney Ins-Lexington Inc | 5205 2nd Ave, Kearney, NE, 68847 | 37.9 | |
| State Farm | Sonya Romersheuser | 1140 E 3rd St, Superior, NE, 68978-2026 | 49.3 | |
| State Farm | Laura Schneider | 410 N Minnesota, Hastings, NE, 68901-5254 | 41.3 | |
| Travelers | Gary Thompson Agency Inc | 217 E Stolley Park Rd, Ste B. Grand Island, Kearney, NE, 68801 | 37.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Nebraska | $142,400 | $1,218 | $880 | $1,730 | $850 |
| Franklin County, NE | $62,000 | $693 | $480 | $960 | $480 |
| Franklin County, NE | $62,000 | $693 | $490 | $960 | $470 |
| Inavale, NE | $19,200 | $437 | $310 | $600 | $290 |
| Holstein, NE | $70,500 | $802 | $550 | $1,110 | $560 |
| Holdrege, NE | $111,100 | $881 | $610 | $1,250 | $640 |
| Agra, KS | $54,400 | $840 | $660 | $1,130 | $470 |
| Glenvil, NE | $78,900 | $856 | $620 | $1,210 | $590 |