Gavop's guide to buying homeowners insurance in Wilbarger County, TX covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Wilbarger County, TX - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Pearl St, Co Rd 105 S, West St, Britton St W, Co Rd 103 N, Indian St, FM 1763 N, Wichita St, Thaxton Pens Rd, Co Rd 125 S | $100,500 | $80,000 | $100,000-$125,000 | $50,000 | $40,000 | $50,000-$75,000 |
| Indian St, FM 925 S, Co Rd 121 S, Co Rd 95 S, Tanglewood Ave, Alice Dr, FM 1763, Wanderer St, Co Rd 107 N, Dawson St | $67,000 | $60,000 | $50,000-$75,000 | $68,000 | $60,000 | $75,000-$100,000 |
| Co Rd 131 N, Clair Dr, Dean St, Main St, W 4th St, Omega Dr, W Park Rd, US Hwy 70, Front St, Bismarck St | $97,000 | $80,000 | $75,000-$100,000 | $84,000 | $80,000 | $75,000-$100,000 |
| US Hwy 183 S, Old River Rd, Co Rd 79, Twin Peaks Rd, Co Rd 121 N, Co Rd 127 N, Co Rd 142 W, Co Rd 101, Co Rd 111, Country Club Rd | $122,500 | $110,000 | $125,000-$150,000 | $73,000 | $60,000 | $75,000-$100,000 |
| Co Rd 99 S, Coffee Creek Rd, Woodland Ave, Twin Oaks Dr, Co Rd 85 N, 16th St, Co Rd 87 N, FM 2072, Zacaweista Dr, US Hwy 70 | $77,500 | $70,000 | $75,000-$100,000 | $65,500 | $60,000 | $50,000-$75,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$155 | $815 |
| Superior Protection Discount | -$97 | $873 |
| Fire & Security Discount | -$107 | $863 |
| Hail Resistant Roof Discount | -$19 | $950 |
| Newly Constructed Home Discount | -$233 | $737 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Wilbarger County | $700 | $958 | $1,658 | $696 | $1,396 | $262 |
| Wilbarger County, TX | $2,500 | $958 | $3,458 | $696 | $3,196 | $262 |
| Harrold-Oklaunion, TX | $400 | $1,525 | $1,925 | $1,109 | $1,509 | $417 |
| Davidson, OK | $700 | $876 | $1,576 | $637 | $1,337 | $239 |
| Iowa Park, TX | $500 | $1,007 | $1,507 | $732 | $1,232 | $275 |
| Hardeman County, TX | $1,000 | $811 | $1,811 | $590 | $1,590 | $222 |
| East Tillman, OK | $500 | $984 | $1,484 | $715 | $1,215 | $269 |
| Benjamin, TX | $300 | $1,168 | $1,468 | $849 | $1,149 | $319 |
| East Duke, OK | $1,000 | $1,076 | $2,076 | $782 | $1,782 | $294 |
| Southwest Cotton, OK | $100 | $1,160 | $1,260 | $843 | $943 | $317 |
| Faxon, OK | $2,000 | $1,197 | $3,197 | $870 | $2,870 | $327 |
| Home Insurance Company Wilbarger County, TX | Homeowners Insurance Agency Wilbarger County, TX | Address | Popularity Score | Distance from Wilbarger County (miles) |
|---|---|---|---|---|
| Farmers | Tyler Wetzel | 2700 Midwestern Pkwy Ste A, Wichita Falls, TX, 76308 | 43.7 | |
| State Farm | Tim Short | 2608 Kemp Blvd, Wichita Falls, TX, 76309-5351 | 43.2 | |
| Travelers | Brantley & Wright Insurance | 1630 Main St, Vernon, TX, 76385 | 5.4 | |
| Farmers | Brian Anderle | 1501 Midwestern Pkwy Ste 104, Wichita Falls, TX, 76302 | 45.2 | |
| State Farm | Cheryl Botkin | 2925 Southwest Pkwy, Wichita Falls, TX, 76308-4100 | 43.3 | |
| Allstate | Amaryllis Mullins | 4210 Kell Blvd Ste 106, Wichita Falls, TX, 76309 | 42.3 | |
| State Farm | Jeff Rhoades | 118 West Park, Iowa Park, TX, 76367-2805 | 34.2 | |
| Travelers | Holub Insurance Agency | 4001 Featherston Ave, Wichita Falls, TX, 76308 | 42.8 | |
| Travelers | Barnard Insurance Agency Llp | 1100 8th St, Wichita Falls, TX, 76301 | 44.5 | |
| Farmers | Doug Chaney | 3915field Rd Ste A, Wichita Falls, TX, 76308 | 42.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Texas | $151,500 | $1,709 | $1,130 | $2,630 | $1,500 |
| Wilbarger County, TX | $69,900 | $970 | $640 | $1,490 | $850 |
| Wilbarger County, TX | $69,900 | $970 | $640 | $1,490 | $850 |
| Harrold-Oklaunion, TX | $105,700 | $1,544 | $1,020 | $2,380 | $1,360 |
| Davidson, OK | $55,000 | $887 | $650 | $1,220 | $570 |
| Iowa Park, TX | $82,300 | $1,019 | $670 | $1,570 | $900 |
| Hardeman County, TX | $38,400 | $821 | $540 | $1,260 | $720 |
| East Tillman, OK | $66,800 | $996 | $690 | $1,360 | $670 |
| Benjamin, TX | $42,100 | $1,182 | $780 | $1,820 | $1,040 |
| East Duke, OK | $77,100 | $1,089 | $780 | $1,540 | $760 |
| Southwest Cotton, OK | $86,900 | $1,174 | $850 | $1,670 | $820 |
| Faxon, OK | $91,300 | $1,212 | $880 | $1,660 | $780 |