Gavop tells you how to get the best homeowners insurance in St. Marys, PA by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $44,500 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $120,000 | $100,000 | $100,000-$125,000 |
| 3 Bedroom | $141,000 | $130,000 | $125,000-$150,000 |
| 4 Bedroom | $189,000 | $160,000 | $200,000-$250,000 |
| 5 Bedroom | $241,500 | $200,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$105 | $478 |
| Superior Protection Discount | -$58 | $525 |
| Fire & Security Discount | -$41 | $542 |
| Hail Resistant Roof Discount | -$12 | $571 |
| Newly Constructed Home Discount | -$146 | $437 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Elk County | $2,500 | $821 | $3,321 | $597 | $3,097 | $224 |
| St. Marys, PA | $2,000 | $576 | $2,576 | $419 | $2,419 | $157 |
| Fox, PA | $300 | $637 | $937 | $463 | $763 | $174 |
| Smethport, PA | $2,500 | $552 | $3,052 | $401 | $2,901 | $151 |
| Coudersport, PA | $400 | $546 | $946 | $397 | $797 | $149 |
| Rose, PA | $700 | $651 | $1,351 | $473 | $1,173 | $178 |
| Morrisdale, PA | $200 | $472 | $672 | $343 | $543 | $129 |
| Kingsley, PA | $2,000 | $550 | $2,550 | $400 | $2,400 | $150 |
| Allegany, PA | $200 | $666 | $866 | $484 | $684 | $182 |
| Glen Hope, PA | $300 | $552 | $852 | $401 | $701 | $151 |
| Tidioute, PA | $1,500 | $539 | $2,039 | $392 | $1,892 | $147 |
| Home Insurance Company St. Marys, PA | Homeowners Insurance Agency St. Marys, PA | Address | Popularity Score | Distance from St. Marys (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Burns & Burns Associates Inc | 800 E Main St, Clarion, PA, 16214 | 47.8 | |
| Travelers | Foradora Insurance | 80 N Park Place, Du Bois, PA, 15801 | 25.7 | |
| Erie | Hoak Insurance Services | 213 Main Street, Brookville, PA, 15825 | 35.5 | |
| State Farm | Ryan Callahan | 611 E Main St, Bradford, PA, 16701-1841 | 35.8 | |
| State Farm | Jean Rusciolelli | 217 Main St Ste A, Ridgway, PA, 15853-1067 | 11.2 | |
| State Farm | Adam Johnson | 302 E 4th St Ste 101, Emporium, PA, 15834-1514 | 15.5 | |
| Travelers | Marshall Insurance Services Inc | 44 Bolivar Dr , Bradford, PA, 16701 | 36.4 | |
| Allstate | Rich Harrier | 24 E 4th St, Emporium, PA, 15834 | 15.2 | |
| Allstate | Mary Wallace | 474 Jeffers St, Du Bois, PA, 15801 | 26.0 | |
| State Farm | Suzan Hahnfeldt | 110 Main Street, Clarion, PA, 16214-1040 | 48.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Pennsylvania | $170,500 | $745 | $530 | $1,030 | $500 |
| Elk County, PA | $97,100 | $831 | $600 | $1,160 | $560 |
| St. Marys, PA | $113,400 | $583 | $400 | $800 | $400 |
| Fox, PA | $121,200 | $645 | $470 | $900 | $430 |
| Smethport, PA | $86,200 | $559 | $410 | $790 | $380 |
| Coudersport, PA | $84,000 | $553 | $400 | $760 | $360 |
| Rose, PA | $127,700 | $659 | $470 | $900 | $430 |
| Morrisdale, PA | $58,500 | $478 | $320 | $670 | $350 |
| Kingsley, PA | $85,600 | $557 | $370 | $770 | $400 |
| Allegany, PA | $134,600 | $674 | $460 | $960 | $500 |
| Glen Hope, PA | $86,400 | $559 | $390 | $790 | $400 |
| Tidioute, PA | $81,600 | $546 | $390 | $780 | $390 |