Gavop's guide to buying homeowners insurance in New Castle, PA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| New Castle, PA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Martin St, Proch Dr, Booker Dr, S Front St, Butz St, W Clayton St, Grimes St, Croton Ave, Neshannock Blvd, E Laurel Ave | $116,000 | $90,000 | $100,000-$125,000 | $56,500 | $50,000 | $50,000-$75,000 |
| Wilmington Ave, W Home St, Rocky Rd, Craig St, E Grant St, S Cochran Way, Mustang Ave, Arch St, Mitchell St, Uber St | $72,000 | $60,000 | $50,000-$75,000 | $59,500 | $60,000 | $50,000-$75,000 |
| E Leasure Ave, E Wabash Ave, W Washington St, Leon Dr, Spring St, Pearson St, Young St, W Parkway St, Acorn St, S Maple Dr | $91,500 | $80,000 | $50,000-$75,000 | $120,000 | $100,000 | $125,000-$150,000 |
| Phillips St, Federal St, Junior High St, Clearview Ave, W Cherry St, Fairview Ave, Ridge St, Highview Dr, Borough Line St, Dogwood Ln | $122,500 | $100,000 | $100,000-$125,000 | $112,500 | $100,000 | $100,000-$125,000 |
| Duquesne St, T456, E Chartes St, Burke St, Epworth St, E Elizabeth Ave, Rural Ave, E Home St, Friendship St, Park Ave | $49,500 | $40,000 | $50,000-$75,000 | $51,000 | $50,000 | $25,000-$50,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$102 | $624 |
| Superior Protection Discount | -$73 | $653 |
| Fire & Security Discount | -$58 | $668 |
| Hail Resistant Roof Discount | -$22 | $704 |
| Newly Constructed Home Discount | -$203 | $523 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Lawrence County | $2,000 | $814 | $2,814 | $592 | $2,592 | $222 |
| New Castle, PA | $1,000 | $717 | $1,717 | $521 | $1,521 | $196 |
| Harrisville, PA | $300 | $636 | $936 | $462 | $762 | $174 |
| Midland, PA | $1,000 | $495 | $1,495 | $360 | $1,360 | $135 |
| Curtisville, PA | $200 | $539 | $739 | $392 | $592 | $147 |
| Hovey, PA | $700 | $545 | $1,245 | $396 | $1,096 | $149 |
| Findlay, PA | $200 | $671 | $871 | $487 | $687 | $183 |
| Bristol, OH | $1,000 | $659 | $1,659 | $479 | $1,479 | $180 |
| Parkman, OH | $400 | $810 | $1,210 | $589 | $989 | $221 |
| Mount Lebanon, PA | $1,500 | $732 | $2,232 | $532 | $2,032 | $200 |
| West Homestead, PA | $200 | $597 | $797 | $434 | $634 | $163 |
| Pinegrove, PA | $2,500 | $593 | $3,093 | $431 | $2,931 | $162 |
| Home Insurance Company New Castle, PA | Homeowners Insurance Agency New Castle, PA | Address | Popularity Score | Distance from New Castle (miles) |
|---|---|---|---|---|
| Travelers | Russell B Canan Agency Inc | 1607 State St W, New Castle, PA, 16101 | 1.5 | |
| Travelers | Russell B Canan Agency Inc | 1607 W State Street, New Castle, PA, 16101 | 1.5 | |
| Erie | The Kerr Agency Inc. | 3417 Wilmington Road, New Castle, PA, 16105 | 4.6 | |
| Erie | Baker Insurance Inc. | 4360 Leechburg Road, New Kensington, PA, 15068 | 44.4 | |
| State Farm | Chuck Jackson | 9625 Perry Hwy, Pittsburgh, PA, 15237-5555 | 32.8 | |
| Farmers | Michael Young | 502 Lawrence Ave, Ellwood City, PA, 16117 | 9.9 | |
| Travelers | Specialty Insurance Agency | 202 W Mercer St, Harrisville, PA, 16038 | 20.0 | |
| Erie | Peterson Insurance Associates Inc | 799 Virginia Avenue, Rochester, PA, 15074 | 19.0 | |
| Erie | Riley Insurance Agency Llc | 2484 Wildwood Road, Allison Park, PA, 15101 | 34.0 | |
| Erie | The Beneigh Insurance Group | 304 Sims Street, Ellwood City, PA, 16117 | 9.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Pennsylvania | $170,500 | $745 | $530 | $1,050 | $520 |
| Lawrence County, PA | $102,300 | $824 | $600 | $1,130 | $530 |
| New Castle, PA | $62,000 | $726 | $520 | $1,040 | $520 |
| Harrisville, PA | $120,800 | $644 | $440 | $910 | $470 |
| Midland, PA | $66,200 | $501 | $360 | $710 | $350 |
| Curtisville, PA | $81,600 | $546 | $370 | $750 | $380 |
| Hovey, PA | $83,800 | $552 | $380 | $770 | $390 |
| Findlay, PA | $204,700 | $679 | $480 | $940 | $460 |
| Bristol, OH | $116,100 | $667 | $470 | $950 | $480 |
| Parkman, OH | $191,800 | $820 | $570 | $1,130 | $560 |
| Mount Lebanon, PA | $244,800 | $741 | $540 | $1,020 | $480 |
| West Homestead, PA | $103,800 | $604 | $430 | $850 | $420 |
| Pinegrove, PA | $102,200 | $600 | $410 | $830 | $420 |