Gavop shows you how to buy homeowners insurance in Rio Grande County, CO by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Rio Grande County, CO - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Trosper Dr, Wild Horse Ln, Crow Trl, Canal Rd, US Hwy 160, Frisco Creek Dr, Co Rd 28, Co Rd 16, Lincoln Ave, Lake Dr | $178,500 | $160,000 | $150,000-$175,000 | $173,000 | $140,000 | $150,000-$175,000 |
| W Co Rd 4 N, Hermosa St, Deer Creek Rd, Lyndsey Ln, Rd 6e, Black Hawk Rd, E Co Rd 1 S, Getz Dr, Stallo St, Hidden View Dr | $154,500 | $140,000 | $125,000-$150,000 | $135,500 | $120,000 | $100,000-$125,000 |
| E Co Rd 7 N, Grand Ave, E Co Rd 2.5 N, el Rio Dr, Fs 630 Rd, Melissa Ln, E Lake Ct, Mesa Dr, E Co Rd 12 S, US Hwy 285 | $179,500 | $170,000 | $125,000-$150,000 | $91,000 | $70,000 | $100,000-$125,000 |
| Cedar Rd, Co Rd 3 W, 1st St, Castle Rock Rd, Wendar Dr, Rio Grande 105 Fdr, Rio Vista Cir, W Rd 9 N, Co Rd 17, Ponderosa Dr | $197,000 | $160,000 | $175,000-$200,000 | $119,000 | $110,000 | $125,000-$150,000 |
| E Co Rd 38, W Co Rd 5 N, Comanche Ct, French Dr, Rd 3 W, Arapaho Rd, N Rd 9 E, S Co Rd 5 E, Fdr 250 Twelvemile Rd S, US Hwy 160 | $251,500 | $220,000 | $250,000-$300,000 | $175,500 | $140,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$125 | $770 |
| Superior Protection Discount | -$81 | $815 |
| Fire & Security Discount | -$90 | $806 |
| Hail Resistant Roof Discount | -$27 | $869 |
| Newly Constructed Home Discount | -$197 | $698 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Rio Grande County | $700 | $885 | $1,585 | $643 | $1,343 | $242 |
| Rio Grande County, CO | $1,000 | $885 | $1,885 | $643 | $1,643 | $242 |
| South Fork, CO | $200 | $1,317 | $1,517 | $957 | $1,157 | $360 |
| Sargent, CO | $700 | $1,145 | $1,845 | $832 | $1,532 | $313 |
| Creede, CO | $100 | $1,401 | $1,501 | $1,018 | $1,118 | $383 |
| La Jara, CO | $700 | $1,013 | $1,713 | $736 | $1,436 | $277 |
| Pagosa Springs, CO | $500 | $983 | $1,483 | $715 | $1,215 | $269 |
| Sanford, CO | $700 | $904 | $1,604 | $657 | $1,357 | $247 |
| City of Creede, CO | $500 | $1,336 | $1,836 | $971 | $1,471 | $365 |
| Alamosa County, CO | $1,500 | $910 | $2,410 | $662 | $2,162 | $249 |
| Archuleta County, CO | $300 | $988 | $1,288 | $718 | $1,018 | $270 |
| Moffat, CO | $1,500 | $793 | $2,293 | $577 | $2,077 | $217 |
| Home Insurance Company Rio Grande County, CO | Homeowners Insurance Agency Rio Grande County, CO | Address | Popularity Score | Distance from Rio Grande County (miles) |
|---|---|---|---|---|
| Travelers | Mackey Insurance Llc | 565 Village Dr Ste A, Pagosa Springs, CO, 81147 | 37.4 | |
| Liberty Mutual Independent | Dells Insurance Agency Inc. | 510 Bell Ave, Alamosa, CO, 81101 | 32.0 | |
| State Farm | Mary Jo Merkley | 1639 Grande Ave, Monte Vista, CO, 81144-1787 | 18.5 | |
| State Farm | Truett Forrest | 452 Pagosa St, Pagosa Springs, CO, 81147 | 34.2 | |
| State Farm | Torben Walters | 431 3rd St, Alamosa, CO, 81101-2661 | 32.5 | |
| State Farm | Jay Meyer | 410 Ross Ave, Alamosa, CO, 81101-2489 | 32.1 | |
| Farmers | Clarine Denton | 2001 Main St, Alamosa, CO, 81101 | 31.3 | |
| Allstate | The Hancock Group In | 903 Main St, Alamosa, CO, 81101 | 32.1 | |
| State Farm | Jay Meyer | 410 Ross Avenue, Alamosa, CO, 81101-2489 | 32.1 | |
| Farmers | Don Smit | 2415 Mullins Ave Unit 6, Alamosa, CO, 81101 | 30.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Colorado | $286,100 | $1,436 | $1,010 | $1,880 | $870 |
| Rio Grande County, CO | $143,000 | $895 | $630 | $1,170 | $540 |
| Rio Grande County, CO | $143,000 | $895 | $630 | $1,170 | $540 |
| South Fork, CO | $243,500 | $1,333 | $930 | $1,750 | $820 |
| Sargent, CO | $174,100 | $1,159 | $810 | $1,520 | $710 |
| Creede, CO | $279,000 | $1,418 | $990 | $1,860 | $870 |
| La Jara, CO | $131,000 | $1,025 | $720 | $1,340 | $620 |
| Pagosa Springs, CO | $271,600 | $995 | $700 | $1,300 | $600 |
| Sanford, CO | $102,300 | $915 | $640 | $1,200 | $560 |
| City of Creede, CO | $251,600 | $1,352 | $950 | $1,770 | $820 |
| Alamosa County, CO | $152,900 | $921 | $650 | $1,210 | $560 |
| Archuleta County, CO | $274,000 | $1,000 | $700 | $1,310 | $610 |
| Moffat, CO | $77,300 | $803 | $560 | $1,050 | $490 |