Gavop's guide to buying homeowners insurance in Luthersville, GA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $48,000 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $79,000 | $60,000 | $75,000-$100,000 |
| 3 Bedroom | $162,500 | $130,000 | $125,000-$150,000 |
| 4 Bedroom | $213,000 | $200,000 | $200,000-$250,000 |
| 5 Bedroom | $295,000 | $260,000 | $300,000-$350,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$59 | $599 |
| Home and Two Car | -$105 | $553 |
| Home and Three Car | -$165 | $494 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Meriwether County | $1,000 | $639 | $1,639 | $464 | $1,464 | $175 |
| Luthersville, GA | $1,500 | $651 | $2,151 | $473 | $1,973 | $178 |
| Whitesburg, GA | $300 | $716 | $1,016 | $521 | $821 | $196 |
| Meansville, GA | $1,000 | $879 | $1,879 | $639 | $1,639 | $240 |
| Chattahoochee Hills, GA | $300 | $1,067 | $1,367 | $775 | $1,075 | $292 |
| Waverly Hall, GA | $2,000 | $820 | $2,820 | $596 | $2,596 | $224 |
| Lake City, GA | $400 | $626 | $1,026 | $455 | $855 | $171 |
| Forest Park, GA | $2,000 | $825 | $2,825 | $599 | $2,599 | $225 |
| Yatesville, GA | $400 | $632 | $1,032 | $460 | $860 | $173 |
| Wedowee, AL | $700 | $1,073 | $1,773 | $780 | $1,480 | $293 |
| Locust Grove, GA | $200 | $926 | $1,126 | $673 | $873 | $253 |
| Muscogee County, GA | $2,000 | $893 | $2,893 | $649 | $2,649 | $244 |
| Home Insurance Company Luthersville, GA | Homeowners Insurance Agency Luthersville, GA | Address | Popularity Score | Distance from Luthersville (miles) |
|---|---|---|---|---|
| State Farm | Phillip Bell | 943 Thomaston St, Barnesville, GA, 30204-1731 | 37.0 | |
| Allstate | Dianne P. Parker | 45 Sutherland Dr Ste A, Newnan, GA, 30263 | 15.6 | |
| Allstate | Vicki Hutchins | 957 Mlk Dr Nw, Atlanta, GA, 30314 | 46.4 | |
| State Farm | Wilder Saint-Velus | 3507 Veterans Mem Hwy Ste 210, Lithia Spgs, GA, 30122-1474 | 44.8 | |
| State Farm | Bill Leppo | 2807 Highway 34 E, Newnan, GA, 30265-1331 | 18.3 | |
| Travelers | Morris & Spradlin Insurance Group Llc | 184a Jefferson Pkwy, Newnan, GA, 30263 | 16.8 | |
| Allstate | Mike Barber | 300d Bullsboro Dr, Newnan, GA, 30263 | 16.4 | |
| Allstate | Randy Weaver | 50 Hurt Plz Se Ste 1430, Atlanta, GA, 30303 | 47.3 | |
| Allstate | Jon C. Cone | 3144 Golf Ridge Blvd Ste 101, Douglasville, GA, 30135 | 38.9 | |
| State Farm | Greg Williams | 1465 Chattahooc Ave Nw Ste 550, Atlanta, GA, 30318-2837 | 48.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Georgia | $158,400 | $1,012 | $700 | $1,450 | $750 |
| Meriwether County, GA | $91,300 | $646 | $470 | $910 | $440 |
| Luthersville, GA | $106,800 | $659 | $440 | $940 | $500 |
| Whitesburg, GA | $96,300 | $725 | $530 | $1,040 | $510 |
| Meansville, GA | $128,200 | $890 | $640 | $1,220 | $580 |
| Chattahoochee Hills, GA | $179,100 | $1,080 | $770 | $1,490 | $720 |
| Waverly Hall, GA | $211,200 | $830 | $570 | $1,150 | $580 |
| Lake City, GA | $81,600 | $634 | $430 | $900 | $470 |
| Forest Park, GA | $58,300 | $835 | $560 | $1,190 | $630 |
| Yatesville, GA | $82,600 | $640 | $460 | $880 | $420 |
| Wedowee, AL | $116,700 | $1,086 | $750 | $1,510 | $760 |
| Locust Grove, GA | $148,700 | $937 | $680 | $1,320 | $640 |
| Muscogee County, GA | $140,200 | $904 | $650 | $1,280 | $630 |