How Can I Make My New River, NC Home Insurance Cheaper

Gavop's guide to buying homeowners insurance in New River, NC covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.

Compare Quotes from Top Providers and Save now!

Select the Suitable Coverage Value for your New River, NC Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $58,500 $50,000 $25,000-$50,000
2 Bedroom $134,500 $110,000 $150,000-$175,000
3 Bedroom $212,000 $200,000 $200,000-$250,000
4 Bedroom $352,000 $290,000 $300,000-$350,000
5 Bedroom $432,500 $390,000 $350,000-$400,000

Bundle your New River, NC Auto & Home Insurance from the Same Company | Back to Top

New River, NC Car Insurance New River, NC Home Insurance
Details Ford, Mustang GT 3 Beds, 2 Baths, 1620 Square Feet worth $152500
Insurance Rates Individually $2,831.84 $6480
Savings from buying both from the same company $1,769.25

Choose the Right Deductible for your New River, NC Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
North Carolina $200 $570 $770 $480 $680 $90
Watauga County, NC $1,000 $1,090 $1,590 $900 $1,900 $-310
New River, NC $1,500 $980 $1,480 $850 $2,350 $-870
Boone, NC $400 $1,150 $1,550 $970 $1,370 $180
Clifton, NC $700 $680 $1,180 $560 $1,260 $-80
Walnut Hill, NC $400 $500 $900 $430 $830 $70
Peak Creek, NC $1,500 $440 $940 $370 $1,870 $-930
Spruce Pine, NC $500 $530 $1,030 $450 $950 $80
North Cove, NC $2,000 $390 $890 $320 $2,320 $-1,430
Crabtree, NC $200 $580 $780 $500 $700 $80
Grayson County, VA $1,500 $530 $1,030 $440 $1,940 $-910
Adwolf, VA $400 $310 $710 $260 $660 $50
South Buck Shoals, NC $1,000 $490 $990 $410 $1,410 $-420

Identify Top Home Insurance Agents near New River, NC | Back to Top

Home Insurance Company New River, NC Homeowners Insurance Agency New River, NC Address Popularity Score Distance from New River (miles)
Liberty Mutual Independent Broome Associated Insurance 630 4th St S W, Hickory, NC, 28603
38.4
Travelers Morrow Insurance Agency 246 S Main St, Marion, NC, 28752
42.0
Travelers The Gardner Group 2329 Springs Rd Ne, Hickory, NC, 28601
38.6
State Farm Andrea Mcdonough 450 New Market Blvd Ste 1, Boone, NC, 28607-5501
0.4
Travelers Deal Insurance Group 810 N Moravian Street, Wilkesboro, NC, 28697
28.0
State Farm Stephanie Barker 206 Southgate Drive Suite 21a, Boone, NC, 28607-6250
1.5
Travelers Hendren Insurance Agency 493 Nc Hwy 16 South, Taylorsville, NC, 28681
34.1
Erie Kincaid Insurance Agency 102 Mulberry St Nw, Lenoir, NC, 28645
22.1
Erie Blue Ridge Insurance Service Inc. 2208 Us Highway 421 N Suite 2, Boone, NC, 28607
2.9
State Farm David Jernigan 503 W Fleming Dr, Morganton, NC, 28655-3923
33.5

Compare Rates for New River, NC Home Insurance Providers | Back to Top

Compare Quotes from Top Providers and Save now!

Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
North Carolina $153,600 $680 $470 $930 $460
Watauga County, NC $233,500 $1,350 $920 $1,920 $1,000
New River, NC $247,100 $1,140 $790 $1,570 $780
Boone, NC $280,100 $1,480 $1,010 $2,120 $1,110
Clifton, NC $133,600 $730 $500 $1,030 $530
Walnut Hill, NC $133,700 $600 $430 $820 $390
Peak Creek, NC $98,300 $390 $260 $560 $300
Spruce Pine, NC $114,900 $630 $430 $880 $450
North Cove, NC $93,100 $430 $290 $610 $320
Crabtree, NC $115,100 $530 $390 $750 $360
Grayson County, VA $96,200 $540 $390 $750 $360
Adwolf, VA $85,500 $350 $240 $480 $240
South Buck Shoals, NC $129,100 $680 $490 $950 $460