Gavop shows you how to buy homeowners insurance in Ohio County, WV by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $39,000 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $78,500 | $70,000 | $75,000-$100,000 |
| 3 Bedroom | $80,000 | $70,000 | $75,000-$100,000 |
| 4 Bedroom | $159,500 | $130,000 | $125,000-$150,000 |
| 5 Bedroom | $202,500 | $180,000 | $150,000-$175,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$128 | $581 |
| Superior Protection Discount | -$71 | $638 |
| Fire & Security Discount | -$50 | $659 |
| Hail Resistant Roof Discount | -$21 | $688 |
| Newly Constructed Home Discount | -$206 | $503 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Ohio County | $2,000 | $701 | $2,701 | $509 | $2,509 | $191 |
| Ohio County, WV | $1,000 | $701 | $1,701 | $509 | $1,509 | $191 |
| Donegal, PA | $100 | $678 | $778 | $493 | $593 | $185 |
| Wind Ridge, PA | $2,500 | $666 | $3,166 | $484 | $2,984 | $182 |
| Sunsbury, OH | $200 | $594 | $794 | $432 | $632 | $162 |
| Sardis, OH | $1,500 | $620 | $2,120 | $451 | $1,951 | $170 |
| Batesville, OH | $100 | $517 | $617 | $376 | $476 | $141 |
| Allegheny County, PA | $1,000 | $657 | $1,657 | $478 | $1,478 | $180 |
| Tyler County, WV | $500 | $604 | $1,104 | $439 | $939 | $165 |
| Chippewa, PA | $700 | $684 | $1,384 | $497 | $1,197 | $187 |
| Rose, OH | $400 | $715 | $1,115 | $520 | $920 | $195 |
| Trafford, PA | $1,000 | $606 | $1,606 | $440 | $1,440 | $166 |
| Home Insurance Company Ohio County, WV | Homeowners Insurance Agency Ohio County, WV | Address | Popularity Score | Distance from Ohio County (miles) |
|---|---|---|---|---|
| State Farm | Bethany Strothers Moore | 50 Washington Ave, Wheeling, WV, 26003-6241 | 3.9 | |
| Erie | Paree Insurance Centers | 306 Kruger Street, Wheeling, WV, 26003 | 4.8 | |
| Allstate | Joyia Lytle | 3612 Pennsylvania Ave, Weirton, WV, 26062 | 22.0 | |
| Nationwide | Mark D. Crow | 801 7th St, Moundsville, WV, 26041-2103 | 14.1 | |
| Erie | Paree Insurance Centers | 1213 Lafayette Avenue, Moundsville, WV, 26041 | 14.5 | |
| State Farm | Jack Fowler | 3034 Penna Ave, Weirton, WV, 26062-3721 | 22.0 | |
| State Farm | Linda Smith | 2192 National Rd, Wheeling, WV, 26003-5248 | 4.3 | |
| State Farm | Cindy Nickerson | 1028 Main St, Follansbee, WV, 26037-1345 | 16.0 | |
| State Farm | Doug Bissett | 1111 Main Street, Wheeling, WV, 26003-2703 | 5.9 | |
| State Farm | Chad Broadwater | 1601 Warwood Ave, Wheeling, WV, 26003-7110 | 4.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| West Virginia | $111,600 | $721 | $520 | $1,020 | $500 |
| Ohio County, WV | $114,800 | $709 | $510 | $980 | $470 |
| Ohio County, WV | $114,800 | $709 | $510 | $990 | $480 |
| Donegal, PA | $140,400 | $686 | $500 | $950 | $450 |
| Wind Ridge, PA | $134,400 | $674 | $450 | $940 | $490 |
| Sunsbury, OH | $92,000 | $601 | $410 | $850 | $440 |
| Sardis, OH | $101,500 | $628 | $420 | $900 | $480 |
| Batesville, OH | $67,500 | $523 | $380 | $720 | $340 |
| Allegheny County, PA | $140,600 | $665 | $450 | $920 | $470 |
| Tyler County, WV | $92,400 | $611 | $450 | $850 | $400 |
| Chippewa, PA | $170,200 | $692 | $470 | $980 | $510 |
| Rose, OH | $140,900 | $724 | $510 | $990 | $480 |
| Trafford, PA | $107,700 | $613 | $440 | $880 | $440 |