Gavop tells you how to get the best homeowners insurance in Athens, TX by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $43,000 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $102,000 | $90,000 | $100,000-$125,000 |
| 3 Bedroom | $98,500 | $90,000 | $100,000-$125,000 |
| 4 Bedroom | $130,000 | $110,000 | $100,000-$125,000 |
| 5 Bedroom | $113,000 | $100,000 | $75,000-$100,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$137 | $840 |
| Superior Protection Discount | -$98 | $879 |
| Fire & Security Discount | -$98 | $879 |
| Hail Resistant Roof Discount | -$29 | $948 |
| Newly Constructed Home Discount | -$264 | $713 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $7,312 |
| Hail Damage | $5,426 |
| Wind Damage | $9,515 |
| Expensive Claims | |
| Fire | $37,132 |
| Accidental Discharge/Leakage | $8,711 |
| Optional Coverage Losses | $8,156 |
| Home Insurance Company Athens, TX | Homeowners Insurance Agency Athens, TX | Address | Popularity Score | Distance from Athens (miles) |
|---|---|---|---|---|
| Travelers | Goosehead Insurance | 6761 Old Jacksonville Hwy Ste A, Tyler, TX, 75703 | 29.0 | |
| Liberty Mutual Independent | Bergfeld Agency Llc | 2001 S Donnybrook, Tyler, TX, 75701 | 32.0 | |
| State Farm | Lona Mauk | 710 E Crscn St, Athens, TX, 75751-2627 | 9.7 | |
| Travelers | Moseley Insurance | 315 N Third St, Mabank, TX, 75147 | 19.6 | |
| Allstate | Jeremy Millar | 514 E Corsicana St Ste B, Athens, TX, 75751 | 1.5 | |
| Liberty Mutual Independent | Rowden Hendrickson Shipley & | 115 W Mulberry, Kaufman, TX, 75142 | 38.7 | |
| Farmers | Ed Caldwell | 718 W Main St, Gun Barrel City, TX, 75156 | 19.5 | |
| Farmers | Stephen Mark Mcmullin | 101 S Dallas St Ste 305, Ennis, TX, 75119 | 47.7 | |
| Allstate | John L. Trent | 605 S Palestine St, Athens, TX, 75751 | 1.8 | |
| Allstate | James Burk | 617 W Moore Ave, Terrell, TX, 75160 | 45.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Texas | $151,500 | $1,709 | $1,130 | $2,630 | $1,500 |
| Henderson County, TX | $99,000 | $1,364 | $900 | $2,100 | $1,200 |
| Athens, TX | $109,500 | $977 | $640 | $1,500 | $860 |
| Eustace, TX | $72,200 | $1,377 | $910 | $2,120 | $1,210 |
| Chandler, TX | $156,600 | $1,724 | $1,140 | $2,650 | $1,510 |
| Frankston, TX | $104,800 | $965 | $640 | $1,490 | $850 |
| Fairfield, TX | $89,000 | $1,043 | $690 | $1,610 | $920 |
| Terrell South, TX | $132,700 | $1,649 | $1,090 | $2,540 | $1,450 |
| Oak Ridge, TX | $169,400 | $1,759 | $1,160 | $2,710 | $1,550 |
| New Chapel Hill, TX | $158,200 | $1,729 | $1,140 | $2,660 | $1,520 |
| Arp, TX | $76,600 | $1,402 | $930 | $2,160 | $1,230 |
| Hawkins, TX | $132,800 | $940 | $620 | $1,450 | $830 |
| Combine, TX | $177,000 | $1,779 | $1,170 | $2,740 | $1,570 |