Gavop's guide to buying homeowners insurance in Claiborne County, MS covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $32,500 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $62,000 | $60,000 | $50,000-$75,000 |
| 3 Bedroom | $112,500 | $90,000 | $125,000-$150,000 |
| 4 Bedroom | $98,500 | $90,000 | $75,000-$100,000 |
| 5 Bedroom | $207,500 | $180,000 | $175,000-$200,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$132 | $561 |
| Superior Protection Discount | -$69 | $623 |
| Fire & Security Discount | -$76 | $616 |
| Hail Resistant Roof Discount | -$21 | $671 |
| Newly Constructed Home Discount | -$201 | $491 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Claiborne County | $1,500 | $684 | $2,184 | $497 | $1,997 | $187 |
| Claiborne County, MS | $700 | $684 | $1,384 | $497 | $1,197 | $187 |
| Alcorn State University, MS | $400 | $1,399 | $1,799 | $1,017 | $1,417 | $382 |
| Vicksburg, MS | $1,500 | $894 | $2,394 | $650 | $2,150 | $244 |
| Beechwood, MS | $200 | $1,367 | $1,567 | $994 | $1,194 | $374 |
| Hazlehurst, MS | $2,500 | $994 | $3,494 | $722 | $3,222 | $272 |
| Hinds County, MS | $500 | $1,065 | $1,565 | $774 | $1,274 | $291 |
| Terry, MS | $2,000 | $1,206 | $3,206 | $877 | $2,877 | $330 |
| Byram, MS | $500 | $924 | $1,424 | $671 | $1,171 | $252 |
| Clinton, MS | $2,000 | $1,002 | $3,002 | $728 | $2,728 | $274 |
| Cleary, MS | $200 | $1,198 | $1,398 | $871 | $1,071 | $328 |
| Delhi, LA | $2,000 | $991 | $2,991 | $720 | $2,720 | $271 |
| Home Insurance Company Claiborne County, MS | Homeowners Insurance Agency Claiborne County, MS | Address | Popularity Score | Distance from Claiborne County (miles) |
|---|---|---|---|---|
| Travelers | Policy Center Inc | 825 Larson St, Jackson, MS, 39202 | 49.5 | |
| Liberty Mutual Independent | Vicksburg Insurance Agency Inc. | 2640 S Frontage Rd , Vicksburg, MS, 39180 | 24.8 | |
| State Farm | Tim Bruss | 500 Clinton Pkwy, Clinton, MS, 39056-4032 | 43.0 | |
| Allstate | John Prewitt Jr | 3300 Indiana Ave # B, Vicksburg, MS, 39180 | 24.8 | |
| State Farm | Stuart Heflin | 507 John R Junkin Dr Ste A, Natchez, MS, 39120-4709 | 41.2 | |
| State Farm | Godwin Dafe | 2424 Bailey Ave Ste C, Jackson, MS, 39213-6901 | 48.9 | |
| Allstate | Gwendolyn Hemphill | 507 Springridge Rd Ste A, Clinton, MS, 39056 | 42.0 | |
| Allstate | M. David Basye | 110 Southpointe Dr Ste B, Byram, MS, 39272 | 41.6 | |
| Travelers | Walton Insurance Agency Inc | 207 E Main St, Florence, MS, 39073 | 47.8 | |
| State Farm | Terry Estes | 35 Seargent S Prentiss Dr, Natchez, MS, 39120 | 41.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Mississippi | $109,300 | $1,158 | $790 | $1,640 | $850 |
| Claiborne County, MS | $61,000 | $692 | $460 | $980 | $520 |
| Claiborne County, MS | $61,000 | $692 | $480 | $980 | $500 |
| Alcorn State University, MS | $153,600 | $1,416 | $1,030 | $2,020 | $990 |
| Vicksburg, MS | $96,800 | $905 | $660 | $1,250 | $590 |
| Beechwood, MS | $147,700 | $1,384 | $1,010 | $1,950 | $940 |
| Hazlehurst, MS | $86,200 | $1,006 | $720 | $1,390 | $670 |
| Hinds County, MS | $109,400 | $1,078 | $780 | $1,520 | $740 |
| Terry, MS | $119,500 | $1,221 | $840 | $1,720 | $880 |
| Byram, MS | $135,400 | $935 | $680 | $1,330 | $650 |
| Clinton, MS | $155,600 | $1,015 | $690 | $1,430 | $740 |
| Cleary, MS | $118,200 | $1,213 | $840 | $1,690 | $850 |
| Delhi, LA | $80,200 | $1,003 | $700 | $1,440 | $740 |