Gavop's guide to buying homeowners insurance in Bonita, CA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $144,000 | $130,000 | $125,000-$150,000 |
| 2 Bedroom | $351,000 | $330,000 | $300,000-$350,000 |
| 3 Bedroom | $279,000 | $260,000 | $250,000-$300,000 |
| 4 Bedroom | $580,000 | $490,000 | $600,000-$700,000 |
| 5 Bedroom | $747,500 | $680,000 | $700,000-$800,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$89 | $903 |
| Home and Two Car | -$159 | $833 |
| Home and Three Car | -$248 | $744 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,095 |
| Physical Damage | $2,537 |
| Hail Damage | $4,853 |
| Wind Damage | $6,051 |
| Expensive Claims | |
| Fire | $46,910 |
| Smoke | $16,051 |
| Home Insurance Company Bonita, CA | Homeowners Insurance Agency Bonita, CA | Address | Popularity Score | Distance from Bonita (miles) |
|---|---|---|---|---|
| Allstate | Micah Albao | 2160 Fletcher Pkwy Ste N, El Cajon, CA, 92020 | 9.1 | |
| Liberty Mutual Independent | Teague Insurance Agency Inc | 4700 Spring St Ste 400, La Mesa, CA, 91942 | 6.4 | |
| State Farm | Shari Bowman | 11777 Bernardo Plz Ct Ste 109, San Diego, CA, 92128-2450 | 24.2 | |
| State Farm | Walt Waggener | 5973 Avd Encinas Ste 200, Carlsbad, CA, 92008-4477 | 36.2 | |
| State Farm | Mike Moore | 12880 Rp Blvd Ste D, San Diego, CA, 92129-2966 | 21.3 | |
| Allstate | Damion Anglin (Usmc) Vet | 6690 Mission Gorge Rd Ste G, San Diego, CA, 92120 | 9.9 | |
| State Farm | Jennifer Langley | 365 Broadway, El Cajon, CA, 92021-5461 | 9.7 | |
| Travelers | Crown Island Insurance Agency | 1001 B Avenue, Suite 103, Coronado, CA, 92118 | 10.0 | |
| State Farm | Eric Andersen | 8040 La Mesa Blvd, La Mesa, CA, 91942-0335 | 6.3 | |
| Liberty Mutual Independent | Bb&T-John Burnham Ins Services | 750 B St Ste 2400, San Diego, CA, 92101 | 9.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| California | $443,400 | $1,291 | $960 | $1,760 | $800 |
| San Diego County, CA | $484,900 | $1,384 | $1,020 | $1,880 | $860 |
| Bonita, CA | $599,200 | $992 | $730 | $1,350 | $620 |
| Spring Valley, CA | $407,200 | $797 | $590 | $1,080 | $490 |
| National City, CA | $345,400 | $874 | $650 | $1,190 | $540 |
| Rancho San Diego, CA | $560,100 | $940 | $700 | $1,280 | $580 |
| Coronado, CA | $1,423,600 | $938 | $690 | $1,280 | $590 |
| Jamul, CA | $612,200 | $964 | $710 | $1,310 | $600 |
| Lakeside, CA | $386,800 | $875 | $650 | $1,190 | $540 |
| Poway, CA | $620,500 | $1,368 | $1,010 | $1,860 | $850 |
| Solana Beach, CA | $1,103,900 | $955 | $710 | $1,300 | $590 |
| Rancho Santa Fe, CA | $2,000,001 | $825 | $610 | $1,120 | $510 |
| Oceanside, CA | $423,100 | $1,108 | $820 | $1,510 | $690 |