Gavop's guide to buying homeowners insurance in York, NE covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $36,000 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $104,000 | $90,000 | $100,000-$125,000 |
| 3 Bedroom | $81,500 | $80,000 | $50,000-$75,000 |
| 4 Bedroom | $171,500 | $160,000 | $175,000-$200,000 |
| 5 Bedroom | $318,500 | $270,000 | $300,000-$350,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$73 | $736 |
| Home and Two Car | -$137 | $671 |
| Home and Three Car | -$202 | $606 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,914 |
| Physical Damage | $2,488 |
| Hail Damage | $4,853 |
| Wind Damage | $6,496 |
| Expensive Claims | |
| Fire | $46,910 |
| Smoke | $15,884 |
| Home Insurance Company York, NE | Homeowners Insurance Agency York, NE | Address | Popularity Score | Distance from York (miles) |
|---|---|---|---|---|
| Farmers | Grant Trierweiler | 225 N Cotner Blvd Ste 106, Lincoln, NE, 68505 | 50.1 | |
| Travelers | Advantage Insurance | 505 N 27th St Ste 2, Lincoln, NE, 68503 | 47.9 | |
| Travelers | A-1 Risk Insurance | 505 N 27th St, Lincoln, NE, 68503 | 47.9 | |
| State Farm | Ty Benton | 1300 S Locust St, Grand Island, NE, 68801-8200 | 39.1 | |
| Travelers | All Nebraska Insurance | 4727 N 26th St Ste B, Lincoln, NE, 68521 | 47.7 | |
| Travelers | Complete Insurance | 700 R St Ste 311, Lincoln, NE, 68501 | 46.5 | |
| Travelers | Advantage Insurance | 505 N 27th St 505 N 27th St, Lincoln, NE, 68503 | 47.9 | |
| Travelers | Union Agency Inc | 4719 Prescott Ave, Lincoln, NE, 68506 | 49.7 | |
| Travelers | Jeff Munns Agency Inc | 1617 Normandy Ct Suite 102, Lincoln, NE, 68512 | 47.7 | |
| Allstate | Erik Brooks | 1101 Arapahoe St Ste 100, Lincoln, NE, 68502 | 47.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Nebraska | $142,400 | $1,218 | $820 | $1,670 | $850 |
| York County, NE | $128,400 | $814 | $550 | $1,120 | $570 |
| York, NE | $126,900 | $808 | $540 | $1,120 | $580 |
| Overland, NE | $263,800 | $1,727 | $1,160 | $2,370 | $1,210 |
| Eldorado, NE | $85,000 | $894 | $600 | $1,220 | $620 |
| Ong, NE | $27,200 | $498 | $350 | $690 | $340 |
| Olive, NE | $58,200 | $720 | $520 | $1,020 | $500 |
| Richardson, NE | $111,400 | $1,051 | $730 | $1,490 | $760 |
| Middle Creek, NE | $297,600 | $1,837 | $1,300 | $2,630 | $1,330 |
| Alexandria, NE | $53,900 | $690 | $480 | $960 | $480 |
| Platte Center, NE | $87,400 | $909 | $630 | $1,280 | $650 |
| Centerville, NE | $310,700 | $1,877 | $1,280 | $2,610 | $1,330 |
| Sprague, NE | $114,600 | $1,069 | $740 | $1,480 | $740 |