Gavop shows you how to buy homeowners insurance in Citrus Springs, FL by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Citrus Springs, FL - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| W Usher Dr, N Pickinz Way, N Hatari Dr, N Lovell Dr, W Anza Ct, Kenway Dr, N Fieldstone Dr, W Belgrade Dr, N Wallace Way, W Rusty Pl | $210,000 | $190,000 | $200,000-$250,000 | $102,000 | $90,000 | $100,000-$125,000 |
| N Pineview Way, W Country Club Blvd, W Hondo Dr, N Newmark Ln, N Titleist Dr, W Greenway Pl, W Paris Ln, W Virginis Dr, W Marianna Dr, N Spartan Dr | $107,000 | $90,000 | $125,000-$150,000 | $70,500 | $60,000 | $50,000-$75,000 |
| N Fairlawn Ter, N Dunlap Ter, N Bunny Ter, N Darnell Ter, W Fleet Dr, N Hasting Dr, W Hackberry Pl, N Milam Way, N Trigger Ter, W Brimson Pl | $185,000 | $150,000 | $175,000-$200,000 | $93,000 | $80,000 | $75,000-$100,000 |
| W Overbrook St, N Dickens Dr, N Pelican Ter, W Cross Dr, N Monica Dr, W Madrid St, W Viking Ln, N Aquarius Dr, N Bolder Dr, W Felton Ln | $149,000 | $130,000 | $150,000-$175,000 | $118,000 | $110,000 | $100,000-$125,000 |
| N Hazelwood Dr, N Gims Way, W Matilda Ln, W Lathan Ln, N Waycross Way, W Akron Pl, W Castle Rd, W Japonica Pl, W Corrine St, N Tempest Dr | $144,500 | $130,000 | $100,000-$125,000 | $89,500 | $80,000 | $75,000-$100,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$165 | $705 |
| Superior Protection Discount | -$87 | $783 |
| Fire & Security Discount | -$78 | $792 |
| Hail Resistant Roof Discount | -$17 | $853 |
| Newly Constructed Home Discount | -$200 | $670 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Citrus County | $2,000 | $1,097 | $3,097 | $797 | $2,797 | $300 |
| Citrus Springs, FL | $2,000 | $860 | $2,860 | $625 | $2,625 | $235 |
| Hernando, FL | $300 | $793 | $1,093 | $576 | $876 | $217 |
| Homosassa Springs, FL | $2,000 | $735 | $2,735 | $534 | $2,534 | $201 |
| Marion County, FL | $300 | $1,109 | $1,409 | $806 | $1,106 | $303 |
| Spring Hill, FL | $1,500 | $846 | $2,346 | $615 | $2,115 | $231 |
| Cedar Key, FL | $100 | $1,662 | $1,762 | $1,208 | $1,308 | $454 |
| Ridge Manor, FL | $1,000 | $809 | $1,809 | $588 | $1,588 | $221 |
| Micanopy, FL | $400 | $1,792 | $2,192 | $1,302 | $1,702 | $490 |
| Heritage Pines, FL | $2,500 | $1,449 | $3,949 | $1,053 | $3,553 | $396 |
| Quail Ridge, FL | $200 | $1,696 | $1,896 | $1,233 | $1,433 | $464 |
| Tavares, FL | $700 | $886 | $1,586 | $644 | $1,344 | $242 |
| Home Insurance Company Citrus Springs, FL | Homeowners Insurance Agency Citrus Springs, FL | Address | Popularity Score | Distance from Citrus Springs (miles) |
|---|---|---|---|---|
| State Farm | Ryan Lampasona | 867 Ne 5th St, Crystal River, FL, 34429-4441 | 9.7 | |
| State Farm | Scott Cameron | 5355 Sw College Road, Ocala, FL, 34474-5717 | 17.7 | |
| Travelers | Fero & Sons Insurance | 20497 E Pennsylvania Ave, Dunnellon, FL, 34432 | 3.9 | |
| Allstate | Roxanne Caraway | 20731 Powell Rd, Dunnellon, FL, 34431 | 4.2 | |
| Allstate | Robert Wood | 750 W Hampshire Blvd Ste 2, Citrus Springs, FL, 34434 | 3.5 | |
| State Farm | Kim Brust | 7407 State Road 52, Hudson, FL, 34667-6714 | 47.7 | |
| Travelers | Florian Insurance Inc | 12839 Us Hwy 19, Hudson, FL, 34667 | 47.0 | |
| Travelers | Fero & Sons Insurance | 20497 E Pennsylvania Ave, Dunnellon, FL, 34432 | 3.9 | |
| State Farm | Mike Peters | 11315 Little Rd, New Port Richey, FL, 34654-1218 | 47.9 | |
| State Farm | Mike Bays | 3905 N Lecanto Hwy, Beverly Hills, FL, 34465-3507 | 5.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Florida | $178,700 | $1,605 | $1,250 | $2,150 | $900 |
| Citrus County, FL | $117,400 | $1,110 | $870 | $1,490 | $620 |
| Citrus Springs, FL | $121,800 | $870 | $680 | $1,170 | $490 |
| Hernando, FL | $82,200 | $802 | $630 | $1,070 | $440 |
| Homosassa Springs, FL | $72,000 | $744 | $580 | $1,000 | $420 |
| Marion County, FL | $119,200 | $1,123 | $880 | $1,500 | $620 |
| Spring Hill, FL | $119,000 | $857 | $670 | $1,150 | $480 |
| Cedar Key, FL | $190,300 | $1,682 | $1,310 | $2,250 | $940 |
| Ridge Manor, FL | $111,200 | $819 | $640 | $1,100 | $460 |
| Micanopy, FL | $210,600 | $1,814 | $1,410 | $2,430 | $1,020 |
| Heritage Pines, FL | $157,900 | $1,467 | $1,140 | $1,970 | $830 |
| Quail Ridge, FL | $195,700 | $1,717 | $1,340 | $2,300 | $960 |
| Tavares, FL | $127,400 | $897 | $700 | $1,200 | $500 |