Gavop tells you how to get the best homeowners insurance in Lauderdale County, TN by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $39,000 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $79,000 | $70,000 | $75,000-$100,000 |
| 3 Bedroom | $79,000 | $70,000 | $75,000-$100,000 |
| 4 Bedroom | $120,000 | $110,000 | $100,000-$125,000 |
| 5 Bedroom | $137,500 | $120,000 | $125,000-$150,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$99 | $563 |
| Superior Protection Discount | -$60 | $603 |
| Fire & Security Discount | -$53 | $610 |
| Hail Resistant Roof Discount | -$20 | $643 |
| Newly Constructed Home Discount | -$152 | $510 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Lauderdale County | $2,000 | $655 | $2,655 | $476 | $2,476 | $179 |
| Lauderdale County, TN | $1,500 | $655 | $2,155 | $476 | $1,976 | $179 |
| Garland, TN | $300 | $920 | $1,220 | $668 | $968 | $251 |
| Luxora, AR | $2,000 | $637 | $2,637 | $463 | $2,463 | $174 |
| Chickasawba, AR | $200 | $755 | $955 | $549 | $749 | $206 |
| Hayti Heights, MO | $100 | $616 | $716 | $447 | $547 | $168 |
| Oakland, TN | $700 | $903 | $1,603 | $656 | $1,356 | $247 |
| Black Oak, AR | $500 | $780 | $1,280 | $567 | $1,067 | $213 |
| Williston, TN | $2,500 | $859 | $3,359 | $624 | $3,124 | $235 |
| Lake City, AR | $500 | $884 | $1,384 | $643 | $1,143 | $242 |
| Collierville, TN | $2,500 | $1,197 | $3,697 | $870 | $3,370 | $327 |
| Home Insurance Company Lauderdale County, TN | Homeowners Insurance Agency Lauderdale County, TN | Address | Popularity Score | Distance from Lauderdale County (miles) |
|---|---|---|---|---|
| State Farm | Angela Foreman | 7990 Trinity Road Suite 128, Cordova, TN, 38018-7730 | 43.8 | |
| Liberty Mutual Independent | Lipscomb & Pitts Insurance | 2670 Union Ave Ext Ste 200, Memphis, TN, 38112 | 47.5 | |
| State Farm | Ron Willis | 3486 Poplar Ave Ste 102, Memphis, TN, 38111-4693 | 47.3 | |
| Liberty Mutual Independent | Smith-Berclair Insurance | 855 Ridge Lake Road Suite 400, Memphis, TN, 38120 | 47.1 | |
| Nationwide | David D Milan | 281 Germantown Bend Cove, Cordova, TN, 38018 | 45.2 | |
| Liberty Mutual Independent | Lipscomb & Pitts Insurance | 2670 Union Avenue Ext , Suite 200, Memphis, TN, 38112 | 47.5 | |
| Farmers | Amie Vowell | 8596 Farmington Blvd Ste 1, Germantown, TN, 38139 | 46.7 | |
| Farmers | Robert Wage | 125 Stonebridge Blvd Ste A, Jackson, TN, 38305 | 44.0 | |
| Allstate | Stephanie Soto | 5885 Ridgeway Ctr Pkwy Ste 108, Memphis, TN, 38120 | 47.3 | |
| State Farm | Howard Bond | 620 Old Hickory Blvd Ste 209, Jackson, TN, 38305-2977 | 44.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Tennessee | $151,700 | $1,044 | $760 | $1,450 | $690 |
| Lauderdale County, TN | $81,000 | $663 | $460 | $940 | $480 |
| Lauderdale County, TN | $81,000 | $663 | $440 | $920 | $480 |
| Garland, TN | $116,000 | $931 | $670 | $1,280 | $610 |
| Luxora, AR | $33,000 | $645 | $460 | $920 | $460 |
| Chickasawba, AR | $81,800 | $764 | $550 | $1,090 | $540 |
| Hayti Heights, MO | $27,300 | $623 | $430 | $880 | $450 |
| Oakland, TN | $168,400 | $914 | $650 | $1,310 | $660 |
| Black Oak, AR | $58,700 | $789 | $540 | $1,090 | $550 |
| Williston, TN | $99,600 | $869 | $620 | $1,190 | $570 |
| Lake City, AR | $78,800 | $895 | $650 | $1,240 | $590 |
| Collierville, TN | $286,700 | $1,211 | $820 | $1,720 | $900 |