Gavop shows you how to buy homeowners insurance in Union County, NC by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Union County, NC - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| State Rd 1308, Camden Dr, Peppergrass Ln, Curtis St, Hillcrest Cir, Unionville Rd, Summerston Ln, Trinity Trace Ln, Derbyshire Ln, Great Fall Dr | $331,000 | $300,000 | $250,000-$300,000 | $390,000 | $330,000 | $400,000-$500,000 |
| Victoria Pl, Cupped Oak Dr, Fairview Rd, Spring Creek Dr, Technology Dr, State Rd 1539, Hilton Meadow Dr, Duncan Rd, Hilton Way, State Rd 2114 | $304,500 | $280,000 | $300,000-$350,000 | $427,500 | $370,000 | $400,000-$500,000 |
| Opengate Ln, Price Rd, State Rd 1169, State Rd 1905, Archidamus Ln, Meadow Crest Ct, State Rd 1565, State Rd 2121, State Rd 1776, White Store Pageland Rd | $130,500 | $120,000 | $100,000-$125,000 | $188,000 | $160,000 | $175,000-$200,000 |
| Anglesey Ct, Warwagon Dr, Shelf Rd, River Oaks Dr, Farm Creek Rd, Candleglow Ct, Apple Dr, Old Farm Ct, Vann St, Old Dutch Rd | $283,000 | $230,000 | $250,000-$300,000 | $427,000 | $400,000 | $300,000-$350,000 |
| N Charlotte Ave, Ridge Run Rd, Gribble Rd, Pleasant Grove Rd, Woodglen Ln, State Rd 1976, Bimelech Dr, Craftsman Ridge Dr, Fairlight Dr, State Rd 1727 | $162,500 | $140,000 | $125,000-$150,000 | $296,500 | $250,000 | $200,000-$250,000 |
| Hudson Church Rd, Carl Funderburk Rd, Van Buren Ave, Eudy Rd, Greenbriar Dr, State Rd 1348, Fairley Ave, Fleming Ln, Dove St, Woodhurst Dr | $161,000 | $150,000 | $125,000-$150,000 | $247,000 | $230,000 | $250,000-$300,000 |
| Martha Dr, Jade Ct, State Rd 1522, Bivens Ln, Kiker Brock Dr, Daylilly Rd, Wallace Branch Rd, Carmel Church Rd, Waycross Dr, Wesley Chapel Stouts Rd | $187,500 | $160,000 | $175,000-$200,000 | $260,500 | $240,000 | $250,000-$300,000 |
| Hunters Trail Dr, Forest Hills School Rd, State Rd 1350, Mayflower Trl, State Rd 1963, Blue Iris Dr, Tory Path Rd, State Rd 1755, Old Pageland Marshville Rd, Foxworth Dr | $106,500 | $100,000 | $75,000-$100,000 | $211,500 | $200,000 | $175,000-$200,000 |
| Lake Twitty Dr, State Rd 1511, State Rd 1605, Napier Stegall Rd, Sanctuary Ln, Pleasant Plains Rd, Mourning Dove Dr, N Bragg St, State Rd 1740, Middleton Ave | $195,500 | $180,000 | $175,000-$200,000 | $226,500 | $210,000 | $200,000-$250,000 |
| N Thompson St, Walkup Rd, Trillium Pl, Galena Chase Dr, Waxhaw Crossing Dr, Osborn Rd, N Beasley St, Herbert Ln, Hayes Rd, Cyprus Ct | $153,500 | $140,000 | $175,000-$200,000 | $334,000 | $270,000 | $300,000-$350,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$150 | $849 |
| Superior Protection Discount | -$100 | $899 |
| Fire & Security Discount | -$110 | $889 |
| Hail Resistant Roof Discount | -$30 | $969 |
| Newly Constructed Home Discount | -$220 | $779 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Union County | $2,000 | $987 | $2,987 | $717 | $2,717 | $270 |
| Union County, NC | $1,500 | $987 | $2,487 | $717 | $2,217 | $270 |
| Mint Hill, NC | $100 | $795 | $895 | $578 | $678 | $217 |
| Pageland, SC | $1,500 | $799 | $2,299 | $581 | $2,081 | $218 |
| Wadesboro, NC | $1,500 | $846 | $2,346 | $615 | $2,115 | $231 |
| Lesslie, SC | $300 | $1,055 | $1,355 | $767 | $1,067 | $288 |
| Endy, NC | $1,500 | $835 | $2,335 | $607 | $2,107 | $228 |
| Lilesville, NC | $200 | $527 | $727 | $383 | $583 | $144 |
| Rockwell, NC | $2,000 | $718 | $2,718 | $522 | $2,522 | $196 |
| Montgomery County, NC | $400 | $601 | $1,001 | $437 | $837 | $164 |
| Smyrna, SC | $700 | $916 | $1,616 | $666 | $1,366 | $250 |
| Home Insurance Company Union County, NC | Homeowners Insurance Agency Union County, NC | Address | Popularity Score | Distance from Union County (miles) |
|---|---|---|---|---|
| State Farm | Celinda Erickson | 509 W John St, Matthews, NC, 28105-5352 | 14.3 | |
| State Farm | Craig Berry | 9900 Poplar Tent Rd Ste 120, Concord, NC, 28027-9508 | 31.9 | |
| State Farm | Jim Burgin | 3391 Cloverleaf Pkwy, Kannapolis, NC, 28083-6991 | 31.9 | |
| Allstate | Luther Carter Jr. | 10801 Johnston Rd Ste 110, Charlotte, NC, 28226 | 19.4 | |
| Nationwide | Sharon C. Stricker | 912 Copperfield Blvd, Concord, NC, 28025-2433 | 32.3 | |
| Travelers | L & L Insurance Agency | 365 N New Hope Rd Ste 2, Gastonia, NC, 28054 | 39.9 | |
| State Farm | Russ Levinton | 2520 Sardis Rd N Ste 114, Charlotte, NC, 28227-6744 | 15.4 | |
| Allstate | Julie Crowell | 2202 W Roosevelt Blvd Ste A, Monroe, NC, 28110 | 2.1 | |
| Nationwide | Michael Y. Baucom | 300 E Phifer St, Monroe, NC, 28110-3039 | 0.8 | |
| State Farm | Brent Collins | 2610 W Roosevelt Blvd Ste A, Monroe, NC, 28110-8317 | 3.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| North Carolina | $161,000 | $894 | $600 | $1,220 | $620 |
| Union County, NC | $215,200 | $999 | $710 | $1,370 | $660 |
| Union County, NC | $215,200 | $999 | $720 | $1,370 | $650 |
| Mint Hill, NC | $234,800 | $805 | $550 | $1,150 | $600 |
| Pageland, SC | $88,200 | $809 | $580 | $1,150 | $570 |
| Wadesboro, NC | $93,400 | $856 | $620 | $1,180 | $560 |
| Lesslie, SC | $163,700 | $1,068 | $770 | $1,530 | $760 |
| Endy, NC | $148,400 | $845 | $580 | $1,210 | $630 |
| Lilesville, NC | $83,500 | $533 | $360 | $750 | $390 |
| Rockwell, NC | $121,000 | $727 | $490 | $1,010 | $520 |
| Montgomery County, NC | $105,900 | $608 | $440 | $850 | $410 |
| Smyrna, SC | $137,500 | $927 | $670 | $1,320 | $650 |