How Can I Make My Union County, NC Home Insurance Cheaper

Gavop shows you how to buy homeowners insurance in Union County, NC by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.

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Estimate Appropriate Union County, NC Home Insurance Coverage Levels | Back to Top

Union County, NC - Neighbourhoods, Census Blocks & Streets 3 Bedroom 4 Bedroom
Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
State Rd 1308, Camden Dr, Peppergrass Ln, Curtis St, Hillcrest Cir, Unionville Rd, Summerston Ln, Trinity Trace Ln, Derbyshire Ln, Great Fall Dr $331,000 $300,000 $250,000-$300,000 $390,000 $330,000 $400,000-$500,000
Victoria Pl, Cupped Oak Dr, Fairview Rd, Spring Creek Dr, Technology Dr, State Rd 1539, Hilton Meadow Dr, Duncan Rd, Hilton Way, State Rd 2114 $304,500 $280,000 $300,000-$350,000 $427,500 $370,000 $400,000-$500,000
Opengate Ln, Price Rd, State Rd 1169, State Rd 1905, Archidamus Ln, Meadow Crest Ct, State Rd 1565, State Rd 2121, State Rd 1776, White Store Pageland Rd $130,500 $120,000 $100,000-$125,000 $188,000 $160,000 $175,000-$200,000
Anglesey Ct, Warwagon Dr, Shelf Rd, River Oaks Dr, Farm Creek Rd, Candleglow Ct, Apple Dr, Old Farm Ct, Vann St, Old Dutch Rd $283,000 $230,000 $250,000-$300,000 $427,000 $400,000 $300,000-$350,000
N Charlotte Ave, Ridge Run Rd, Gribble Rd, Pleasant Grove Rd, Woodglen Ln, State Rd 1976, Bimelech Dr, Craftsman Ridge Dr, Fairlight Dr, State Rd 1727 $162,500 $140,000 $125,000-$150,000 $296,500 $250,000 $200,000-$250,000
Hudson Church Rd, Carl Funderburk Rd, Van Buren Ave, Eudy Rd, Greenbriar Dr, State Rd 1348, Fairley Ave, Fleming Ln, Dove St, Woodhurst Dr $161,000 $150,000 $125,000-$150,000 $247,000 $230,000 $250,000-$300,000
Martha Dr, Jade Ct, State Rd 1522, Bivens Ln, Kiker Brock Dr, Daylilly Rd, Wallace Branch Rd, Carmel Church Rd, Waycross Dr, Wesley Chapel Stouts Rd $187,500 $160,000 $175,000-$200,000 $260,500 $240,000 $250,000-$300,000
Hunters Trail Dr, Forest Hills School Rd, State Rd 1350, Mayflower Trl, State Rd 1963, Blue Iris Dr, Tory Path Rd, State Rd 1755, Old Pageland Marshville Rd, Foxworth Dr $106,500 $100,000 $75,000-$100,000 $211,500 $200,000 $175,000-$200,000
Lake Twitty Dr, State Rd 1511, State Rd 1605, Napier Stegall Rd, Sanctuary Ln, Pleasant Plains Rd, Mourning Dove Dr, N Bragg St, State Rd 1740, Middleton Ave $195,500 $180,000 $175,000-$200,000 $226,500 $210,000 $200,000-$250,000
N Thompson St, Walkup Rd, Trillium Pl, Galena Chase Dr, Waxhaw Crossing Dr, Osborn Rd, N Beasley St, Herbert Ln, Hayes Rd, Cyprus Ct $153,500 $140,000 $175,000-$200,000 $334,000 $270,000 $300,000-$350,000

Choose the Best Union County, NC Home Insurance Premium for your Background | Back to Top

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Unemployed Up to 499 Credit Score <$25,000 No Pets, Non-Smoker $100
Part Time Job 650-699 Credit Score <$25,000 More than 3 Pets at home, Smoker $220
Freelancer 600-649 Credit Score $50 to $75,000 3 Pets, Smoker $890

Choose the Right Deductible for your Union County, NC Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
North Carolina $100 $600 $700 $510 $610 $90
Union County, NC $2,000 $820 $1,320 $670 $2,670 $-1,350
Union County, NC $1,500 $910 $1,410 $760 $2,260 $-850
Mint Hill, NC $100 $860 $960 $720 $820 $140
Pageland, SC $1,500 $380 $880 $320 $1,820 $-940
White Store, NC $300 $760 $1,060 $630 $930 $130
Wadesboro, NC $1,500 $450 $950 $380 $1,880 $-930
Lesslie, SC $300 $880 $1,180 $730 $1,030 $150
Endy, NC $1,500 $680 $1,180 $580 $2,080 $-900
Lilesville, NC $200 $340 $540 $300 $500 $40
Rockwell, NC $2,000 $490 $990 $400 $2,400 $-1,410
Montgomery County, NC $400 $390 $790 $340 $740 $50
Smyrna, SC $700 $330 $830 $280 $980 $-150

Identify Top Home Insurance Agents near Union County, NC | Back to Top

Home Insurance Company Union County, NC Homeowners Insurance Agency Union County, NC Address Popularity Score Distance from Union County (miles)
State Farm Celinda Erickson 509 W John St, Matthews, NC, 28105-5352
14.3
State Farm Craig Berry 9900 Poplar Tent Rd Ste 120, Concord, NC, 28027-9508
31.9
State Farm Jim Burgin 3391 Cloverleaf Pkwy, Kannapolis, NC, 28083-6991
31.9
Allstate Luther Carter Jr. 10801 Johnston Rd Ste 110, Charlotte, NC, 28226
19.4
Nationwide Sharon C. Stricker 912 Copperfield Blvd, Concord, NC, 28025-2433
32.3
Travelers L & L Insurance Agency 365 N New Hope Rd Ste 2, Gastonia, NC, 28054
39.9
State Farm Russ Levinton 2520 Sardis Rd N Ste 114, Charlotte, NC, 28227-6744
15.4
Allstate Julie Crowell 2202 W Roosevelt Blvd Ste A, Monroe, NC, 28110
2.1
Nationwide Michael Y. Baucom 300 E Phifer St, Monroe, NC, 28110-3039
0.8
State Farm Brent Collins 2610 W Roosevelt Blvd Ste A, Monroe, NC, 28110-8317
3.0

Compare Rates for Union County, NC Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
North Carolina $153,600 $840 $600 $1,200 $600
Union County, NC $197,600 $870 $630 $1,240 $610
Union County, NC $197,600 $1,150 $830 $1,590 $760
Mint Hill, NC $217,900 $960 $690 $1,320 $630
Pageland, SC $82,800 $390 $280 $560 $280
White Store, NC $155,000 $870 $620 $1,200 $580
Wadesboro, NC $84,200 $460 $320 $650 $330
Lesslie, SC $159,600 $910 $660 $1,260 $600
Endy, NC $145,000 $670 $450 $920 $470
Lilesville, NC $74,000 $320 $230 $440 $210
Rockwell, NC $118,900 $560 $390 $790 $400
Montgomery County, NC $86,700 $430 $290 $600 $310
Smyrna, SC $85,000 $410 $300 $580 $280

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