Gavop's guide to buying homeowners insurance in House Creek, NC covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $58,500 | $50,000 | $25,000-$50,000 |
| 2 Bedroom | $98,000 | $90,000 | $75,000-$100,000 |
| 3 Bedroom | $163,500 | $150,000 | $150,000-$175,000 |
| 4 Bedroom | $319,000 | $260,000 | $250,000-$300,000 |
| 5 Bedroom | $217,000 | $180,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$141 | $690 |
| Superior Protection Discount | -$75 | $756 |
| Fire & Security Discount | -$66 | $765 |
| Hail Resistant Roof Discount | -$17 | $815 |
| Newly Constructed Home Discount | -$216 | $615 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Wake County | $1,500 | $1,081 | $2,581 | $786 | $2,286 | $296 |
| House Creek, NC | $1,000 | $821 | $1,821 | $597 | $1,597 | $224 |
| Butner, NC | $400 | $653 | $1,053 | $475 | $875 | $178 |
| Franklin County, NC | $1,000 | $778 | $1,778 | $566 | $1,566 | $213 |
| Hillsborough, NC | $100 | $896 | $996 | $651 | $751 | $245 |
| Mount Tirzah, NC | $700 | $821 | $1,521 | $597 | $1,297 | $224 |
| Neills Creek, NC | $300 | $703 | $1,003 | $511 | $811 | $192 |
| Efland, NC | $700 | $968 | $1,668 | $704 | $1,404 | $265 |
| Buies Creek, NC | $300 | $908 | $1,208 | $660 | $960 | $248 |
| Barbecue, NC | $700 | $778 | $1,478 | $566 | $1,266 | $213 |
| Stony Creek, NC | $500 | $661 | $1,161 | $480 | $980 | $181 |
| Elon, NC | $700 | $790 | $1,490 | $574 | $1,274 | $216 |
| Home Insurance Company House Creek, NC | Homeowners Insurance Agency House Creek, NC | Address | Popularity Score | Distance from House Creek (miles) |
|---|---|---|---|---|
| Travelers | Surevest Insurance Group | 1033 Oberlin Rd Ste 210, Raleigh, NC, 27605 | 4.8 | |
| Allstate | Todd Mendler | 1215 Jones Franklin Rd Ste 205, Raleigh, NC, 27606 | 7.2 | |
| Travelers | Capital Insurance & Financial Services Inc | 3701 Lake Boone Trail Suite 200, Raleigh, NC, 27607 | 3.3 | |
| Erie | Lamm Insurance Group | 8801 Fast Park Drive Suite 301, Raleigh, NC, 27617 | 5.1 | |
| Erie | Hartsfield & Nash Agency Inc. | 10405 Ligon Mill Road Suite H, Wake Forest, NC, 27587 | 10.6 | |
| State Farm | Jeff Langlois | 2121 Tw Alexander Dr Ste 124, Morrisville, NC, 27560-6815 | 7.9 | |
| Allstate | Bonnita L Hargis | 1252 Nw Maynard Rd, Cary, NC, 27513 | 8.8 | |
| Allstate | Andy Owens | 744 E Chatham St Ste G, Cary, NC, 27511 | 6.6 | |
| State Farm | Mike Sollie | 6531 Creedmoor Rd Ste 103, Raleigh, NC, 27613-3670 | 1.0 | |
| Liberty Mutual Independent | Trapp Insurance Group Inc | 1135 Kildaire Farm Rd Ste 307, Cary, NC, 27511 | 8.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| North Carolina | $161,000 | $894 | $640 | $1,280 | $640 |
| Wake County, NC | $250,700 | $1,095 | $800 | $1,500 | $700 |
| House Creek, NC | $247,800 | $831 | $610 | $1,160 | $550 |
| Butner, NC | $134,400 | $661 | $460 | $950 | $490 |
| Franklin County, NC | $140,300 | $788 | $540 | $1,080 | $540 |
| Hillsborough, NC | $217,000 | $907 | $620 | $1,280 | $660 |
| Mount Tirzah, NC | $145,000 | $831 | $570 | $1,160 | $590 |
| Neills Creek, NC | $149,000 | $711 | $520 | $1,020 | $500 |
| Efland, NC | $185,400 | $980 | $700 | $1,380 | $680 |
| Buies Creek, NC | $168,000 | $919 | $670 | $1,280 | $610 |
| Barbecue, NC | $173,300 | $788 | $530 | $1,120 | $590 |
| Stony Creek, NC | $136,500 | $669 | $460 | $930 | $470 |
| Elon, NC | $232,600 | $800 | $570 | $1,130 | $560 |