Gavop's guide to buying homeowners insurance in Branford, CT covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $129,000 | $120,000 | $100,000-$125,000 |
| 2 Bedroom | $247,000 | $230,000 | $250,000-$300,000 |
| 3 Bedroom | $396,500 | $370,000 | $300,000-$350,000 |
| 4 Bedroom | $622,500 | $550,000 | $600,000-$700,000 |
| 5 Bedroom | $439,500 | $360,000 | $400,000-$500,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$85 | $859 |
| Home and Two Car | -$151 | $793 |
| Home and Three Car | -$236 | $708 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| New Haven County | $1,500 | $1,169 | $2,669 | $849 | $2,349 | $319 |
| Branford, CT | $1,500 | $932 | $2,432 | $677 | $2,177 | $255 |
| Woodbridge, CT | $400 | $1,068 | $1,468 | $776 | $1,176 | $292 |
| Lyme, CT | $700 | $2,016 | $2,716 | $1,465 | $2,165 | $551 |
| Belle Terre, NY | $500 | $592 | $1,092 | $430 | $930 | $162 |
| East Lyme, CT | $1,000 | $936 | $1,936 | $680 | $1,680 | $256 |
| North Haven, NY | $500 | $713 | $1,213 | $519 | $1,019 | $195 |
| Medford, NY | $700 | $839 | $1,539 | $610 | $1,310 | $229 |
| Brewster Hill, NY | $500 | $1,370 | $1,870 | $996 | $1,496 | $374 |
| Barkhamsted, CT | $2,500 | $1,207 | $3,707 | $877 | $3,377 | $330 |
| Salmon Brook, CT | $300 | $1,187 | $1,487 | $862 | $1,162 | $324 |
| Southwood Acres, CT | $700 | $832 | $1,532 | $604 | $1,304 | $227 |
| Home Insurance Company Branford, CT | Homeowners Insurance Agency Branford, CT | Address | Popularity Score | Distance from Branford (miles) |
|---|---|---|---|---|
| Travelers | Northeast Financial Group Llc | 194 Boston Post Road, East Lyme, CT, 6333 | 30.4 | |
| Liberty Mutual Independent | Brooks Todd & Mcneil | 69 Water St, Torrington, CT, 6790 | 40.0 | |
| State Farm | Elsie Encarnacion | 505 Campbell Ave, West Haven, CT, 06516-5018 | 8.3 | |
| Allstate | James Umelo | 295 Blake St Ste 2b, New Haven, CT, 6515 | 9.1 | |
| Travelers | Griffin Insurance Llc | 239 North Main St, Branford, CT, 6405 | 1.1 | |
| Nationwide | Margaret M. Kramer | 2643 Whitney Ave, Hamden, CT, 06518-2916 | 9.6 | |
| Travelers | Insure Net Llc | 399 Sackett Point Rd, North Haven, CT, 6473 | 7.6 | |
| State Farm | Lauren Latorre-Osterling | 38 Academy St, Madison, CT, 06443-2611 | 9.9 | |
| Travelers | Nebco Insurance Services Llc | 5 Greenwich Office Park, Greenwich, CT, 6831 | 48.2 | |
| Travelers | A & S Insurance Llc | 511 Orange St, New Haven, CT, 6511 | 7.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Connecticut | $270,100 | $1,253 | $840 | $1,730 | $890 |
| New Haven County, CT | $244,400 | $1,183 | $800 | $1,670 | $870 |
| Branford, CT | $298,200 | $943 | $640 | $1,350 | $710 |
| Woodbridge, CT | $478,600 | $1,081 | $720 | $1,550 | $830 |
| Lyme, CT | $513,900 | $2,040 | $1,390 | $2,900 | $1,510 |
| Belle Terre, NY | $841,800 | $599 | $430 | $840 | $410 |
| East Lyme, CT | $300,200 | $948 | $670 | $1,340 | $670 |
| North Haven, NY | $1,108,100 | $722 | $530 | $1,000 | $470 |
| Medford, NY | $298,900 | $850 | $590 | $1,210 | $620 |
| Brewster Hill, NY | $333,000 | $1,387 | $980 | $1,960 | $980 |
| Barkhamsted, CT | $258,500 | $1,222 | $880 | $1,700 | $820 |
| Salmon Brook, CT | $250,800 | $1,201 | $860 | $1,660 | $800 |
| Southwood Acres, CT | $185,000 | $842 | $580 | $1,170 | $590 |