Gavop tells you how to get the best homeowners insurance in Harrison County, KY by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $40,000 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $63,000 | $60,000 | $50,000-$75,000 |
| 3 Bedroom | $104,000 | $100,000 | $75,000-$100,000 |
| 4 Bedroom | $155,500 | $140,000 | $125,000-$150,000 |
| 5 Bedroom | $205,000 | $170,000 | $200,000-$250,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$61 | $700 |
| Home and Two Car | -$129 | $632 |
| Home and Three Car | -$175 | $586 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Harrison County | $1,000 | $752 | $1,752 | $546 | $1,546 | $205 |
| Harrison County, KY | $1,000 | $752 | $1,752 | $546 | $1,546 | $205 |
| Robertson County, KY | $300 | $633 | $933 | $460 | $760 | $173 |
| Stamping Ground, KY | $700 | $876 | $1,576 | $637 | $1,337 | $240 |
| Williamstown, KY | $100 | $836 | $936 | $607 | $707 | $228 |
| New Richmond, OH | $1,000 | $739 | $1,739 | $537 | $1,537 | $202 |
| Clermont County, OH | $200 | $732 | $932 | $532 | $732 | $200 |
| Forestville, OH | $2,500 | $697 | $3,197 | $507 | $3,007 | $191 |
| Switzerland County, IN | $200 | $662 | $862 | $481 | $681 | $181 |
| Union, OH | $2,000 | $723 | $2,723 | $525 | $2,525 | $197 |
| Owensville, OH | $400 | $671 | $1,071 | $488 | $888 | $183 |
| West Union, OH | $2,000 | $550 | $2,550 | $400 | $2,400 | $150 |
| Home Insurance Company Harrison County, KY | Homeowners Insurance Agency Harrison County, KY | Address | Popularity Score | Distance from Harrison County (miles) |
|---|---|---|---|---|
| State Farm | Mike Martin | 7724 Us 42 Ste A4, Florence, KY, 41042-1949 | 41.1 | |
| State Farm | Steve Woodrum | 102 Finley Dr Ste 80, Georgetown, KY, 40324-6009 | 19.5 | |
| Liberty Mutual Independent | Nicholson Insurance Agency Inc | 1001 Monarch St Ste 100, Lexington, KY, 40513 | 31.6 | |
| State Farm | Clint Conrad | 201 Ruccio Way Ste 120, Lexington, KY, 40503-3584 | 32.9 | |
| State Farm | Rp Lopez | 2100 Lawrenceburg Rd, Frankfort, KY, 40601-7537 | 36.5 | |
| State Farm | Joel Shaw | 1435 Main St, Paris, KY, 40361-1201 | 17.0 | |
| Allstate | Sean Shah | 800 E Main St, Frankfort, KY, 40601 | 32.2 | |
| State Farm | Adam Worrell | 1892 Petersburg Rd, Hebron, KY, 41048-9609 | 47.2 | |
| State Farm | Marc Cammack | 930 Us Highway 27 S Ste 2, Cynthiana, KY, 41031-5992 | 4.7 | |
| State Farm | David Lovejoy | 125 Towne Center Dr Ste 125, Lexington, KY, 40511-2027 | 28.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Kentucky | $130,000 | $896 | $650 | $1,240 | $590 |
| Harrison County, KY | $132,900 | $761 | $510 | $1,040 | $530 |
| Harrison County, KY | $132,900 | $761 | $560 | $1,070 | $510 |
| Robertson County, KY | $94,500 | $641 | $470 | $910 | $440 |
| Stamping Ground, KY | $187,000 | $887 | $640 | $1,250 | $610 |
| Williamstown, KY | $115,600 | $846 | $580 | $1,200 | $620 |
| New Richmond, OH | $152,300 | $748 | $550 | $1,070 | $520 |
| Clermont County, OH | $160,600 | $741 | $530 | $1,020 | $490 |
| Forestville, OH | $204,400 | $706 | $480 | $1,000 | $520 |
| Switzerland County, IN | $114,300 | $670 | $490 | $950 | $460 |
| Union, OH | $155,200 | $731 | $520 | $1,010 | $490 |
| Owensville, OH | $121,000 | $679 | $460 | $940 | $480 |
| West Union, OH | $77,600 | $557 | $380 | $770 | $390 |