Gavop's guide to buying homeowners insurance in Mercerville, NJ covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Mercerville, NJ - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Dogwood Ln, Saranac Rd, Barry Dr, Cairn Ct, Birtin Ave, Jack St, Collins Rd, Whitman Rd, Ronald Way, Pollman Ave | $233,000 | $200,000 | $200,000-$250,000 | $314,500 | $270,000 | $350,000-$400,000 |
| Steiner Ave, Desiree Dr, Japril Dr, Wilbur Ct, Tanglewood Dr, Adelia Ave, Tyndale Rd, Sandalwood Ave, James Pl, Bruin Dr | $318,000 | $290,000 | $250,000-$300,000 | $494,000 | $420,000 | $500,000-$600,000 |
| Sloan Ave, Monroe Dr, Erie Ave, Nancy Dr, 6th Ave, Barry Way, Sweetbriar Ave, Junior Ave, California Ave, Thomas J Rhodes Industrial Dr | $188,000 | $170,000 | $175,000-$200,000 | $335,000 | $300,000 | $250,000-$300,000 |
| Collier Ave, Herbert Ave, Peacock Ct, Birkshire Rd, Fogarty Dr, Brown Ave, 5th Ave, Grayson Ave, Vincent Ave, Beverly Pl | $167,500 | $140,000 | $150,000-$175,000 | $195,500 | $170,000 | $200,000-$250,000 |
| Crestwood Dr, Carnegie Ave, Chinnick Ave, Crescent Ave, Wittenborn Ave, Jonathan Dr, Michele Ct, Oxcart Ln, Fordham Dr, Agress Ct | $295,000 | $270,000 | $250,000-$300,000 | $396,000 | $330,000 | $400,000-$500,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$114 | $698 |
| Superior Protection Discount | -$73 | $738 |
| Fire & Security Discount | -$57 | $755 |
| Hail Resistant Roof Discount | -$24 | $787 |
| Newly Constructed Home Discount | -$187 | $625 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,854 |
| Physical Damage | $2,319 |
| Hail Damage | $4,948 |
| Wind Damage | $6,051 |
| Expensive Claims | |
| Fire | $45,123 |
| Smoke | $16,051 |
| Home Insurance Company Mercerville, NJ | Homeowners Insurance Agency Mercerville, NJ | Address | Popularity Score | Distance from Mercerville (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Nottingham Insurance | 2277 Highway 33 Ste 404, Hamilton Square, NJ, 8690 | 3.0 | |
| State Farm | Ellen Nita | 33 State Rd Ste A1, Princeton, NJ, 08540-1304 | 9.0 | |
| Travelers | Irwin Edelstein Associates Inc | 15 Bridge St, Metuchen, NJ, 8840 | 26.6 | |
| Allstate | Victor Simonin | 111a Egg Harbor Rd, Sewell, NJ, 8080 | 38.1 | |
| Farmers | Claudio Sarrido | 300 Interpace Pkwy Ste 400b, Parsippany, NJ, 7054 | 45.5 | |
| Allstate | James Fitzsimmons | 499 Morris Ave, Springfield, NJ, 7081 | 38.4 | |
| Allstate | Freddy Duran | 1025 Summit Ave, Jersey City, NJ, 7307 | 49.0 | |
| Farmers | Dominic Pagano | 30 S Doughty Ave, Somerville, NJ, 8876 | 23.3 | |
| Travelers | Sas Insurance Agency Inc | 233 Kearny Ave, Kearny, NJ, 7032 | 46.0 | |
| Liberty Mutual Independent | Ficke & Associates Inc | 271 Us Highway 46, Fairfield, NJ, 7004 | 48.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New Jersey | $321,100 | $1,081 | $780 | $1,540 | $760 |
| Mercer County, NJ | $281,900 | $965 | $650 | $1,380 | $730 |
| Mercerville, NJ | $260,100 | $811 | $590 | $1,150 | $560 |
| Bridgeton, PA | $341,900 | $1,118 | $760 | $1,580 | $820 |
| Dover Beaches South, NJ | $508,700 | $1,721 | $1,150 | $2,440 | $1,290 |
| Lower Providence, PA | $321,900 | $890 | $630 | $1,260 | $630 |
| Hillside, NJ | $239,700 | $781 | $560 | $1,110 | $550 |
| Manahawkin, NJ | $301,100 | $1,041 | $750 | $1,470 | $720 |
| Essex Fells, NJ | $834,400 | $2,439 | $1,630 | $3,440 | $1,810 |
| Sanatoga, PA | $186,100 | $650 | $440 | $930 | $490 |
| East Whiteland, PA | $369,100 | $860 | $610 | $1,180 | $570 |
| Woolwich, NJ | $330,400 | $925 | $620 | $1,270 | $650 |
| Bethel, PA | $416,300 | $1,003 | $670 | $1,390 | $720 |