Gavop's guide to buying homeowners insurance in Upshur County, WV covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $45,000 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $84,000 | $70,000 | $75,000-$100,000 |
| 3 Bedroom | $156,500 | $130,000 | $125,000-$150,000 |
| 4 Bedroom | $206,000 | $180,000 | $175,000-$200,000 |
| 5 Bedroom | $136,500 | $130,000 | $150,000-$175,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$101 | $571 |
| Superior Protection Discount | -$60 | $611 |
| Fire & Security Discount | -$60 | $611 |
| Hail Resistant Roof Discount | -$13 | $658 |
| Newly Constructed Home Discount | -$134 | $537 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Upshur County | $2,000 | $663 | $2,663 | $482 | $2,482 | $181 |
| Upshur County, WV | $1,500 | $663 | $2,163 | $482 | $1,982 | $181 |
| Courthouse-Collins Settlement, WV | $200 | $700 | $900 | $509 | $709 | $191 |
| Nutter Fort, WV | $100 | $665 | $765 | $483 | $583 | $182 |
| South Urban, WV | $1,500 | $651 | $2,151 | $473 | $1,973 | $178 |
| Clarksburg, WV | $300 | $572 | $872 | $416 | $716 | $156 |
| Southwest, WV | $700 | $670 | $1,370 | $487 | $1,187 | $183 |
| Webster County, WV | $200 | $700 | $900 | $509 | $709 | $191 |
| White Hall, WV | $700 | $875 | $1,575 | $636 | $1,336 | $239 |
| Monongah, WV | $200 | $557 | $757 | $405 | $605 | $152 |
| Fairfax, WV | $1,500 | $663 | $2,163 | $482 | $1,982 | $181 |
| Home Insurance Company Upshur County, WV | Homeowners Insurance Agency Upshur County, WV | Address | Popularity Score | Distance from Upshur County (miles) |
|---|---|---|---|---|
| State Farm | Darren Jackson | 204 8th St, Marlinton, WV, 24954-1031 | 47.4 | |
| State Farm | Dan Ritchey | 1 Cherry River Plz, Richwood, WV, 26261-1372 | 49.1 | |
| Allstate | Mark Scott | 1b College Ave, Buckhannon, WV, 26201 | 5.8 | |
| State Farm | Sharon Sabo | 830 Route 20 South Rd., Buckhannon, WV, 26201-3910 | 4.6 | |
| State Farm | Jenny Garton | 51 Circle Heights Rd, Weston, WV, 26452-8338 | 14.1 | |
| State Farm | Cathy Rummel | 1513 Harrison Ave, Elkins, WV, 26241-3356 | 19.7 | |
| State Farm | Kelley Tierney | 115 E Main St, Buckhannon, WV, 26201-2735 | 6.3 | |
| State Farm | Tim Moore | 300 Mill Street, Grantsville, WV, 26147-0738 | 46.6 | |
| State Farm | Jason Thomas | 20 Lilac St, Craigsville, WV, 26205 | 45.6 | |
| Erie | Betterway Insurance Center | 6 Weston Road, Buckhannon, WV, 26201 | 6.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| West Virginia | $111,600 | $721 | $530 | $1,020 | $490 |
| Upshur County, WV | $111,900 | $671 | $480 | $930 | $450 |
| Upshur County, WV | $111,900 | $671 | $460 | $950 | $490 |
| Courthouse-Collins Settlement, WV | $68,400 | $709 | $520 | $980 | $460 |
| Nutter Fort, WV | $96,900 | $673 | $450 | $950 | $500 |
| South Urban, WV | $107,400 | $658 | $470 | $910 | $440 |
| Clarksburg, WV | $83,100 | $579 | $420 | $830 | $410 |
| Southwest, WV | $98,500 | $678 | $460 | $940 | $480 |
| Webster County, WV | $68,400 | $709 | $520 | $1,010 | $490 |
| White Hall, WV | $173,400 | $886 | $630 | $1,260 | $630 |
| Monongah, WV | $68,100 | $564 | $380 | $770 | $390 |
| Fairfax, WV | $96,200 | $671 | $460 | $950 | $490 |