Gavop tells you how to get the best homeowners insurance in Wilkin County, MN by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $42,000 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $98,000 | $80,000 | $75,000-$100,000 |
| 3 Bedroom | $182,500 | $150,000 | $200,000-$250,000 |
| 4 Bedroom | $143,500 | $120,000 | $100,000-$125,000 |
| 5 Bedroom | $228,500 | $210,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$137 | $583 |
| Superior Protection Discount | -$72 | $648 |
| Fire & Security Discount | -$79 | $641 |
| Hail Resistant Roof Discount | -$22 | $698 |
| Newly Constructed Home Discount | -$209 | $511 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Wilkin County | $2,000 | $711 | $2,711 | $517 | $2,517 | $194 |
| Wilkin County, MN | $2,500 | $711 | $3,211 | $517 | $3,017 | $194 |
| Humboldt, MN | $200 | $1,243 | $1,443 | $903 | $1,103 | $340 |
| Aurdal, MN | $700 | $1,253 | $1,953 | $910 | $1,610 | $342 |
| Scambler, MN | $400 | $1,518 | $1,918 | $1,103 | $1,503 | $415 |
| Maine, MN | $1,500 | $1,291 | $2,791 | $938 | $2,438 | $353 |
| Rosholt, SD | $300 | $747 | $1,047 | $543 | $843 | $204 |
| Delaware, MN | $2,000 | $772 | $2,772 | $561 | $2,561 | $211 |
| Moland, MN | $300 | $1,276 | $1,576 | $927 | $1,227 | $349 |
| Lake View, MN | $700 | $1,326 | $2,026 | $964 | $1,664 | $362 |
| Barrett, MN | $400 | $614 | $1,014 | $446 | $846 | $168 |
| Harwood, ND | $2,500 | $1,178 | $3,678 | $856 | $3,356 | $322 |
| Home Insurance Company Wilkin County, MN | Homeowners Insurance Agency Wilkin County, MN | Address | Popularity Score | Distance from Wilkin County (miles) |
|---|---|---|---|---|
| Travelers | Mullen Insurance Agency | 220 W Cavour, Fergus Falls, MN, 56537 | 19.9 | |
| Farmers | David Hiney | 1119 Jackson Ave, Detroit Lakes, MN, 56501 | 43.6 | |
| Allstate | Rohde Insurance Services | 1213 N Union Ave, Fergus Falls, MN, 56537 | 19.6 | |
| State Farm | Mike Gail | 1602 Broadway, Wheaton, MN, 56296-1053 | 38.6 | |
| State Farm | Keith Inwards | 710 Washington Ave, Detroit Lakes, MN, 56501-3012 | 43.6 | |
| Allstate | Wesley Shoults | 409 Main Ave, Moorhead, MN, 56560 | 38.1 | |
| State Farm | Brenda Fischer | 29 Central Ave N, Elbow Lake, MN, 56531 | 35.0 | |
| State Farm | Greg Hildenbrand | 624 Lake Ave, Detroit Lakes, MN, 56501-3029 | 43.6 | |
| Farmers | Leroy Anderson | 512 Center Ave Ste 2, Moorhead, MN, 56560 | 38.1 | |
| State Farm | Amanda Frederick | 110 Minnesota Ave, Breckenridge, MN, 56520-1946 | 8.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Minnesota | $199,700 | $1,192 | $820 | $1,630 | $810 |
| Wilkin County, MN | $114,400 | $720 | $530 | $990 | $460 |
| Wilkin County, MN | $114,400 | $720 | $480 | $1,000 | $520 |
| Humboldt, MN | $221,900 | $1,258 | $920 | $1,800 | $880 |
| Aurdal, MN | $225,300 | $1,268 | $910 | $1,760 | $850 |
| Scambler, MN | $318,600 | $1,536 | $1,040 | $2,100 | $1,060 |
| Maine, MN | $239,100 | $1,307 | $890 | $1,840 | $950 |
| Rosholt, SD | $85,000 | $756 | $510 | $1,070 | $560 |
| Delaware, MN | $100,000 | $781 | $560 | $1,080 | $520 |
| Moland, MN | $233,300 | $1,291 | $860 | $1,790 | $930 |
| Lake View, MN | $251,500 | $1,342 | $930 | $1,840 | $910 |
| Barrett, MN | $73,100 | $621 | $450 | $860 | $410 |
| Harwood, ND | $188,300 | $1,192 | $860 | $1,680 | $820 |