Gavop shows you how to buy homeowners insurance in Newport, IL by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $78,500 | $70,000 | $50,000-$75,000 |
| 2 Bedroom | $158,500 | $140,000 | $125,000-$150,000 |
| 3 Bedroom | $259,500 | $210,000 | $250,000-$300,000 |
| 4 Bedroom | $238,000 | $210,000 | $250,000-$300,000 |
| 5 Bedroom | $259,500 | $220,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$125 | $710 |
| Superior Protection Discount | -$84 | $752 |
| Fire & Security Discount | -$84 | $752 |
| Hail Resistant Roof Discount | -$17 | $819 |
| Newly Constructed Home Discount | -$217 | $618 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Lake County | $1,500 | $915 | $2,415 | $665 | $2,165 | $250 |
| Newport, IL | $2,000 | $826 | $2,826 | $600 | $2,600 | $226 |
| Gages Lake, IL | $100 | $760 | $860 | $552 | $652 | $208 |
| Wheatland, WI | $1,500 | $707 | $2,207 | $514 | $2,014 | $193 |
| McHenry, IL | $400 | $806 | $1,206 | $586 | $986 | $220 |
| Morton Grove, IL | $2,500 | $853 | $3,353 | $620 | $3,120 | $233 |
| Huntley, IL | $400 | $784 | $1,184 | $570 | $970 | $214 |
| Franklin Park, IL | $1,500 | $707 | $2,207 | $514 | $2,014 | $193 |
| Elm Grove, WI | $400 | $770 | $1,170 | $560 | $960 | $210 |
| Genoa, IL | $2,000 | $669 | $2,669 | $486 | $2,486 | $183 |
| Sycamore, IL | $100 | $698 | $798 | $507 | $607 | $191 |
| Menomonee Falls, WI | $700 | $738 | $1,438 | $536 | $1,236 | $202 |
| Home Insurance Company Newport, IL | Homeowners Insurance Agency Newport, IL | Address | Popularity Score | Distance from Newport (miles) |
|---|---|---|---|---|
| State Farm | Jim Finnerty | 6643 Ogden Ave, Berwyn, IL, 60402-5422 | 44.0 | |
| State Farm | Doug Paddock | 894 Hillside Ave, Antioch, IL, 60002-1226 | 8.0 | |
| Allstate | Sheila Stennis | 647 Madison St, Oak Park, IL, 60302 | 40.4 | |
| Farmers | Brenda Bortko | 346 North Ave, Antioch, IL, 60002 | 7.8 | |
| Travelers | Carl E Mellen & Co | 601 Greenwood Ave, Waukegan, IL, 60087 | 7.4 | |
| Allstate | Eric Eckenstahler | 514 N Western Ave Ste C, Lake Forest, IL, 60045 | 15.2 | |
| State Farm | Randy Nebel | 2345 Sheridan Rd, Zion, IL, 60099-2396 | 6.3 | |
| Farmers | Jeffrey Mauritzen | 215 N Arlington Heights Rd Ste 100, Arlington Heights, IL, 60004 | 25.5 | |
| Allstate | Gabriel Jaramillo | 108 Galena St, West Chicago, IL, 60185 | 41.5 | |
| Allstate | Jim Winn | 25975 N Diamond Lake Rd, Mundelein, IL, 60060 | 15.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Illinois | $179,700 | $850 | $610 | $1,160 | $550 |
| Lake County, IL | $251,400 | $926 | $630 | $1,280 | $650 |
| Newport, IL | $270,500 | $836 | $610 | $1,190 | $580 |
| Gages Lake, IL | $219,000 | $769 | $530 | $1,080 | $550 |
| Wheatland, WI | $189,600 | $716 | $510 | $1,000 | $490 |
| McHenry, IL | $175,000 | $816 | $600 | $1,130 | $530 |
| Morton Grove, IL | $290,500 | $864 | $630 | $1,180 | $550 |
| Huntley, IL | $238,000 | $794 | $580 | $1,100 | $520 |
| Franklin Park, IL | $180,700 | $716 | $490 | $990 | $500 |
| Elm Grove, WI | $360,800 | $780 | $570 | $1,080 | $510 |
| Genoa, IL | $158,000 | $677 | $490 | $950 | $460 |
| Sycamore, IL | $174,900 | $706 | $470 | $1,000 | $530 |
| Menomonee Falls, WI | $235,300 | $747 | $520 | $1,060 | $540 |