Gavop shows you how to buy homeowners insurance in New Lexington, OH by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $33,000 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $84,000 | $80,000 | $50,000-$75,000 |
| 3 Bedroom | $77,500 | $70,000 | $75,000-$100,000 |
| 4 Bedroom | $189,500 | $180,000 | $175,000-$200,000 |
| 5 Bedroom | $263,500 | $220,000 | $250,000-$300,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$109 | $573 |
| Superior Protection Discount | -$61 | $620 |
| Fire & Security Discount | -$68 | $614 |
| Hail Resistant Roof Discount | -$20 | $661 |
| Newly Constructed Home Discount | -$177 | $505 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,733 |
| Physical Damage | $2,319 |
| Hail Damage | $4,524 |
| Wind Damage | $6,687 |
| Expensive Claims | |
| Fire | $46,463 |
| Smoke | $15,884 |
| Home Insurance Company New Lexington, OH | Homeowners Insurance Agency New Lexington, OH | Address | Popularity Score | Distance from New Lexington (miles) |
|---|---|---|---|---|
| Farmers | Jackie Miller | 885 Eastwind Dr, Westerville, OH, 43081 | 46.0 | |
| Liberty Mutual Independent | Smudz Insurance Group Llc | 4449 Easton Way 2nd Fl, Columbus, OH, 43219 | 43.8 | |
| Liberty Mutual Independent | Consolidated Insurance Group | 371 County Line Rd W Ste 100a, Westerville, OH, 43082 | 48.7 | |
| Travelers | Marco Miller Insurance | 5990 E Livingston Ave, Columbus, OH, 43232 | 36.9 | |
| Erie | Mackinnon Insurance | 921 Chatham Lane Suite 300, Columbus, OH, 43221 | 48.8 | |
| Nationwide | David K Sichko | 1885 W 5th Ave, Columbus, OH, 43212-2363 | 49.0 | |
| Allstate | Germain Insurance | 4130 Morse Xing, Columbus, OH, 43219 | 44.4 | |
| State Farm | Howard Tyler | 1395 E Dub Grnvl Rd Ste 201, Columbus, OH, 43229-3314 | 48.0 | |
| Travelers | Phillips Insurance Agency | 938 Dennison Ave, Columbus, OH, 43201 | 46.4 | |
| Erie | J A Lewis Agency Llc | 3 East College, Westerville, OH, 43081 | 47.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Ohio | $135,100 | $712 | $510 | $1,010 | $500 |
| Perry County, OH | $102,500 | $612 | $430 | $840 | $410 |
| New Lexington, OH | $81,500 | $682 | $480 | $930 | $450 |
| Ward, OH | $79,100 | $561 | $380 | $780 | $400 |
| South Zanesville, OH | $56,500 | $483 | $350 | $670 | $320 |
| Haydenville, OH | $107,600 | $645 | $470 | $890 | $420 |
| Zanesville, OH | $75,500 | $682 | $470 | $970 | $500 |
| Martinsburg, OH | $75,000 | $548 | $370 | $780 | $410 |
| Cambridge, OH | $95,300 | $694 | $500 | $950 | $450 |
| Lower Salem, OH | $70,000 | $531 | $380 | $750 | $370 |
| Pickaway County, OH | $152,000 | $725 | $520 | $1,000 | $480 |
| Fresno, OH | $75,900 | $551 | $370 | $790 | $420 |