Gavop's guide to buying homeowners insurance in Deerfield, OH covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $73,000 | $60,000 | $50,000-$75,000 |
| 2 Bedroom | $203,500 | $190,000 | $175,000-$200,000 |
| 3 Bedroom | $263,500 | $240,000 | $250,000-$300,000 |
| 4 Bedroom | $212,500 | $200,000 | $200,000-$250,000 |
| 5 Bedroom | $486,500 | $430,000 | $350,000-$400,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$104 | $636 |
| Superior Protection Discount | -$74 | $666 |
| Fire & Security Discount | -$74 | $666 |
| Hail Resistant Roof Discount | -$22 | $718 |
| Newly Constructed Home Discount | -$200 | $540 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Warren County | $700 | $798 | $1,498 | $580 | $1,280 | $218 |
| Deerfield, OH | $1,000 | $731 | $1,731 | $531 | $1,531 | $200 |
| Wetherington, OH | $400 | $1,390 | $1,790 | $1,010 | $1,410 | $380 |
| Montgomery, OH | $1,500 | $899 | $2,399 | $653 | $2,153 | $246 |
| Reading, OH | $300 | $615 | $915 | $447 | $747 | $168 |
| Fayetteville, OH | $1,000 | $643 | $1,643 | $467 | $1,467 | $176 |
| Ohio, OH | $400 | $646 | $1,046 | $469 | $869 | $177 |
| Spring Valley, OH | $700 | $848 | $1,548 | $616 | $1,316 | $232 |
| Martinsville, OH | $500 | $577 | $1,077 | $419 | $919 | $158 |
| New Market, OH | $700 | $721 | $1,421 | $524 | $1,224 | $197 |
| Crystal Lakes, OH | $400 | $546 | $946 | $397 | $797 | $149 |
| Seaman, OH | $1,000 | $590 | $1,590 | $429 | $1,429 | $161 |
| Home Insurance Company Deerfield, OH | Homeowners Insurance Agency Deerfield, OH | Address | Popularity Score | Distance from Deerfield (miles) |
|---|---|---|---|---|
| State Farm | Nikki Shah | 533 Loveland Madeira Rd, Loveland, OH, 45140-2713 | 4.6 | |
| Erie | Dwyer Insurance Agency | 3356 North Bend Road, Cincinnati, OH, 45239 | 18.3 | |
| State Farm | Marjorie Schaeffer | 1160 E Main St Apt A, Lebanon, OH, 45036-6450 | 9.4 | |
| Liberty Mutual Independent | Htt Agency Inc | 5879 Cheviot Rd, Cincinnati, OH, 45247 | 18.3 | |
| Liberty Mutual Independent | Etler Kettenacker Agency | 10945 Reed Hartman Hwy Ste 222, Cincinnati, OH, 45242 | 6.1 | |
| State Farm | Andy Mcmahon | 113 W Main St, Mason, OH, 45040-2246 | 2.4 | |
| Farmers | Lori Thomas | 3501 Tylersville Rd Ste E, Hamilton, OH, 45011 | 11.1 | |
| Erie | Best-Walker Insurance Group | 7588 Central Parke Blvd Suite 226, Mason, OH, 45040 | 0.9 | |
| State Farm | David Yenney | 300 James Bohanan Dr, Vandalia, OH, 45377-2300 | 39.5 | |
| Travelers | Cameron Insurance Llc | 3116 W Montgomery Rd Ste C #29, Maineville, OH, 45039 | 3.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Ohio | $135,100 | $712 | $510 | $980 | $470 |
| Warren County, OH | $200,100 | $808 | $560 | $1,160 | $600 |
| Deerfield, OH | $230,800 | $740 | $500 | $1,020 | $520 |
| Wetherington, OH | $441,400 | $1,407 | $1,000 | $1,960 | $960 |
| Montgomery, OH | $343,800 | $910 | $630 | $1,280 | $650 |
| Reading, OH | $116,800 | $622 | $440 | $860 | $420 |
| Fayetteville, OH | $109,800 | $651 | $440 | $920 | $480 |
| Ohio, OH | $131,100 | $654 | $440 | $930 | $490 |
| Spring Valley, OH | $215,700 | $858 | $610 | $1,220 | $610 |
| Martinsville, OH | $86,300 | $584 | $430 | $820 | $390 |
| New Market, OH | $143,600 | $730 | $520 | $1,010 | $490 |
| Crystal Lakes, OH | $76,600 | $553 | $380 | $760 | $380 |
| Seaman, OH | $90,500 | $597 | $420 | $850 | $430 |