Gavop shows you how to buy homeowners insurance in Nelson County, KY by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Nelson County, KY - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Harriett Ave, Cliffwood Dr, Cs-1369, Vittitow Ford Rd, Woodlawn Rd, Cr-1513, Hudson Dr, Windrift Ct, Sanders Ln, Harrison Fork Rd | $118,500 | $110,000 | $100,000-$125,000 | $69,000 | $60,000 | $50,000-$75,000 |
| Hardin Leslie Rd, Eastview Dr, Waldridge Ln, Toll Gate Rd, Whitesides Rd, Blanton Ford Rd, Shady Ln, Prather Ridge Rd, Lytle Cecil Ln, Wilkerson Rd | $136,000 | $130,000 | $125,000-$150,000 | $78,500 | $70,000 | $75,000-$100,000 |
| E Beall St, Nelson Ave, Farmaway Dr, Buttermilk Ln, Buckingham Dr, 2nd St, Cross Creek Ct, Shumate Ln, King Rd, Clarktown Rd | $147,500 | $140,000 | $150,000-$175,000 | $79,500 | $70,000 | $75,000-$100,000 |
| Frankfort Ct, Depot St, Larch St, Northcamp Dr, W John Rowan Blvd, Froman Greenwell Rd, Drake Ridge Rd, Anthony Greenwell Ln, Cr-1323, Buffalo Hill | $222,000 | $200,000 | $175,000-$200,000 | $141,000 | $130,000 | $125,000-$150,000 |
| Beechwold Pl, Heritage Park Way, Cardinal Hill, Bryan Dr, Rossland Dr, State Hwy 48, Aristides Ct, Spalding Ave, New Shepherdsville Rd, Chestnut St | $122,500 | $100,000 | $100,000-$125,000 | $121,500 | $100,000 | $100,000-$125,000 |
| Venetian Way, High Grove Ln, Maywood Ave, Double Springs Rd, E Stephen Foster Ave, Hillcrest Dr, S 4th St, Donovan Hts, McGee Ave, Stiles Rd | $203,000 | $190,000 | $200,000-$250,000 | $110,500 | $90,000 | $75,000-$100,000 |
| Westview Dr, Leroy Dr, Benelli Dr, Goodloe Ave, Kendall Dr, Bennett Ln, Old Bloomfield Rd, Valleyview Dr, Tom Greer Rd, 1st St | $177,500 | $160,000 | $150,000-$175,000 | $121,500 | $100,000 | $100,000-$125,000 |
| Whirlaway Ct, Gap Knob Rd, Donna Ln, Solitude Rd, Barnes Rd, Dustin Ct, Patton Rd, McDonald Ct, Peavler Ln, Brighton Ct | $204,000 | $190,000 | $200,000-$250,000 | $150,500 | $140,000 | $150,000-$175,000 |
| N View Dr, State Hwy 61, Peabody Loop, Xavier Dr, Ray Wimsett Blvd, Tunnell Mill Rd, Sullivan Ln, W Flaget Ave, Azalea Ave, S Saint Gregory Church Rd | $153,000 | $130,000 | $150,000-$175,000 | $128,500 | $120,000 | $100,000-$125,000 |
| Court Sq, Cs-1128, W Flaget St, Lynn Ct, State Hwy 509, Cedar Grove Rd, Mary St, State Hwy 733, Pembrooke Dr, Guthrie Dr | $106,000 | $90,000 | $100,000-$125,000 | $131,000 | $110,000 | $100,000-$125,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$136 | $769 |
| Superior Protection Discount | -$81 | $824 |
| Fire & Security Discount | -$100 | $806 |
| Hail Resistant Roof Discount | -$18 | $887 |
| Newly Constructed Home Discount | -$181 | $724 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Nelson County | $700 | $894 | $1,594 | $650 | $1,350 | $244 |
| Nelson County, KY | $1,500 | $894 | $2,394 | $650 | $2,150 | $244 |
| Magnolia-Upton, KY | $300 | $834 | $1,134 | $606 | $906 | $228 |
| Forest Hills, KY | $1,000 | $1,035 | $2,035 | $752 | $1,752 | $283 |
| Strathmoor Manor, KY | $300 | $1,367 | $1,667 | $994 | $1,294 | $374 |
| Anchorage, KY | $2,500 | $2,767 | $5,267 | $2,011 | $4,511 | $756 |
| Crossgate, KY | $100 | $1,213 | $1,313 | $882 | $982 | $332 |
| Manor Creek, KY | $700 | $1,218 | $1,918 | $885 | $1,585 | $333 |
| Spring Valley, KY | $200 | $1,246 | $1,446 | $905 | $1,105 | $340 |
| Oldham County, KY | $2,500 | $1,119 | $3,619 | $813 | $3,313 | $306 |
| Heth, IN | $500 | $764 | $1,264 | $555 | $1,055 | $209 |
| Pleasureville, KY | $2,500 | $764 | $3,264 | $555 | $3,055 | $209 |
| Home Insurance Company Nelson County, KY | Homeowners Insurance Agency Nelson County, KY | Address | Popularity Score | Distance from Nelson County (miles) |
|---|---|---|---|---|
| State Farm | Lowell Myers | 1729 Highway 44 East, Shepherdsville, KY, 40165-7146 | 18.4 | |
| State Farm | Jeff Kleier | 13303 Magisterial Dr, Louisville, KY, 40223-4212 | 32.2 | |
| Travelers | Larue Insurance Inc | 1297 Springfield Road, Bardstown, KY, 40004 | 1.1 | |
| State Farm | Jim O'Donoghue | 1727 Midland Trail, Shelbyville, KY, 40065-1711 | 30.8 | |
| Liberty Mutual Independent | The Underwriters Group | 1700 Eastpoint Pkwy, Louisville, KY, 40223 | 32.4 | |
| State Farm | Mark Cumella | 225 S Hurstbrne Pkwy Ste 203, Louisville, KY, 40222-4929 | 30.8 | |
| State Farm | Scott Dibble | 10511 Watterson Trl, Jeffersontown, KY, 40299-3740 | 27.5 | |
| State Farm | Denny Vogel | 5956 Timber Ridge Dr Ste 102, Prospect, KY, 40059-8147 | 37.9 | |
| State Farm | Barbi Haddow | 12613 Taylorsville Rd, Louisville, KY, 40299-5496 | 26.7 | |
| State Farm | Richard Woolums | 872 Wilmore Rd, Nicholasville, KY, 40356-9456 | 48.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Kentucky | $130,000 | $896 | $640 | $1,250 | $610 |
| Nelson County, KY | $144,800 | $905 | $640 | $1,280 | $640 |
| Nelson County, KY | $144,800 | $905 | $660 | $1,290 | $630 |
| Magnolia-Upton, KY | $115,100 | $844 | $580 | $1,160 | $580 |
| Forest Hills, KY | $183,800 | $1,048 | $740 | $1,480 | $740 |
| Strathmoor Manor, KY | $324,400 | $1,384 | $1,010 | $1,980 | $970 |
| Anchorage, KY | $663,600 | $2,801 | $1,880 | $3,890 | $2,010 |
| Crossgate, KY | $264,000 | $1,228 | $880 | $1,740 | $860 |
| Manor Creek, KY | $266,300 | $1,233 | $900 | $1,750 | $850 |
| Spring Valley, KY | $278,500 | $1,261 | $920 | $1,750 | $830 |
| Oldham County, KY | $259,700 | $1,133 | $780 | $1,600 | $820 |
| Heth, IN | $106,700 | $773 | $550 | $1,110 | $560 |
| Pleasureville, KY | $96,800 | $773 | $560 | $1,090 | $530 |