Gavop shows you how to buy homeowners insurance in Richlands, NC by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $64,000 | $60,000 | $50,000-$75,000 |
| 2 Bedroom | $168,000 | $140,000 | $150,000-$175,000 |
| 3 Bedroom | $140,500 | $120,000 | $125,000-$150,000 |
| 4 Bedroom | $234,000 | $220,000 | $250,000-$300,000 |
| 5 Bedroom | $422,000 | $350,000 | $350,000-$400,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$101 | $623 |
| Superior Protection Discount | -$72 | $652 |
| Fire & Security Discount | -$80 | $645 |
| Hail Resistant Roof Discount | -$14 | $710 |
| Newly Constructed Home Discount | -$181 | $544 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Onslow County | $2,500 | $833 | $3,333 | $605 | $3,105 | $228 |
| Richlands, NC | $2,000 | $716 | $2,716 | $520 | $2,520 | $196 |
| Piney Green, NC | $200 | $708 | $908 | $514 | $714 | $193 |
| Glisson, NC | $1,500 | $408 | $1,908 | $297 | $1,797 | $112 |
| Holly Ridge, NC | $500 | $945 | $1,445 | $686 | $1,186 | $258 |
| Falling Creek, NC | $1,500 | $670 | $2,170 | $487 | $1,987 | $183 |
| Turkey, NC | $400 | $437 | $837 | $317 | $717 | $119 |
| Shine, NC | $1,000 | $512 | $1,512 | $372 | $1,372 | $140 |
| Greene County, NC | $100 | $861 | $961 | $625 | $725 | $235 |
| Bayboro, NC | $300 | $453 | $753 | $329 | $629 | $124 |
| Farmville, NC | $700 | $642 | $1,342 | $466 | $1,166 | $175 |
| Home Insurance Company Richlands, NC | Homeowners Insurance Agency Richlands, NC | Address | Popularity Score | Distance from Richlands (miles) |
|---|---|---|---|---|
| State Farm | Rob Cutting | 432 Eastwood Rd Ste 100, Wilmington, NC, 28403-1873 | 46.5 | |
| Allstate | Mark Bailey | 1014 Henderson Dr, Jacksonville, NC, 28540 | 10.8 | |
| State Farm | David Hull | 1218 Country Clb Rd, Jacksonville, NC, 28546-6808 | 13.2 | |
| State Farm | Jennifer Dufore | 1368 Piney Green Road Suite 3, Jacksonville, NC, 28546-4577 | 15.7 | |
| Travelers | Preferred Choice Insurance | 616 New Bridge St, Jacksonville, NC, 28540 | 12.3 | |
| Liberty Mutual Independent | James E Moore Insurance Agency | 1508 Military Cutoff Rd Ste 104, Wilmington, NC, 28403 | 47.1 | |
| Travelers | Turner Elmore Insurance Agency | 201 W Broadway St, Pink Hill, NC, 28572 | 15.7 | |
| State Farm | Brendon Anderson | 807 Royall Ave, Goldsboro, NC, 27534-2537 | 42.2 | |
| Allstate | William Herring | 1112 E Ash St, Goldsboro, NC, 27530 | 41.6 | |
| State Farm | Jimmie Holmes | 1407 E Ash Street, Goldsboro, NC, 27530-5201 | 41.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| North Carolina | $161,000 | $894 | $630 | $1,260 | $630 |
| Onslow County, NC | $154,400 | $843 | $570 | $1,190 | $620 |
| Richlands, NC | $153,000 | $725 | $490 | $1,020 | $530 |
| Piney Green, NC | $150,500 | $717 | $510 | $980 | $470 |
| Glisson, NC | $63,800 | $413 | $300 | $580 | $280 |
| Holly Ridge, NC | $178,500 | $956 | $680 | $1,310 | $630 |
| Falling Creek, NC | $139,100 | $678 | $470 | $930 | $460 |
| Turkey, NC | $68,300 | $442 | $310 | $620 | $310 |
| Shine, NC | $80,900 | $518 | $380 | $710 | $330 |
| Greene County, NC | $85,700 | $871 | $640 | $1,210 | $570 |
| Bayboro, NC | $70,900 | $458 | $310 | $650 | $340 |
| Farmville, NC | $131,100 | $649 | $440 | $890 | $450 |