Gavop's guide to buying homeowners insurance in Edwards County, TX covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Edwards County, TX - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Co Rd 24, Co Rd 209, Pope St, Cr 310, Co Rd 140, W Austin St, Co Rd 102, Ranch Rd 674, Co Rd 35, Co Rd 230 | $66,000 | $60,000 | $50,000-$75,000 | $63,000 | $60,000 | $50,000-$75,000 |
| Sd 23080, Baker Rd, W Kerr St, Co Rd 203, Old Junction Rd, Co Rd 105, W Main St, S Broadway St, N Well St, S Cedar St | $101,000 | $80,000 | $100,000-$125,000 | $48,000 | $40,000 | $25,000-$50,000 |
| S Well St, Co Rd 310, N Nueces St, Sd 26900, Sd 23081, N Sweeten St, N College St, Church St, Co Rd 450, Old del Rio Rd | $95,500 | $90,000 | $75,000-$100,000 | $62,000 | $50,000 | $50,000-$75,000 |
| Old Whittle Rd, Sd 28530, Co Rd 393, Sd 28500, Cr 650, Ranch Rd 2523, Taylor Ranch Rd, Sd 23010, E Bandera St, S Price St | $89,000 | $80,000 | $75,000-$100,000 | $71,000 | $70,000 | $50,000-$75,000 |
| Co Rd 300, Sutton County Road 314, Sd 24740, US Hwy 83, Spring Creek Rd, Sd 31210, Sd 23100, E Austin St, Co Rd 227, Cr 630 | $99,000 | $80,000 | $75,000-$100,000 | $101,000 | $90,000 | $75,000-$100,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$147 | $835 |
| Superior Protection Discount | -$88 | $893 |
| Fire & Security Discount | -$69 | $913 |
| Hail Resistant Roof Discount | -$29 | $952 |
| Newly Constructed Home Discount | -$196 | $785 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Edwards County | $2,000 | $970 | $2,970 | $705 | $2,705 | $265 |
| Edwards County, TX | $700 | $970 | $1,670 | $705 | $1,405 | $265 |
| Rocksprings, TX | $400 | $1,300 | $1,700 | $945 | $1,345 | $355 |
| Rocksprings South, TX | $2,500 | $1,534 | $4,034 | $1,115 | $3,615 | $419 |
| Camp Wood-Leakey, TX | $200 | $1,523 | $1,723 | $1,107 | $1,307 | $416 |
| Leakey, TX | $1,500 | $1,478 | $2,978 | $1,074 | $2,574 | $404 |
| Sutton County, TX | $100 | $1,052 | $1,152 | $765 | $865 | $288 |
| Kinney County, TX | $1,000 | $934 | $1,934 | $679 | $1,679 | $255 |
| Brackettville, TX | $500 | $1,314 | $1,814 | $955 | $1,455 | $359 |
| Junction, TX | $1,000 | $1,416 | $2,416 | $1,029 | $2,029 | $387 |
| Fort Clark Springs, TX | $100 | $1,538 | $1,638 | $1,118 | $1,218 | $420 |
| Sonora, TX | $2,000 | $1,484 | $3,484 | $1,078 | $3,078 | $406 |
| Home Insurance Company Edwards County, TX | Homeowners Insurance Agency Edwards County, TX | Address | Popularity Score | Distance from Edwards County (miles) |
|---|---|---|---|---|
| Travelers | R D Kothmann Insurance Agency | 1701 Main St, Junction, TX, 76849 | 47.1 | |
| Travelers | R D Kothmann Insurance Agency | 1701 Main St, Junction, TX, 76849 | 47.1 | |
| State Farm | Sam Dillard | 200 E Main St, Sonora, TX, 76950-2605 | 45.1 | |
| Allstate | Doyle Morgan Ins Agc | 217 E Main St, Sonora, TX, 76950 | 45.1 | |
| Travelers | Kenneth Alan Rooke | 731 Main Street, Junction, TX, 76849 | 47.4 | |
| Travelers | Frio Canyon Insurance Agency | 588 Us Hwy 83 , Leakey, TX, 78873 | 38.5 | |
| Travelers | Frio Canyon Insurance Agency | 229 S Us Hwy 83, Leakey, TX, 78873 | 37.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Texas | $151,500 | $1,709 | $1,130 | $2,630 | $1,500 |
| Edwards County, TX | $72,800 | $982 | $650 | $1,510 | $860 |
| Edwards County, TX | $72,800 | $982 | $650 | $1,510 | $860 |
| Rocksprings, TX | $61,900 | $1,316 | $870 | $2,030 | $1,160 |
| Rocksprings South, TX | $107,600 | $1,553 | $1,020 | $2,390 | $1,370 |
| Camp Wood-Leakey, TX | $105,100 | $1,542 | $1,020 | $2,370 | $1,350 |
| Leakey, TX | $95,000 | $1,496 | $990 | $2,300 | $1,310 |
| Sutton County, TX | $95,500 | $1,065 | $700 | $1,640 | $940 |
| Kinney County, TX | $64,200 | $946 | $620 | $1,460 | $840 |
| Brackettville, TX | $64,200 | $1,330 | $880 | $2,050 | $1,170 |
| Junction, TX | $82,300 | $1,433 | $950 | $2,210 | $1,260 |
| Fort Clark Springs, TX | $108,700 | $1,557 | $1,030 | $2,400 | $1,370 |
| Sonora, TX | $96,300 | $1,502 | $990 | $2,310 | $1,320 |