How Can I Make My Cool Spring, NC Home Insurance Cheaper

Gavop shows you how to buy homeowners insurance in Cool Spring, NC by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.

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Estimate Appropriate Cool Spring, NC Home Insurance Coverage Levels | Back to Top

Cool Spring, NC - Neighbourhoods, Census Blocks & Streets 3 Bedroom 2 Bedroom
Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
Brooks Rd Exd, Hidden Valley Ln, Pointer Rd, Pain Rd, State Rd 1615, State Rd 2163, State Rd 1738, Red Wing Dr, Ranger Dr, Old Ross Rd $149,000 $130,000 $125,000-$150,000 $103,500 $100,000 $75,000-$100,000
Pine St, State Rd 1921, State Rd 2125, State Rd 1944, York St, Brooklyn Rd, Running Creek Dr, Providence Rd, Middle St, Harrill Dairy Rd $121,000 $100,000 $125,000-$150,000 $69,500 $60,000 $50,000-$75,000
Byers St, Kelly Rd, Park St, Manford Dr, Lake Way Dr, Kanaan Dr, Greenlee Hollow Dr, Campbell Springs Rd, Hillcrest Ave, Holland Hollar $116,000 $100,000 $100,000-$125,000 $90,000 $70,000 $75,000-$100,000
Ridgecrest Dr, Old Mooresboro Rd, State Rd 2172, Hudlow Rd, Hilltop Farm Ln, Golf St, Martin St, Tatum Way, Tonex St, Olde Cobblestone Dr $173,500 $140,000 $150,000-$175,000 $121,500 $110,000 $125,000-$150,000
Old Wagy Rd, Plymouth Ln, Mayse Rd, Marlboro Dr, Wilderness Dr, Jack Martin Rd, Harriett Rd, Chandler Dr, Neighbors St, Dewitt Owens Rd $124,000 $100,000 $100,000-$125,000 $86,000 $80,000 $75,000-$100,000
Clements Rd, Shakespeare Dr, State Rd 1777, Pine St, Nottingham Dr, Blanton Rd, Freewill Baptist Church Rd, Bethany Church Rd, Birdie Watson Rd, Jack Moore Mountain Rd $93,500 $80,000 $75,000-$100,000 $83,500 $70,000 $75,000-$100,000
State Rd 1778, J J Blvd, Switzer Dr, Hillside St, Goode Grove Rd, State Rd 1757, Biggerstaff Rd, State Rd 1946, State Rd 1930, State Rd 1987 $152,500 $140,000 $150,000-$175,000 $104,500 $100,000 $100,000-$125,000
Mosswood Ln, Parmer St, Keeter Rd, Pixie Ln, W Main St, Spear St, State Rd 1712, Farmington Dr, Frog Creek Rd, State Rd 1745 $111,000 $100,000 $100,000-$125,000 $67,500 $50,000 $50,000-$75,000
Tool Dr, Ramsey Rd, Seaboard Rd, Midway Trl, Seitz Dr Exd, Country Home Dr, Hazelhurst Ln, Robertson Creek Church Rd, England Dr, Morgan St $210,000 $170,000 $175,000-$200,000 $142,500 $120,000 $125,000-$150,000
Canaday Ln, Academy St, Upper Ridge Rd, Health Care Dr, Waters Rd, Georgia Ave, State Rd 1724, Spencer Aly, Horseshoe Dr, E Trade St $149,000 $130,000 $150,000-$175,000 $87,500 $70,000 $50,000-$75,000

Choose the Best Cool Spring, NC Home Insurance Premium for your Background | Back to Top

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Retired 750-799 Credit Score No Income No Pets, Non-Smoker $450
Unemployed 650-699 Credit Score No Income 2 Pets, Smoker $930
Full Time Job Up to 499 Credit Score $25 to 50,000 More than 3 Pets at home, Smoker $350

Choose the Right Deductible for your Cool Spring, NC Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
North Carolina $100 $860 $960 $700 $800 $160
Rutherford County, NC $2,500 $560 $1,060 $470 $2,970 $-1,910
Cool Spring, NC $1,500 $460 $960 $400 $1,900 $-940
Camp Creek, NC $400 $280 $680 $230 $630 $50
Kingstown, NC $2,500 $350 $850 $300 $2,800 $-1,950
Inman Mills, SC $100 $290 $390 $250 $350 $40
Tigerville, SC $1,500 $670 $1,170 $590 $2,090 $-920
Long View, NC $300 $320 $620 $270 $570 $50
Grassy Creek, NC $2,500 $450 $950 $380 $2,880 $-1,930
Ranlo, NC $400 $490 $890 $420 $820 $70
Mills River, NC $1,000 $890 $1,390 $770 $1,770 $-380
Enoree, SC $200 $290 $490 $240 $440 $50
Lake Wylie, SC $700 $1,300 $1,800 $1,080 $1,780 $20

Identify Top Home Insurance Agents near Cool Spring, NC | Back to Top

Home Insurance Company Cool Spring, NC Homeowners Insurance Agency Cool Spring, NC Address Popularity Score Distance from Cool Spring (miles)
Travelers Lincoln Insurance Agency Inc 510 East Main Street, Lincolnton, NC, 28092
35.8
Allstate Joseph Taylor 2170 Hendersonville Rd, Arden, NC, 28704
38.8
Allstate Randy Mckinney 1639 Us Hwy 74a Byp Ste 160, Spindale, NC, 28160
2.7
Erie Terry Knight Insurance Service Inc. 3816-09 S New Hope Road, Gastonia, NC, 28056
43.9
Erie Brooks Insurance Agency Llc 607 West Trade Street, Dallas, NC, 28034
38.3
State Farm Mike Gibson 2940 Union Rd, Gastonia, NC, 28054-6022
40.0
Travelers Mace Insurance Agency Llc 1119 Shiloh Church Rd Ste K, Hickory, NC, 28601
45.6
Travelers Cornerstone Insurance & Financial Services 2395 E Main St, Lincolnton, NC, 28092
37.9
Nationwide Jorhetta E. Cash 2906 Union Rd, Gastonia, NC, 28054-6022
39.9
Liberty Mutual Independent George W Stowe Ins 508 Park St, Belmont, NC, 28012
47.3

Compare Rates for Cool Spring, NC Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
North Carolina $153,600 $610 $450 $870 $420
Rutherford County, NC $108,700 $510 $350 $720 $370
Cool Spring, NC $92,900 $420 $290 $600 $310
Camp Creek, NC $75,400 $410 $290 $570 $280
Kingstown, NC $89,900 $510 $340 $720 $380
Inman Mills, SC $75,500 $340 $230 $490 $260
Tigerville, SC $167,200 $720 $480 $990 $510
Long View, NC $88,500 $430 $310 $610 $300
Grassy Creek, NC $119,700 $480 $350 $660 $310
Ranlo, NC $110,400 $600 $430 $820 $390
Mills River, NC $200,400 $1,040 $720 $1,450 $730
Enoree, SC $68,500 $400 $290 $560 $270
Lake Wylie, SC $287,400 $1,440 $990 $2,030 $1,040