Gavop's guide to buying homeowners insurance in Hanover, NY covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Hanover, NY - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Front St, Old Main Rd, Columbia St, Dixie Ave, Hanover Rd, Adams St, Cayuga Dr, Co Rd 114, Co Rd 307, Mixer Rd | $127,000 | $100,000 | $125,000-$150,000 | $98,500 | $80,000 | $100,000-$125,000 |
| Dana Pl, Cleveland St, William St, Hillview Dr, Anne St, Bennett State Rd, Ann St, Jaekle Ave, Grove St, Beachview Dr | $126,500 | $110,000 | $100,000-$125,000 | $84,500 | $70,000 | $75,000-$100,000 |
| Shriver Rd, 85, Co Touring Rte 84, Christy St, Triangle Dr, Quarry Rd, Crandall Ave, Henry St, Overhiser Rd, Knight St Exn | $123,000 | $120,000 | $100,000-$125,000 | $79,000 | $70,000 | $50,000-$75,000 |
| Woodland Dr, Knight St, Lighthouse Pt, Co Rd 90, Allegany Rd, Lake Ave Exd, Iola Dr, Co Rd 38, Charles St, Ontario Rd | $114,000 | $100,000 | $125,000-$150,000 | $121,500 | $110,000 | $100,000-$125,000 |
| Co Rd 141, Blanding Rd, Co Rd 320, Southerland St, Glenwood Ave, Hanover Rd, Moran Ln, Chemar Dr, York Rd, Burgess St | $146,500 | $140,000 | $150,000-$175,000 | $119,500 | $110,000 | $100,000-$125,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$86 | $866 |
| Home and Two Car | -$162 | $790 |
| Home and Three Car | -$228 | $723 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Chautauqua County | $2,000 | $1,211 | $3,211 | $880 | $2,880 | $331 |
| Hanover, NY | $700 | $940 | $1,640 | $683 | $1,383 | $257 |
| South Dayton, NY | $400 | $601 | $1,001 | $437 | $837 | $164 |
| Lake Erie Beach, NY | $700 | $584 | $1,284 | $424 | $1,124 | $160 |
| West Valley, NY | $200 | $583 | $783 | $424 | $624 | $159 |
| West Seneca, NY | $700 | $622 | $1,322 | $452 | $1,152 | $170 |
| Kenmore, NY | $400 | $948 | $1,348 | $689 | $1,089 | $259 |
| Harris Hill, NY | $1,500 | $669 | $2,169 | $486 | $1,986 | $183 |
| Amherst, NY | $100 | $670 | $770 | $487 | $587 | $183 |
| Columbus, PA | $1,000 | $586 | $1,586 | $426 | $1,426 | $160 |
| Youngsville, PA | $400 | $549 | $949 | $399 | $799 | $150 |
| Pendleton, NY | $1,500 | $714 | $2,214 | $519 | $2,019 | $195 |
| Home Insurance Company Hanover, NY | Homeowners Insurance Agency Hanover, NY | Address | Popularity Score | Distance from Hanover (miles) |
|---|---|---|---|---|
| Travelers | Mc Mazzara Agency Inc | 1201 Colvin Blvd Ste 2, Tonawanda, NY, 14223 | 36.1 | |
| Erie | Emerling Agency Llc | 8625 Main Street, Williamsville, NY, 14221 | 40.1 | |
| Liberty Mutual Independent | Walsh Duffield Companies Inc | 801 Main St, Buffalo, NY, 14203 | 30.9 | |
| Travelers | Robert E Schaff Ltd | 33 Central Ave, Lancaster, NY, 14086 | 36.6 | |
| Allstate | Michael Huber | 1282 French Rd, Depew, NY, 14043 | 33.7 | |
| Allstate | Edward Bartel | 4184 Seneca St Ste 106, West Seneca, NY, 14224 | 30.3 | |
| Allstate | The Keller Group Inc | 2706 Pine Ave, Niagara Falls, NY, 14301 | 42.2 | |
| Allstate | Thomas Finn | 3493 Delaware Ave, Kenmore, NY, 14217 | 36.2 | |
| Nationwide | Ruth T. Eckstrom | 192 E Main St, Fredonia, NY, 14063-1410 | 10.7 | |
| Travelers | Allwrite Insurance Agency | 1586 Eggert Rd, Amherst, NY, 14226 | 37.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New York | $293,000 | $1,164 | $780 | $1,610 | $830 |
| Chautauqua County, NY | $85,800 | $1,226 | $820 | $1,690 | $870 |
| Hanover, NY | $88,700 | $952 | $650 | $1,350 | $700 |
| South Dayton, NY | $59,500 | $608 | $410 | $830 | $420 |
| Lake Erie Beach, NY | $98,600 | $591 | $430 | $810 | $380 |
| West Valley, NY | $93,600 | $590 | $420 | $810 | $390 |
| West Seneca, NY | $141,500 | $630 | $430 | $870 | $440 |
| Kenmore, NY | $119,900 | $960 | $640 | $1,320 | $680 |
| Harris Hill, NY | $211,200 | $677 | $490 | $970 | $480 |
| Amherst, NY | $186,600 | $678 | $480 | $940 | $460 |
| Columbus, PA | $99,200 | $593 | $400 | $840 | $440 |
| Youngsville, PA | $85,200 | $556 | $380 | $770 | $390 |
| Pendleton, NY | $184,400 | $723 | $480 | $1,000 | $520 |