Gavop's guide to buying homeowners insurance in Cascade County, MT covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $51,500 | $50,000 | $25,000-$50,000 |
| 2 Bedroom | $86,000 | $70,000 | $75,000-$100,000 |
| 3 Bedroom | $195,000 | $180,000 | $200,000-$250,000 |
| 4 Bedroom | $238,500 | $220,000 | $250,000-$300,000 |
| 5 Bedroom | $365,500 | $340,000 | $250,000-$300,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$162 | $789 |
| Superior Protection Discount | -$95 | $855 |
| Fire & Security Discount | -$105 | $846 |
| Hail Resistant Roof Discount | -$19 | $931 |
| Newly Constructed Home Discount | -$200 | $751 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Cascade County | $1,000 | $939 | $1,939 | $682 | $1,682 | $257 |
| Cascade County, MT | $2,500 | $939 | $3,439 | $682 | $3,182 | $257 |
| Stockett, MT | $100 | $883 | $983 | $642 | $742 | $241 |
| Vaughn, MT | $1,000 | $872 | $1,872 | $634 | $1,634 | $238 |
| Great Falls North, MT | $400 | $844 | $1,244 | $613 | $1,013 | $231 |
| Sun River, MT | $2,500 | $969 | $3,469 | $704 | $3,204 | $265 |
| Simms, MT | $2,500 | $944 | $3,444 | $686 | $3,186 | $258 |
| Monarch-Neihart, MT | $400 | $1,093 | $1,493 | $794 | $1,194 | $299 |
| Wolf Creek, MT | $1,500 | $1,239 | $2,739 | $900 | $2,400 | $339 |
| Dutton, MT | $300 | $590 | $890 | $429 | $729 | $161 |
| Fort Benton, MT | $1,500 | $920 | $2,420 | $668 | $2,168 | $251 |
| Home Insurance Company Cascade County, MT | Homeowners Insurance Agency Cascade County, MT | Address | Popularity Score | Distance from Cascade County (miles) |
|---|---|---|---|---|
| Allstate | Tammy J Quintrell-Stubbs | 518 9th St S, Great Falls, MT, 59405 | 12.9 | |
| Travelers | Advantage Insurance Agency Llc | 207 Smelter Ave Ne Ste 2, Great Falls, MT, 59404 | 14.5 | |
| Travelers | Erwin Insurance Inc | 117 1st Avenue North, Great Falls, MT, 59401 | 13.3 | |
| State Farm | Greg Franczyk | 17 2nd St S, Great Falls, MT, 59401-3608 | 13.2 | |
| Travelers | Advantage Insurance Agency Llc | 207 Smelter Ave Ne Ste 2 Great Falls, Great Falls, MT, 59404 | 14.6 | |
| State Farm | Scott Schissler | 222 15th St S Ste A, Great Falls, MT, 59405-2459 | 13.2 | |
| Liberty Mutual Independent | Leavitt Great West Insurance Services | 321 1st Ave N, Great Falls, MT, 59401 | 13.3 | |
| Allstate | David Copp | 1520 River Dr N Ste A, Great Falls, MT, 59401 | 14.4 | |
| State Farm | Terry Ehrhardt | 1112 9th St S, Great Falls, MT, 59405-4402 | 12.5 | |
| State Farm | Gary Fosse | 222 15th St S Ste A, Great Falls, MT, 59405-2459 | 13.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Montana | $209,100 | $1,080 | $820 | $1,410 | $590 |
| Cascade County, MT | $168,100 | $950 | $720 | $1,250 | $530 |
| Cascade County, MT | $168,100 | $950 | $720 | $1,250 | $530 |
| Stockett, MT | $135,000 | $894 | $680 | $1,170 | $490 |
| Vaughn, MT | $131,700 | $883 | $670 | $1,160 | $490 |
| Great Falls North, MT | $123,500 | $854 | $650 | $1,120 | $470 |
| Sun River, MT | $164,600 | $981 | $750 | $1,290 | $540 |
| Simms, MT | $155,100 | $955 | $730 | $1,250 | $520 |
| Monarch-Neihart, MT | $223,100 | $1,106 | $840 | $1,450 | $610 |
| Wolf Creek, MT | $298,100 | $1,254 | $950 | $1,640 | $690 |
| Dutton, MT | $68,800 | $597 | $450 | $780 | $330 |
| Fort Benton, MT | $146,700 | $931 | $710 | $1,220 | $510 |