Gavop shows you how to buy homeowners insurance in Pell City, AL by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $62,000 | $60,000 | $50,000-$75,000 |
| 2 Bedroom | $168,000 | $150,000 | $175,000-$200,000 |
| 3 Bedroom | $138,000 | $120,000 | $100,000-$125,000 |
| 4 Bedroom | $266,500 | $240,000 | $250,000-$300,000 |
| 5 Bedroom | $475,000 | $450,000 | $500,000-$600,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$80 | $809 |
| Home and Two Car | -$151 | $738 |
| Home and Three Car | -$213 | $676 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,975 |
| Physical Damage | $2,488 |
| Hail Damage | $4,665 |
| Wind Damage | $6,624 |
| Expensive Claims | |
| Fire | $42,889 |
| Smoke | $17,389 |
| Home Insurance Company Pell City, AL | Homeowners Insurance Agency Pell City, AL | Address | Popularity Score | Distance from Pell City (miles) |
|---|---|---|---|---|
| Farmers | Tom Gant | 1820 Cogswell Ave, Pell City, AL, 35125 | 1.7 | |
| Travelers | Seals Insurance | 45240 Hwy 78, Lincoln, AL, 35096 | 8.1 | |
| Travelers | Doug Jinks Insurance Center Inc | 22680 Bucksville Road, Mccalla, AL, 35111 | 50.0 | |
| State Farm | Connie Myers | 2109 7th Ave N Ste 1, Pell City, AL, 35125-1327 | 2.4 | |
| Travelers | Union State Insurance Inc | 1920 First Ave N Pell City, Pell City, AL, 35125 | 1.8 | |
| State Farm | Jerri Burnett | 2725 Moody Pkwy, Moody, AL, 35004-3152 | 12.1 | |
| Travelers | Union State Insurance Inc | 1920 1st Ave N, Pell City, AL, 35125 | 1.8 | |
| State Farm | Casey Mann | 5950 Chalkville Mtn Rd Ste 114, Birmingham, AL, 35235-8617 | 20.0 | |
| State Farm | Jp Dailey | 1911 Martin Street South, Pell City, AL, 35128-2372 | 1.3 | |
| Allstate | Ronald Woods | 2100 Data Park Ste 208, Hoover, AL, 35244 | 31.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Alabama | $132,100 | $1,168 | $830 | $1,670 | $840 |
| St. Clair County, AL | $142,800 | $1,135 | $810 | $1,620 | $810 |
| Pell City, AL | $149,600 | $889 | $630 | $1,230 | $600 |
| Lincoln, AL | $99,800 | $829 | $590 | $1,150 | $560 |
| Oxford, AL | $134,100 | $838 | $590 | $1,200 | $610 |
| West End-Cobb Town, AL | $70,700 | $792 | $560 | $1,100 | $540 |
| Weaver, AL | $106,200 | $1,026 | $700 | $1,420 | $720 |
| Trafford, AL | $83,900 | $885 | $610 | $1,270 | $660 |
| Blount County, AL | $122,200 | $1,038 | $750 | $1,470 | $720 |
| Hollis Crossroads, AL | $104,300 | $1,015 | $720 | $1,400 | $680 |
| Helena, AL | $186,900 | $997 | $730 | $1,390 | $660 |
| Greenwood, AL | $209,000 | $1,051 | $700 | $1,480 | $780 |
| Jemison, AL | $99,700 | $829 | $610 | $1,140 | $530 |