Gavop tells you how to get the best homeowners insurance in Zolfo Springs, FL by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $35,000 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $86,000 | $70,000 | $75,000-$100,000 |
| 3 Bedroom | $128,000 | $120,000 | $100,000-$125,000 |
| 4 Bedroom | $101,500 | $90,000 | $75,000-$100,000 |
| 5 Bedroom | $132,000 | $110,000 | $100,000-$125,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$124 | $703 |
| Superior Protection Discount | -$83 | $744 |
| Fire & Security Discount | -$74 | $752 |
| Hail Resistant Roof Discount | -$17 | $810 |
| Newly Constructed Home Discount | -$207 | $620 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Hardee County | $2,500 | $787 | $3,287 | $572 | $3,072 | $215 |
| Zolfo Springs, FL | $1,000 | $817 | $1,817 | $593 | $1,593 | $223 |
| Hardee County, FL | $400 | $787 | $1,187 | $572 | $972 | $215 |
| Limestone, FL | $2,000 | $767 | $2,767 | $557 | $2,557 | $210 |
| Alturas, FL | $400 | $995 | $1,395 | $723 | $1,123 | $272 |
| Arcadia East, FL | $2,000 | $894 | $2,894 | $650 | $2,650 | $244 |
| Crooked Lake Park, FL | $200 | $925 | $1,125 | $672 | $872 | $253 |
| Babson Park, FL | $1,500 | $1,184 | $2,684 | $860 | $2,360 | $323 |
| Wimauma, FL | $100 | $794 | $894 | $577 | $677 | $217 |
| Manatee County, FL | $2,000 | $1,382 | $3,382 | $1,004 | $3,004 | $378 |
| Lake Alfred, FL | $200 | $828 | $1,028 | $602 | $802 | $226 |
| Fruitville, FL | $2,000 | $1,033 | $3,033 | $751 | $2,751 | $282 |
| Home Insurance Company Zolfo Springs, FL | Homeowners Insurance Agency Zolfo Springs, FL | Address | Popularity Score | Distance from Zolfo Springs (miles) |
|---|---|---|---|---|
| State Farm | Lori Kennedy | 223 Us Highway 27 N, Sebring, FL, 33870-2132 | 12.6 | |
| State Farm | David Singletary | 305 N 6th Ave, Wauchula, FL, 33873-2319 | 9.2 | |
| Allstate | Jason Andrews | 915 Mall Ring Rd Ste A, Sebring, FL, 33870 | 12.0 | |
| Travelers | Bayless Insurance Agency Inc | 2151 Us 27 South, Sebring, FL, 33870 | 14.1 | |
| State Farm | Dan Evers | 706 W Main St, Avon Park, FL, 33825-3631 | 13.4 | |
| Liberty Mutual Independent | Heacock Insurance Group | 1105 Us Hwy 27 North , Sebring, FL, 33870 | 12.2 | |
| Travelers | Bayless Insurance Agency Inc | 2151 Us Hwy 27 S, Sebring, FL, 33870 | 14.1 | |
| State Farm | Susie Jackson | 2527 Lakewood Ranch Blvd, Bradenton, FL, 34211-4901 | 46.0 | |
| Liberty Mutual Independent | Strategic Insurance Underwriters | 5560 Broadcast Ct, Sarasota, FL, 34240 | 45.8 | |
| Travelers | Southern Insurance Agency | 3019 Us Hwy 27 N, Sebring, FL, 33872 | 11.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Florida | $178,700 | $1,605 | $1,250 | $2,150 | $900 |
| Hardee County, FL | $81,200 | $796 | $620 | $1,070 | $450 |
| Zolfo Springs, FL | $86,400 | $827 | $640 | $1,110 | $470 |
| Hardee County, FL | $81,200 | $796 | $620 | $1,070 | $450 |
| Limestone, FL | $56,000 | $776 | $610 | $1,040 | $430 |
| Alturas, FL | $89,800 | $1,007 | $790 | $1,350 | $560 |
| Arcadia East, FL | $74,900 | $905 | $710 | $1,210 | $500 |
| Crooked Lake Park, FL | $79,400 | $936 | $730 | $1,250 | $520 |
| Babson Park, FL | $117,900 | $1,198 | $930 | $1,610 | $680 |
| Wimauma, FL | $108,000 | $804 | $630 | $1,080 | $450 |
| Manatee County, FL | $197,200 | $1,399 | $1,090 | $1,870 | $780 |
| Lake Alfred, FL | $115,100 | $838 | $650 | $1,120 | $470 |
| Fruitville, FL | $226,800 | $1,046 | $820 | $1,400 | $580 |